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Draw Inspector Jobs in Miami, FL (NOW HIRING)

Perform property inspections where applicable and prepare reports. * Process draw requests and extensions: Prepare and process extension requests and draw requests under approved GLOC's conducting ...

Perform property inspections where applicable and prepare reports. * Process draw requests and extensions: Prepare and process extension requests and draw requests under approved GLOC's conducting ...

... Inspect all lights, wheel alignment and check operations. - Conduct leakage and compression test to determine the condition of the engine, check alternator output, starter draw and load test the ...

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Draw Inspector information

What is a draw inspector?

Draw Inspectors are professionals who assess the progress of construction projects for lenders, owners, or other stakeholders. Their primary responsibility is to visit job sites, evaluate completed work, and verify that construction milestones have been met before funds are released from a construction loan or draw schedule. Draw Inspectors help ensure that disbursements align with actual progress, reducing financial risk and helping projects stay on track. They often document their findings with written reports and photographs, which are reviewed by the lender or owner. This role is crucial in maintaining transparency and accountability throughout the construction process.

What are the typical daily responsibilities of a draw inspector in the construction industry?

A Draw Inspector is responsible for visiting active construction sites to verify that work has been completed according to project milestones and that disbursement requests align with actual progress. Their day often includes reviewing construction documents, conducting on-site inspections, taking photographs, and preparing detailed reports for lenders or stakeholders. Regular communication with project managers, contractors, and lending institutions is essential to resolve discrepancies and ensure accurate funding. This role requires strong attention to detail and the ability to work independently while managing multiple projects simultaneously.

What are the key skills and qualifications needed to thrive as a draw inspector, and why are they important?

To thrive as a Draw Inspector, you need a solid understanding of construction processes, project documentation, and typically a background in construction management or a related field. Familiarity with inspection software, digital photography, and reporting platforms is essential for accurate and efficient documentation. Strong attention to detail, integrity, and effective communication skills are crucial for interacting with contractors and ensuring compliance. These skills ensure that project funds are disbursed appropriately, timelines are met, and construction quality standards are upheld.

What is the difference between Draw Inspector vs Structural Inspector?

AspectDraw InspectorStructural Inspector
CertificationsDrafting or CAD certifications, sometimes engineering-relatedEngineering or construction certifications, often structural engineering licenses
Work EnvironmentDesign offices, CAD labs, construction sitesConstruction sites, structural testing facilities, inspection sites
Industry UsageArchitectural, engineering, construction firmsConstruction, civil engineering, structural design companies

Draw Inspectors primarily focus on reviewing and verifying technical drawings and CAD files to ensure accuracy before construction begins. Structural Inspectors, on the other hand, evaluate the safety and compliance of structural elements during and after construction. While both roles require knowledge of construction standards, Draw Inspectors are more involved in the design phase, whereas Structural Inspectors focus on structural integrity during the building process.

What job categories do people searching Draw Inspector jobs in Miami, FL look for?

The top searched job categories for Draw Inspector jobs in Miami, FL are:

Infographic showing various Draw Inspector job openings in Miami, FL as of August 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 100% In-person job distribution.

Credit Products Officer II (C&I Specialty)

