The Team:ย
The Capital Marketplace vertical is the fuel that powers Upstart's AI based lending operations. Spread across multiple dynamic high performance teams;ย Capital Marketplace is in charge of onboarding and maintaining Capital Marketplace relations with both our Lending Partners and Investors. The White Label Platform team owns the end to end white label offering at Upstart. The team's missionย is to make White Label offering increasingly configuration-driven and reusable, where onboarding new partners becomes more about enabling capabilities than building net-new flows every time. This team is one of the pillars of the Capital Marketplace organization which is a B2B side of the business with direct impact to revenue.
As the Senior Software Engineer at Upstart, you will contribute to shape up the platform, collaborate with engineers and cross-functional teams such as Product, Pricing, Analytics, Lending Partnerships, and Capital Marketplace on a wide range of projects that grow your skills in full stack development, cloud platforms, and financial systems. ย
How you'll make an impact
- Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
- Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
- Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
- Develop scalable, reliable systems that meet the needs of both internal users and external investors
- Ensureย security, performance, and availabilityย of our critical platforms
- Participate in code reviews, testing, and the deployment of high-quality code
Minimum Qualificationsย
- 5+ years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
- Design, build, and maintain scalable APIs, services, and UIs that enable partners to access performance data, operational workflows, and program controls.
- Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
- Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
- Experience withย microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
- Familiarity with database technologies such as SQL and data warehousing solutions
- Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
Preferred Qualifications
- Experience with building robust platform
- Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
- Prior experience or demonstrated enthusiasm for working on internal tools
- History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person
- Experience with Ruby on Rails, Kotlin, or React
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
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