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Emv Engineer Jobs (NOW HIRING)

EMV Certifications Skills * Application Development * Automation * Influence * Solution Design * Technical Strategy Development * Architecture * Business Acumen * DevOps Practices * Result ...

... engineering, Computer Science, related technical field, or 3 - 5 years work experience in Card Payment Certifications. • Hands-on experience in payments domain with strong exposure to: EMV ...

HSM Migration Engineer IIIntroduction As an HSM Migration Engineer II, you will be responsible for ... EMV, PIN encryption, tokenization, transaction security, etc.) * 9 years supporting PCI-DSS, NIST ...

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Emv Engineer information

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$10

$47

$87

How much do emv engineer jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for emv engineer in the United States is $47.09, according to ZipRecruiter salary data. Most workers in this role earn between $35.82 and $60.82 per hour, depending on experience, location, and employer.

What is an EMV engineer?

An EMV Engineer is a technical specialist who designs, implements, and maintains payment systems that use EMV (Europay, Mastercard, and Visa) chip technology for secure card transactions. They work on integrating EMV standards into payment terminals, ATMs, and point-of-sale systems, ensuring compliance with global security protocols. EMV Engineers are also responsible for troubleshooting, testing, and upgrading systems to protect against fraud and enhance transaction security. Their expertise helps financial institutions and merchants provide safer, chip-enabled payment solutions.

What are the key skills and qualifications needed to thrive as an EMV engineer?

To thrive as an EMV Engineer, you need a solid background in computer science or electrical engineering, experience with payment systems, and knowledge of EMV (Europay, Mastercard, Visa) standards. Familiarity with payment terminal software, cryptographic protocols, and tools like card simulators or testing suites is typically required, and relevant certifications such as Certified Payments Professional (CPP) can be beneficial. Strong problem-solving abilities, attention to detail, and effective communication are important soft skills for collaborating with cross-functional teams and ensuring compliance. These skills and qualifications are vital to ensure secure, reliable, and standards-compliant payment solutions in a rapidly evolving financial technology landscape.

What are some typical challenges EMV engineers face when integrating chip card payment systems with existing POS infrastructure?

EMV Engineers often encounter challenges related to compatibility between new chip card payment systems and legacy POS (Point of Sale) hardware or software. These challenges can include differences in communication protocols, firmware limitations, or unexpected security requirements. Troubleshooting and testing to ensure smooth transaction processing while maintaining compliance with EMV standards is a key part of the role. Successful EMV Engineers work closely with software developers, QA teams, and merchants to resolve integration issues and ensure a secure, seamless customer experience.

What is the difference between Emv Engineer vs Card Software Engineer?

AspectEmv EngineerCard Software Engineer
Required CertificationsEMV Level 1/2 Certification, CCSPSimilar certifications, including EMV standards
Work EnvironmentFinancial institutions, payment processing companiesPayment device manufacturers, financial tech firms
Industry UsageDevelops and tests EMV chip card protocolsDevelops software for card management and processing
Common Search IntentUnderstanding EMV chip card technology and testingDeveloping and maintaining card software systems

Both roles focus on payment card technology, with Emv Engineers specializing in EMV chip protocols and testing, while Card Software Engineers develop software for card management systems. They often work together within the payment industry but have distinct technical focuses.

What are popular job titles related to Emv Engineer jobs?

For Emv Engineer jobs, the most frequently searched job titles are:

Infographic showing various Emv Engineer job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $97,940 per year, or $47.1 per hour.

Software Engineer III - Android Engineer

On-site

Other

Posted 27 days ago


Job description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Position Summary

This is an exciting opportunity to join Enterprise Payments Technology (EPT) and be part of a dynamic and fun team with amazing leadership. EPT is a global payments team which provides a wide range of financial platforms and services. EPT is made of core payment business technology functions including Merchant Solutions, Card Issuing, Digital Wallets, Transfers, Liability Payments and Settlement. EPT facilitates the movement of roughly $693 trillion through the processing of approximately 18.8 billion transactions a year to more than 66 million consumer/small business relationships and 2 million wealth management clients. The Merchant Business Software Suite (MBSS) team is responsible for the delivery of a largescale, multi-year program to provide a scalable and customizable point-of-sale software across a broader set of industry verticals. The initiative arises from a recent strategic acquisition to broaden the Bank’s Merchant Services capabilities.

Responsibilities
  • Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
  • Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
  • Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
  • Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
  • Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
  • Automates manual release activities
  • Designs, develops, and maintains automated test suites (integration, regression, performance)
Required Qualifications
  • 3+ years experience coding solutions and unit testing to deliver a requirement/story per the defined acceptance criteria and compliance requirements.
  • 3+ years experience Designing/developing/modifying architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained.
  • Proven experience with Java and Kotlin Android Application in production-level applications.
  • Strong understanding of RESTful APIs, and JSON
  • Familiarity with CI/CD pipelines, Git, and agile development methodologies.
Desired Qualifications
  • Experience with Point of Sale Applications
  • Point of Sale Terminal Development
  • Preferred Experience with Payment Gateways
  • Mobile App Development
  • Android Development
  • Merchant Services Experience
  • Payments Experience
  • EMV Experience
  • EMV Certifications
Skills
  • Application Development
  • Automation
  • Influence
  • Solution Design
  • Technical Strategy Development
  • Architecture
  • Business Acumen
  • DevOps Practices
  • Result Orientation
  • Solution Delivery Process
  • Analytical Thinking
  • Collaboration
  • Data Management
  • Risk Management
  • Test Engineering
Shift

1st shift (United States of America)

Hours Per Week

408 years experience

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