BankUnited

Miami Lakes, FL • On-site

Other

Re-posted 22 days ago


BankUnited rating

8.0

Company rating: 8.0 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks


Job description


SUMMARY: A Credit Products Officer specializes in either Corporate and Industrial (C&I) loan requests and is responsible for preparing complete and accurate credit analyses in a timely manner that meets or exceeds internal business partners' needs, customer expectations, regulatory requirements and leading industry practices. They are accountable for protecting the Bank by providing an unbiased and objective view of the prospective borrower and thoroughly disclosing all identified risks. In addition, this position is responsible for the monitoring and ongoing maintenance of a portfolio, while supporting one or more Relationship Managers in this endeavor.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
  • Pre-screening Activities (10% of time) * Determine Risk Ratings -- Confirm the Industry Risk Rating (IRR) and Hold Limits as well as determine Borrower's Risk Rating (BRR) using the tools / matrices provided by the bank. * Prepare Spreads -- Prepare spreads in Moody's Risk Origins (C&I) to aid Relationship Manager and Line Management in determining whether to move forward with a request.
  • Underwriting Activities (40% of time) * Determine financial information requirements -- Work with the Relationship Manager to obtain all necessary information to underwrite the credit request. * Assist in preparation of the Pre-Approval Memorandum -- Prepare the financial portion of the pre-approval memorandum to assist Relationship Manager in obtaining concurrence to issue a Term Sheet to a prospective borrower. * Determine due diligence requirements -- Prepare due diligence request for items needed to fully underwrite the credit request and forward to Loan Closing Officer for ordering of due diligence items (lien, credit, UCC, OFAC, etc.). * Perform borrower financial analysis -- Review and analyze borrower financial information including: corporate financial statements, tax returns, and accounts payable and accounts receivable aging to determine borrower financial condition and develop cash flow analysis. * Perform guarantor financial analysis -- Review and analyze personal financial information for guarantors including personal financial statements, tax returns, real estate owned schedules, and liquidity statements to determine financial strength of guarantor. * Review and analyze all 3rd party reports -- Obtain all 3rd party reports and include findings in analysis of financial condition of borrower or guarantor. * Identify and mitigate risks -- Work with Relationship Manager to identify and mitigate all risks and disclose in the credit approval memorandum. * Collaborate in credit structuring -- Work with the Relationship Manager to structure credit requests that serve the best interest of the customer and bank. * Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft approval narrative in MS Word and enter the deal into the approval system (e-CAM). * Assemble approval package -- Ensure that the approval package is complete and all supporting schedules / documents are included. Preview with the RM and Line Management for any corrections or changes. * Deliver the Approval Package to Credit Products Manager (CPM), Senior Credit Products Manager (SCPM) or Managing Director of Credit Products (MDCP) depending on Corporate Approval Model -- Obtain affirmation of the credit package and support of the credit request.
  • Approval Activities (10% of time) * Deliver approval package to Credit -- Depending upon the approval authority required by the Corporate Approval Model, assist the CPM, SCPM or MDCP in the delivery of the approval package to the appropriate Credit Officer. * Document approvals -- Once the credit package is approved, ensure all approvals, in whatever approved format, are obtained and properly documented.
  • Post-approval Activities (5% of time) * Finalize credit approval package -- Ensure package is complete and forward to assigned Loan Closing Officer in Loan Administration. * Documentation Review -- Ensure the loan documents accurately reflect the credit approval. * Credit file organization -- Ensure credit information is stored according to the Bank's file storage guidelines. * Draft Post-Approval Modification Memo -- Prepare Modification Memo to document material changes to the approved credit package, as needed.
  • Portfolio Management Activities (30% of time) * Manage financial ticker items: Collect and review financial statements and covenant compliance and borrowing base worksheets from corporate customers. * Perform property inspections: Perform property inspections where applicable and prepare reports. * Process draw requests and extensions: Prepare and process extension requests and draw requests under approved GLOC's conducting MAC check/incurrence test if applicable. * Conduct ongoing credit assessments/reviews: Complete annual, semi-annual or quarterly reviews as required on corporate lending relationships. Prepare monthly Watch list comments and quarterly Criticized Loan Asset Reports where applicable. * Risk Rating Management: Through ongoing portfolio management, seek out early warning signs of deteriorating credit trends and make ongoing assessments relative to credit risk ratings (both positive and negative). * Research: Conduct ongoing research on industries/concepts and identify trends. * Identify cross-sale opportunities: Identify potential cross-sale situations including CRA eligible credits. * Underwrite ACH exposure: Underwrite ACH exposure for borrowing and non-borrowing clients. * Credit File Management: Perform annual review of credit files for accuracy and completeness and maintain electronic back-up of client's key financial records and documentation. * Portfolio Review: Perform ongoing (quarterly) portfolio reviews on credits of particular interest to Team Leader and Credit Administration. * Customer Service: Act as Secondary Officer to service corporate customers relative to credit servicing including participating in credit related calls with existing and prospective borrowers.
  • Underwriting/Portfolio Management Practice Development (5% of time) * Identify opportunities -- Seek out opportunities for continuous improvement in corporate underwriting/portfolio management practices and tools. * Collaborate -- Work with cross-functional teams as needed to develop, test, and deploy underwriting/portfolio management leading practices / tools to remain competitive in the marketplace.
  • Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
  • Adheres to Bank policies and procedures and completes required training.
  • Identifies and reports suspicious activity.

EDUCATION
Bachelor's Degree 4 year college degree in business related field, or other acceptable alternative field required
EXPERIENCE
  • 7-9 Years of credit experience required

KNOWLEDGE, SKILLS AND ABILITIES
  • Must have good accounting skills developed through formal college undergraduate courses (through intermediate accounting) or through acceptable alternative means such as AIB.

ADDITIONAL INFORMATION
  • Candidates residing in locations within BankUnited's footprint may be given preference.


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