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Residential Insurance Inspector Jobs in Miami, FL

Building Code Inspector

Miami, FL · On-site

$55 - $65/hr

Health insurance * Paid time off About Us Tew & Taylor has been a trusted leader in building-code ... Minimum 5+ years in building code plan review and/or inspections (commercial + residential)

Building Inspector

Miami, FL · On-site

$55K - $63K/yr

This role will conduct residential and commercial inspections, verify compliance with approved ... Benefits Health insurance Paid vacation and holidays Mileage reimbursement Certification and ...

New

This role will conduct residential and commercial inspections, verify compliance with approved ... Benefits Health insurance Paid vacation and holidays Mileage reimbursement Certification and ...

New

Insurance available after 31 days * Low-cost medical (as low as $5/week) * Dental, vision, HSA/FSA ... Inspect existing heating and air conditioning equipment to determine job scope and pricing * Access ...

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Sales Inspector

Miami, FL · On-site

$55K - $65K/yr

... that provide Residential and Commercial Pest Prevention, Termite Protection, Landscape and ... Life Insurance • Paid vacation, holidays and sick days • Short- & Long-Term Disability • ...

Insurance available after 31 days * Low-cost medical (as low as $5/week) * Dental, vision, HSA/FSA ... Inspect existing heating and air conditioning equipment to determine job scope and pricing * Access ...

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Sales Inspector

Pompano Beach, FL · On-site

$55K - $65K/yr

... that provide Residential and Commercial Pest Prevention, Termite Protection, Landscape and ... Life Insurance • Paid vacation, holidays and sick days • Short- & Long-Term Disability • ...

Mechanical Inspector

Miami Beach, FL · On-site

$25 - $33/hr

... insurance, short- and long-term disability insurance; 401(k); employee referral; educational ... ICC Residential & Commercial Plans Examiner and/ or Inspection certification in building; and

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Showing results 1-20

Residential Insurance Inspector information

See Miami, FL salary details

$52.1K

$64.6K

$75.6K

How much do residential insurance inspector jobs pay per year?

As of Jul 26, 2026, the average yearly pay for residential insurance inspector in Miami, FL is $64,559.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,300.00 and $70,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Residential Insurance Inspector, and why are they important?

To thrive as a Residential Insurance Inspector, you need a solid understanding of property assessment, building codes, and insurance principles, typically supported by a high school diploma or relevant experience in insurance or construction. Proficiency with digital inspection tools, report-writing software, and sometimes certifications like Certified Insurance Inspector (CII) are commonly required. Detail orientation, strong communication, and time management are standout soft skills in this role. These skills ensure accurate property evaluations, effective risk analysis, and clear client interactions, which are critical for minimizing liability and supporting underwriting decisions.

What Does a Residential Insurance Inspector Do?

Residential insurance inspectors work for insurance companies to ensure that all buildings meet safety and compliance standards. Inspectors have earned a certification that proves they have the knowledge and skills needed to check a home successfully. As a residential insurance inspector, your duties and responsibilities include going out to new constructions and ensuring that the building is up to code. You do a full walk-through of the home, taking a look at plumbing, electricity, roofs, and more. Once you have all the information on the house, you need to compare that to the standards set by the local laws to ensure that the building is safe.

What is the difference between Residential Insurance Inspector vs Property Inspector?

AspectResidential Insurance InspectorProperty Inspector
CertificationsInsurance-related certifications, such as adjusting or inspection licensesGeneral building or structural certifications, such as home inspection licenses
Work EnvironmentPrimarily inspecting residential properties for insurance claimsInspecting various property types for sale, purchase, or maintenance
Employer & IndustryInsurance companies, adjusting firms, or independent inspectorsReal estate agencies, home inspection companies, or private clients

While both roles involve property inspections, Residential Insurance Inspectors focus on assessing homes for insurance purposes, often requiring insurance-specific certifications. Property Inspectors typically evaluate homes for sale or maintenance without insurance-specific credentials. The roles overlap in inspecting residential properties but serve different industry needs.

