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Eft Specialist Jobs (NOW HIRING)

TAB Bank

EFT Specialist

Ogden, UT · On-site

$19.25 - $24/hr

Job Summary The EFT Specialist is responsible for the processing, monitoring, and control of electronic funds transfer (EFT) activities, including ACH (Automated Clearing House), Real Time Payments ...

UW Credit Union

EFT Specialist

Milwaukee, WI · On-site

The Electronic Funds Transfer (EFT) Specialist plays a dynamic role within Membership Services managing our daily ACH and Wire Transfer processes. The role requires a high degree of accuracy ...

UW Credit Union

EFT Specialist

Madison, WI · On-site

$20.50 - $23.99/hr

The Electronic Funds Transfer (EFT) Specialist plays a dynamic role within Membership Services managing our daily ACH and Wire Transfer processes. The role requires a high degree of accuracy ...

UW Credit Union

EFT Specialist

Madison, WI

The Electronic Funds Transfer (EFT) Specialist plays a dynamic role within Membership Services managing our daily ACH and Wire Transfer processes. The role requires a high degree of accuracy ...

UW Credit Union

EFT Specialist

Madison, WI

$20.50/hr

The Electronic Funds Transfer (EFT) Specialist plays a dynamic role within Membership Services managing our daily ACH and Wire Transfer processes. The role requires a high degree of accuracy ...

Everwise Credit Union

EFT Specialist

South Bend, IN · On-site

$92K - $92K/yr

Understands the workflow and functions within the EFT department, including data processing, computer applications, and electronic distribution of files. Provides quality service to members and ...

Everwise Credit Union

EFT Specialist

South Bend, IN · On-site

$92K - $92K/yr

Understands the workflow and functions within the EFT department, including data processing, computer applications, and electronic distribution of files. Provides quality service to members and ...

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How much do eft specialist jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for eft specialist in the United States is $22.52, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $28.12 per hour, depending on experience, location, and employer.

What is an EFT Specialist?

An EFT (Electronic Funds Transfer) Specialist is responsible for processing and troubleshooting electronic transactions, such as direct deposits, wire transfers, and ACH payments. They ensure the accuracy, security, and compliance of financial transactions while addressing any discrepancies or errors. EFT Specialists often work in banks, credit unions, or financial institutions, collaborating with internal teams and customers to resolve payment issues. Strong attention to detail, technical proficiency, and knowledge of banking regulations are essential for this role.

What are the daily responsibilities of an EFT Specialist?

As an EFT Specialist, your daily responsibilities often include processing and monitoring electronic funds transfers, resolving discrepancies or errors in transactions, and ensuring compliance with internal controls and external banking regulations. You may interact closely with account holders, internal departments, and external financial institutions to address inquiries or troubleshoot payment issues. Regular tasks also include reconciling accounts, updating transaction records, and assisting in implementing new payment technologies or procedures. Working in this role requires attention to detail and a collaborative approach to efficiently support financial operations.

What skills and qualifications are needed to thrive as an EFT Specialist?

To excel as an EFT Specialist, you need a solid understanding of electronic funds transfer processes, banking regulations, and financial transaction reconciliation, often supported by experience in finance or banking. Familiarity with EFT software platforms, ACH systems, and payment processing tools is typically required. Attention to detail, problem-solving ability, and strong communication skills are essential soft skills in this role. Mastery of these competencies ensures accuracy, compliance, and efficient resolution of payment-related issues in a fast-paced financial environment.

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Eft Specialist jobs near you
Infographic showing various Eft Specialist job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution, with an average salary of $46,832 per year, or $22.5 per hour.

EFT Specialist

TAB Bank

Ogden, UT • On-site

$19.25 - $24/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

Job description

Job Summary

The EFT Specialist is responsible for the processing, monitoring, and control of electronic funds transfer (EFT) activities, including ACH (Automated Clearing House), Real Time Payments (RTP), FedNow, Third-Party Payment Processor (TPPP) transactions, and wire processing for TAB Bank. This role supports daily operations, risk management, customer onboarding, and compliance efforts. The EFT Specialist is cross trained across EFT functions, assists in employee and customer training, and ensures adherence to all applicable FED, FDIC, NACHA, and TAB Bank policies and regulations.

Essential Duties and Responsibilities:
  • Collaborate with team members and cross-functional departments to meet daily EFT operational objectives.
  • Process, monitor, verify, and balance ACH and Third-Party Payment Processor (TPPP) transactions, including file uploads, exceptions, returns, and Notifications of Change (NOCs).
  • Troubleshoot operational issues, perform research, data analysis, and account reconciliations, escalating issues as needed.
  • Serve as a primary point of contact for internal and external inquiries related to ACH, EFT, and wire processing.
  • Underwrite ACH originators, conduct periodic audits, and monitor customer activity to ensure compliance with established risk controls.
  • Administer ACH and wire services, including limit adjustments, user access management, and enforcement of customer risk parameters.
  • Complete end-of-day processing and support overall operational accuracy and efficiency.
  • Support compliance efforts, including coordination of ACH audits, maintenance of documentation, and adherence to all regulatory and internal policy requirements.
  • Facilitate onboarding, training, and ongoing communication for customers and employees, including NACHA rules education and periodic updates.
  • Participate in risk monitoring activities and reporting, including involvement in committee reviews and preparation of related materials.
  • Perform additional duties and projects as assigned.
Education and experience:[Indicate requirements that are job-related and consistent with business necessity]
  • Previous banking or accounting operations experience, including ACH and/or wire processing, exception processing, balance control, end-of-day processing, or account maintenance preferred.
  • Prior customer service experience preferred.
  • Some college coursework in business, finance, or accounting preferred.
  • NACHA AAP or APRP certification preferred; required within one calendar year of hire.

 

Competencies:
  • Strong Microsoft Excel skills.
  • High attention to detail with strong organizational skills.
  • Ability to work accurately and efficiently in a deadline-driven environment.
  • Strong analytical, troubleshooting, and problem-solving abilities.
  • Solid understanding of basic accounting principles.
  • Strong verbal and written communication skills.
  • Exceptional customer service skills.
  • Ability to work both independently and collaboratively within a team environment.
  • Ability to manage multiple priorities and meet daily and monthly deadlines while supporting project-based initiatives.

TAB Bank Offers:

  • Onsite Gym
  • Tuition Reimbursement
  • Paid Holidays
  • Gym Reimbursement
  • College Scholarships for Employees and Families
  • 401(k)
  • Paid Time Off (PTO)
  • Employee Assistance Program (EAP)
  • I Made the Grade
  • Holiday Club Program
  • Medical, Dental, Vision, Life and AD&D, Voluntary Disability, Flex Spending & Dependent Care

TAB Bank will not sponsor applicants for work visas.

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