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Eft Analyst Jobs (NOW HIRING)

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EFT Processing Analyst

Austin, TX · On-site

EFT Processing Analyst Duration: Approx. 3 months Location: Austin, TX Responsibilities: Perform ACH operational functions within required deadlines and NACHA compliance. Process received ACH ...

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How much do eft analyst jobs pay per year?

As of Jun 4, 2026, the average yearly pay for eft analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an EFT Analyst, and why are they important?

To thrive as an EFT Analyst, you need a solid understanding of electronic funds transfer processes, financial regulations, and analytical problem-solving, often supported by a degree in finance, accounting, or a related field. Familiarity with payment processing systems, banking software, and compliance tools such as SWIFT, ACH, or NACHA rules is typical. Attention to detail, effective communication, and strong organizational skills help an EFT Analyst excel in monitoring transactions and resolving discrepancies. These competencies are essential for ensuring secure, accurate, and regulatory-compliant financial transactions in a fast-paced environment.

What are some common challenges faced by EFT Analysts, and how can they be addressed?

EFT Analysts often encounter challenges such as resolving transaction discrepancies, managing high volumes of electronic fund transfers, and staying updated on compliance regulations. These challenges can be addressed by developing strong attention to detail, leveraging robust reconciliation tools, and maintaining ongoing communication with banks and internal teams. Additionally, staying informed about industry best practices and participating in regular training can help analysts efficiently navigate regulatory changes and complex transaction issues.

What does an EFT Analyst do?

An EFT (Electronic Funds Transfer) Analyst is responsible for monitoring, analyzing, and ensuring the smooth processing of electronic transactions between financial institutions. They investigate transaction discrepancies, resolve payment issues, and ensure compliance with banking regulations. EFT Analysts also support system upgrades, maintain transaction records, and provide technical assistance to internal teams and customers regarding electronic payments.

What is the difference between Eft Analyst vs Data Analyst?

AspectEft AnalystData Analyst
Required CredentialsBachelor's in finance, accounting, or related field; certifications like CFA or CPABachelor's in statistics, mathematics, or related field; certifications like CAP or Microsoft Certified Data Analyst
Work EnvironmentFinancial institutions, banks, or investment firmsVarious industries including finance, healthcare, marketing, and tech
Employer & Industry UsagePrimarily in banking and financial services for transaction and compliance analysisAcross multiple sectors for data interpretation and reporting

The main difference between an Eft Analyst and a Data Analyst lies in their industry focus and certifications. Eft Analysts typically work within financial institutions focusing on electronic funds transfer processes, requiring finance-specific credentials. Data Analysts have a broader scope across industries, analyzing data to support business decisions, often with skills in statistics and data visualization. Both roles involve data handling but serve different operational needs.

What cities are hiring for Eft Analyst jobs? Cities with the most Eft Analyst job openings:
What states have the most Eft Analyst jobs? States with the most job openings for Eft Analyst jobs include:
Infographic showing various Eft Analyst job openings in the United States as of May 2026, with employment types broken down into 14% Locum Tenens, 8% Internship, 9% As Needed, 52% Full Time, 15% Part Time, and 2% Nights. Highlights an 71% Physical, 4% Hybrid, and 25% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.
Digital Applications Support Analyst - EFT, AT

Digital Applications Support Analyst - EFT, AT

Apple Bank

New York, NY • On-site

$100K - $135K/yr

Full-time

Posted 9 days ago

Job description

Hybrid/New York, NY
Salary Range: $100,000- $135,000
Apple Bank is seeking an Electronic Funds Transfer (EFT) Digital Applications Support Analyst to join our Enterprise Applications Support Team to provide technical and back-office support for the Bank’s electronic banking platforms & applications. This role will work the EFT Manager by primarily supporting the debit card processing channel (Visa Card processing/terminal driving), our FIS Card base platform, and VRU applications (not infrastructure). The Specialist will play a key role by acting as the technical liaison between the Bank’s service providers, as well as the Retail Banking EFT & Contact Center Operation Teams, thus enabling them to deliver exceptional service to Bank customers.

Essential Duties and Responsibilities

  • Provide day-to-day technical assistance in a liaison role between service vendor providers – Visa & FIS Card Team and the Digital Banking Services respectively, as directed by the EFT Manager; between our VRU application vendor and Contact Center Operations Team.
  • Create tickets against vendors for EFT/VRU application and work with them, as well as other peer technology departments within our IT Division, including Core, Help Desk, Network/Telecom, and Infrastructure to rapidly resolve them; communicate & escalate to the EFT Manager as needed
  • Support the EFT Manager on the implementation of projects that include new or enhancements to EFT/VRU application platforms, as well as associated software ecosystems.
  • Oversee vendor changes & releases to production platform; perform system set-up for EFT and VRU business lines as needed.
  • Remain current on technology architecture and various system components for all EFT & VRU application platforms including interfaces & dataflow to vendor components, as well as to the Core; evaluate technology & architecture deliverables for current and new technologies.
  • Help maintain knowledge base including architecture, configuration, and other software artifacts including but not limited to release notes.
  • Alert and escalate vendor support issues to senior management and seek to identify problems and improve application support service levels
  • Support EFT Manager in departmental audits, IT risk examination, as well as external regulatory exams; execute corrective action (if needed) in a timely manner.
  • Maintain the confidentiality of the Bank’s customers.
  • Perform other duties as requested.

Skills, Education and Experience

  • Bachelor’s degree in Information Technology preferred
  • Must have at least 3-5 years of experience in technology support., with familiarity in Core Banking ecosystem preferable
  • Knowledge of Debit card processing and VRU Application preferable.
  • Desired Skills:
    • Familiarity with FIS IBS core banking/ Card base or equivalent Core/Debit card platform.
    • Familiarity with Visa Debit card system and associated interfaces with FIS.
    • Familiarity with VRU applications including Centurion application.
  • Must be familiar with regulatory policies including BSA/AML, privacy, and especially PCI compliance, as well as applicable regulations and regulatory policies for debit cards.
  • Experience in resolving and working through escalated and complex customer issues.
  • Solid problem-solving skills.
  • Excellent interpersonal & communication (verbal + written) skills.
  • Ability to operate in a fast-paced and ever-changing environment.
  • Experience in recognizing service opportunities and providing exceptional customer satisfaction.
  • Superior Microsoft Office (PowerPoint, Excel, & Word).
  • Excellent presentation skills.

Visa sponsorship not available.

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.

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