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Entry Level Credit Risk Analyst Jobs in North Carolina

Allegiance Staffing

Credit Representative

Conover, NC · On-site

$21/hr

Experience with customer account analysis and credit risk assessment Core Competencies Credit Management, Account Management, Accounts Receivable, Accounting, Collections, Customer Account ...

US Bank

Credit Analyst 6

Charlotte, NC · On-site

$105K - $124K/yr

... and minimize risk and potential loss to the company. May use technological tools, including ... The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ...

US Bank

SBA Credit Analyst 6

Charlotte, NC · On-site

Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis * Thorough knowledge of SBA lending programs, including SBA 7(a) and 504 loan structures ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in North Carolina

Entry Level Credit Risk Analyst information

See North Carolina salary details

$33.6K

$103.5K

$179.5K

How much do entry level credit risk analyst jobs pay per year?

As of Aug 10, 2026, the average yearly pay for entry level credit risk analyst in North Carolina is $103,495.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $127,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in North Carolina? The most popular types of Credit Risk Analyst jobs in North Carolina are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in North Carolina? For Entry Level Credit Risk Analyst jobs in North Carolina, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in North Carolina look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in North Carolina are:
What cities in North Carolina are hiring for Entry Level Credit Risk Analyst jobs? Cities in North Carolina with the most Entry Level Credit Risk Analyst job openings:
Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in North Carolina as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 8% Part Time, and 4% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $103,495 per year, or $49.8 per hour.

Credit and Collection Analyst

Summit Stairs and Millwork

Garner, NC • On-site

$55K - $65K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago

Job description


Department

Finance / Accounting

FLSA Status

Exempt

Reports To

Credit Manager / Controller

Employment Type

Full-Time

Location

On-site – Canton GA, Garner NC or Rock Hill SC





Who we are

Summit Stairs and Millwork has been a trusted partner to homebuilders for more than 30 years, providing stair parts, exterior millwork, and PVC product solutions that make builders' jobs easier and elevate homeowners' spaces. Our Quick System QuickTread™ and full line of stair and exterior products are relied on by production builders, including Pulte Homes and TRI Pointe Homes, for consistent quality, reliability, and responsiveness. As we continue to grow, we are looking for a detail-oriented Credit and Collection Analyst to help protect the company's cash flow and maintain strong relationships with our builder customers.

Position Summary

The Credit and Collection Analyst is responsible for managing customer credit risk and driving the timely collection of outstanding accounts receivable. This role evaluates new and existing customer credit applications, monitors account aging, resolves billing disputes, and partners closely with Sales and Operations to balance strong builder relationships with sound credit practices. The ideal candidate is analytical, persistent, and comfortable communicating directly with customers about payment matters.

Key Responsibilities

  • Review and analyze credit applications for new and existing customers, using credit reports, trade references, and financial statements to recommend credit lines and payment terms.
  • Monitor accounts receivable aging and proactively contact past-due customers by phone and email to secure payment commitments and resolve delinquencies.
  • Investigate and resolve short pays, billing discrepancies, and disputed invoices in coordination with Sales, Customer Service, and Operations.
  • Reconcile customer accounts and process credit memos, adjustments, and payment applications as needed.
  • Place and release credit holds on customer accounts in accordance with company credit policy.
  • Prepare and distribute weekly and monthly aging reports, DSO metrics, and collection status updates to management.
  • Recommend accounts for collections agency referral, legal action, or write-off, and maintain supporting documentation.
  • Maintain accurate, up-to-date customer credit files, including terms, limits, tax exemption certificates, and lien waivers as required.
  • Support month-end close by reviewing the accounts receivable aging and assisting with bad debt reserve analysis.
  • Build and maintain professional relationships with builder customers, subcontractors, and internal sales teams to support timely payment while protecting customer goodwill.
  • Ensure compliance with company credit policies, mechanic's lien deadlines, and applicable state lien laws.

what you bring

  • Associate's or Bachelor's degree in Accounting, Finance, Business, or related field, or equivalent work experience.
  • 2+ years of experience in credit analysis, collections, or accounts receivable, preferably in building products, construction, or manufacturing/distribution.
  • Working knowledge of commercial credit practices, lien laws, and collections regulations.
  • Proficiency in Microsoft Excel and experience with ERP/accounting systems (e.g., NetSuite, SAP, Microsoft Dynamics, or similar).
  • Strong analytical and problem-solving skills with high attention to detail and accuracy.
  • Excellent verbal and written communication skills, with the ability to negotiate professionally and firmly with customers.
  • Ability to manage a high-volume portfolio of accounts and prioritize effectively under deadlines.
  • Self-motivated, organized, and able to work both independently and as part of a team.

Physical Requirements & Work Environment

  • Primarily an office environment; occasional visits to warehouse or production areas may be required.
  • Ability to sit for extended periods and use a computer and telephone throughout the workday.

What Summit Offers

  • Competitive compensation based on experience.
  • Comprehensive benefits package (medical, dental, vision, and retirement plan options).
  • Paid time off and holidays.
  • Opportunity to grow with a stable, 30+ year industry leader in stair and millwork products.


Summit Stairs and Millwork is an Equal Opportunity Employer.

www.summitstairsandmillwork.com

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