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Disability Insurance Jobs in Texas (NOW HIRING)

Life insurance, annuities, long-term care, and disability insurance * Investment solutions through NYLIFE Securities LLC (FINRA/SIPC) * Advisory services via Eagle Strategies LLC, a Registered ...

Life insurance, annuities, long-term care, and disability insurance * Investment solutions through NYLIFE Securities LLC (FINRA/SIPC) * Advisory services via Eagle Strategies LLC, a Registered ...

Insurance Agent Apprentice

Austin, TX · On-site

$36K - $100K/yr

Disability Insurance Responsibilities WHAT YOU WILL DO : * Obtain your Property & Casualty Insurance License through the sponsored licensing program * Generate quotes and recommend insurance ...

... 10/1). * Short Term Disability Insurance. * Term Life Insurance Plan. Required Employment ... Compliance Language Medix is an Equal Opportunity Employer. All qualified applicants will receive ...

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Disability Insurance information

See Texas salary details

$24.7K

$55.6K

$90.8K

How much do disability insurance jobs pay per year?

As of Sep 14, 2026, the average yearly pay for disability insurance in Texas is $55,568.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,700.00 and $60,600.00 per year, depending on experience, location, and employer.

What is a disability insurance?

A Disability Insurance job involves helping individuals secure income protection in case they become unable to work due to illness or injury. Professionals in this field may assess claims, underwrite policies, or sell coverage to individuals and businesses. They work with clients to explain policy options, evaluate risks, and ensure financial stability during periods of disability. These roles are commonly found in insurance companies, financial institutions, and as independent agents.

What are the key skills and qualifications needed to thrive in a disability insurance role?

To thrive in a Disability Insurance role, you need strong knowledge of insurance products, claims processing, and relevant regulatory guidelines, often supported by a degree in business, finance, or a related field. Familiarity with claims management software, CRM platforms, and industry certifications like the Chartered Life Underwriter (CLU) can be highly beneficial. Excellent communication, empathy, and problem-solving skills enable professionals to guide clients effectively and manage complex cases. These skills and qualifications are crucial for ensuring accurate claim evaluations, regulatory compliance, and a positive client experience in a sensitive area of insurance.

What are the typical challenges faced in a disability insurance role?

Professionals in disability insurance frequently navigate complex policy terms, strict regulatory requirements, and sensitive client situations, which can make claim assessments challenging. Balancing the needs of policyholders with company policies, especially when handling disputed or emotional claims, requires strong decision-making and interpersonal skills. Collaboration with medical professionals, legal experts, and other insurance team members is common, making teamwork essential. Overcoming these challenges is key to building trust with clients and advancing in the field.

What are the most commonly searched types of Disability Insurance jobs in Texas?

The most popular types of Disability Insurance jobs in Texas are:

What job categories do people searching Disability Insurance jobs in Texas look for?

The top searched job categories for Disability Insurance jobs in Texas are:

What cities in Texas are hiring for Disability Insurance jobs?

Cities in Texas with the most Disability Insurance job openings:

Infographic showing various Disability Insurance job openings in Texas as of September 2026, with employment types broken down into 1% As Needed, 75% Full Time, 18% Part Time, 1% Temporary, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $55,568 per year, or $26.7 per hour.

Long Term Disability Analyst

San Antonio, TX • On-site, Remote

The Hartford Financial Services Group, Inc.
Finance and Insurance • 10K+ employees

$10K/mo

Full-time

Medical, Dental, Vision, Life, PTO

Posted 21 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 123 frontline employees who took The Breakroom Quiz


Job description

Sr Ability Analyst - C409ANAbility Specialist - C409BN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Selected applicants will be considered for a start date of 11/02/26.

The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit determinations. This role partners closely with customers, medical providers, employers, and internal stakeholders to evaluate eligibility, support recovery, and facilitate a safe and responsible return to work when appropriate. Using medical, vocational, financial, and functional information, the Senior Ability Analyst manages claims through initial and ongoing decision points while adhering to corporate claim standards, policies, procedures, and all applicable statutory, regulatory, and ethical requirements. Claim complexity may vary based on experience and business needs and may include working with customers experiencing behavioral health conditions, complex medical diagnoses, or terminal illness.

The Senior Ability Analyst supports the organization's mission of helping customers rebuild their lives after an unexpected illness or event by delivering empathetic service, sound decisionmaking, and consistent claim management throughout the long-term disability lifecycle.

Responsibilities

  • Investigate and manage longterm disability claims by gathering and evaluating information from claimants, employers, and medical providers.

  • Analyze medical, vocational, financial, and claimrelated information to support accurate initial and ongoing benefit determinations.

  • Guide customers through the disability and recovery process, focusing on functional abilities, clear expectations, and supportive communication.

  • Maintain professional written and verbal communications with internal and external partners to deliver timely, customercentered outcomes.

  • Apply critical thinking, sound judgment, and analytical reasoning to assess risk, resolve issues, and make consistent claim decisions.

  • Collaborate effectively in a fastpaced, teambased environment to retrieve, evaluate, and relay claimrelated information.

  • Leverage technology responsibly to manage claims efficiently, understand the role of technology while applying appropriate judgement, remain aware of potential risks, and support quality outcomes.

  • Demonstrate empathy and emotional intelligence when navigating difficult conversations and complex situations.

  • Adapt to change, learn new concepts and tools, and support continuous improvement in an evolving business environment.

  • Understand how claim decisions interact with other benefit programs to anticipate customer needs and provide accurate guidance.

Qualifications

  • High School Diploma or GED required; Associate or Bachelor's degree preferred but not required.

  • 1+ years of customer service experience preferred but not required.

  • Medical, clinical, or vocational background is a plus but not required.

  • Proficiency with Microsoft Office and the ability to navigate multiple systems simultaneously.

  • Strong time management and organizational skills, with the ability to manage competing priorities.

  • Ability to work effectively in a structured and collaborative team environment.

Additional Information:

  • This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our offices (San Antonio, TX; Lake Mary, FL; Sunrise, FL; Naperville, IL; Hartford, CT; Alpharetta, GA; Scottsdale, AZ) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise. Only requirement is you agree to work the necessary core hours based on the time zones of the States that you are assigned to handle.

How We Focus on Your Wellbeing:

  • Medical, Dental, Vision, Life and Disability Insurance. Effective day 1.

  • 25 days paid time off in your first full year and Paid Holidays

  • Click on this link to learn more about our comprehensive benefits package and award-winning well-being program: https://www.thehartford.com/careers/benefits

  • Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements).

Student Loan Paydown Program - Eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month - with a lifetime maximum up to $10,000 - as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$48,071 - $72,107

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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