What are Residential Insurance Inspectors?

Residential Insurance Inspectors are professionals who assess homes and properties to determine their condition, safety, and risk factors for insurance purposes. They conduct on-site inspections, document features like roofing, plumbing, electrical systems, and look for hazards such as fire or water risks. Their findings help insurance companies decide coverage amounts, premiums, and whether a property qualifies for insurance. Inspectors may also provide recommendations to homeowners for reducing risks and improving safety. The job typically involves travel, attention to detail, and strong communication skills.

What are some common challenges faced by Residential Insurance Inspectors in the field?

Residential Insurance Inspectors often encounter challenges such as accessing hard-to-reach property areas, coordinating with homeowners' schedules, and dealing with inclement weather during inspections. Additionally, they must accurately document and photograph property conditions while adhering to strict reporting standards and deadlines. Strong communication and time management skills are essential for overcoming these obstacles and ensuring thorough, timely inspections.
What are popular job titles related to Residential Insurance Inspector jobs in Miami, FL? For Residential Insurance Inspector jobs in Miami, FL, the most frequently searched job titles are:
What cities near Miami, FL are hiring for Residential Insurance Inspector jobs? Cities near Miami, FL with the most Residential Insurance Inspector job openings:
Infographic showing various Residential Insurance Inspector job openings in Miami, FL as of July 2026, with employment types broken down into 88% Full Time, 6% Part Time, and 6% Contract. Highlights an 100% In-person job distribution, with an average salary of $64,559 per year, or $31 per hour.
Home Inspector-Miami

Contractor

Posted 12 days ago


Job description

JOB TITLE: Contractor Home Inspector
DEPARTMENT: Inspections
REPORTS TO: Field Team Leads
FLSA STATUS: 1099 - Independent Contractor

SUMMARY
We are seeking experienced, licensed Home Inspectors to perform on-site residential inspections across Florida. This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing inspection reports with accurate notes and clear photo documentation.
This is a contract position ideal for dependable professionals who can meet deadlines, follow inspection protocols, and maintain professional interactions with homeowners.

ESSENTIAL DUTIES amp; RESPONSIBILITIES
  • Perform thorough residential inspections in accordance with Florida standards and company protocols
  • Accurately complete inspection forms, checklists, and photo documentation for each property
  • Identify risks, deficiencies, or safety concerns and note them clearly in the report
  • Communicate as needed with dispatchers, auditors, and Field Team Leads
  • Maintain professionalism and clarity when interacting with homeowners
  • Follow routing and inspection timelines as scheduled by the dispatch team
  • Additional inspection-related duties as assigned

REQUIRED QUALIFICATIONS
  • Active Florida Home Inspector License
  • Valid Wind Mitigation Certificate
  • Minimum of 3 years of experience in the inspection, construction, or related field
  • High school diploma or GED required; 4-year degree preferred
  • Clean driving record, valid driver’s license, and reliable transportation
  • Strong written and verbal communication skills
  • Attention to detail and ability to follow procedural standards
  • Comfort using inspection software and submitting documentation electronically

EQUIPMENT amp; INSURANCE REQUIREMENTS
  • Device: Windows-based laptop only (no tablets or Apple products), with minimum 16 GB RAM
  • Tools Required:
    • Digital camera (weather-resistant preferred, e.g., Olympus TG series)
    • Camera pole
    • Moisture meter
    • FLIR (infrared) camera
  • Internet: Consistent access to upload reports and receive job updates
  • Insurance: Active Certificate of Liability Insurance required before assignments begin

AVAILABILITY amp; SCHEDULING
  • Contractors provide their preferred availability (e.g., days per week, number of inspections per day)
  • The dispatch team handles all scheduling based on the availability provided
  • Inspectors are expected to be available during the timeframes they commit to

PAY STRUCTURE
  • This is a 1099 independent contractor position
  • Paid per inspection completed
  • Compensation is disbursed twice per month (semi-monthly)