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Disability Claims Jobs in Tennessee (NOW HIRING)

Handle leave, short-term disability (STD), or paid leave claims efficiently and accurately. * Determine if employees are eligible for different types of leave, such as FMLA, PFML, and corporate-paid ...

Provides disability case management and complex claim determinations based on medical documentation ... Oversees additional facets of complex claims including but not limited to comorbidities, concurrent ...

Analyzes, approves and authorizes assigned claims and determines benefits due pursuant to a disability plan. * Reviews and analyzes complex medical information (i.e. diagnostic tests, office notes ...

Casualty Claims Manager

Franklin, TN · On-site

$90 - $120/hr

Responsibility for the Average Paid metric for BI and UMBI claims closed. Timely closure is also ... Short-term and long-term disability * Flexible Healthcare and Childcare spending accounts for tax ...

Claims Adjuster I JOB STATUS: Full-time/Hourly DEPARTMENT: Claims REPORTS TO: Claims Team Lead ... disability, age, or other legally protected status. HomeFirst Agency. Where you start a job and ...

Claims Adjuster I JOB STATUS: Full-time/Hourly DEPARTMENT: Claims REPORTS TO: Claims Team Lead ... disability, age, or other legally protected status. HomeFirst Agency. Where you start a job and ...

Claims Adjuster I JOB STATUS: Full-time/Hourly DEPARTMENT: Claims REPORTS TO: Claims Team Lead ... disability, age, or other legally protected status. HomeFirst Agency. Where you start a job and ...

POSITIO N SUMMARY The Claims Specialist administers and evaluates general liability, automobile ... Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is ...

Casualty Claims Manager

Franklin, TN · On-site

$94K - $118K/yr

We provide a knowledgeable Customer Service staff and quick and fair claims service with 24/7 ... Short-term and long-term disability * Flexible Healthcare and Childcare spending accounts for tax ...

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Disability Claims information

See Tennessee salary details

$10

$21

$38

How much do disability claims jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for disability claims in Tennessee is $21.90, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $24.86 per hour, depending on experience, location, and employer.

What are disability claims?

Disability claims are formal requests made by individuals to receive financial assistance or benefits due to a medical condition or injury that prevents them from working. These claims can be made through government programs like Social Security Disability Insurance (SSDI) or through private insurance policies. The process typically involves submitting medical evidence and documentation to prove the extent and duration of the disability. Approval of a claim depends on meeting specific criteria set by the agency or insurer. The goal of disability claims is to provide income support to those unable to earn a living due to their disabilities.

What are some common challenges faced by professionals working in disability claims, and how can they be managed?

Professionals in disability claims often encounter complex cases that require careful interpretation of medical records and policy guidelines. Handling emotionally charged situations with empathy, while maintaining objectivity, is a frequent challenge. Effective time management and strong communication skills are essential for balancing a high caseload and collaborating with medical professionals, claimants, and team members. Regular training and support from experienced colleagues can also help navigate the evolving regulatory landscape and improve decision-making.

What are the key skills and qualifications needed to thrive as a disability claims specialist, and why are they important?

To thrive as a Disability Claims Specialist, you need a solid understanding of insurance policies, claims processing, and medical terminology, often supported by a degree in business, healthcare, or a related field. Familiarity with claims management software, medical coding systems, and regulatory compliance is typically required. Strong analytical thinking, attention to detail, and empathetic communication are crucial soft skills for assessing claims and interacting with clients. These competencies ensure accurate claim evaluations, regulatory adherence, and compassionate service for claimants navigating challenging circumstances.

What is the difference between Disability Claims vs Disability Claims Adjuster?

AspectDisability ClaimsDisability Claims Adjuster
CredentialsTypically requires knowledge of insurance policies, claims processing, and sometimes certifications in insurance or claims managementRequires similar credentials, often with licensing or certifications in insurance adjusting or claims handling
Work EnvironmentOffice settings, remote work, or claims centersOffice-based, fieldwork, or remote, depending on employer
Industry UsageInsurance companies, government agencies, third-party administratorsInsurance companies, adjusting firms, government agencies
Search & Comparison IntentUnderstanding roles related to processing disability claimsComparing roles involved in evaluating and settling disability claims

Disability Claims generally refers to the process or the role of managing disability benefit requests, while Disability Claims Adjuster specifically involves evaluating and settling these claims. Both roles require knowledge of insurance policies and claims procedures, but the Adjuster often has a more active role in assessing damages and making decisions.

What are the most commonly searched types of Disability Claims jobs in Tennessee?

The most popular types of Disability Claims jobs in Tennessee are:

What cities in Tennessee are hiring for Disability Claims jobs?

Cities in Tennessee with the most Disability Claims job openings:

Infographic showing various Disability Claims job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 16% Part Time, 2% Contract, and 1% Nights. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $45,544 per year, or $21.9 per hour.

Leave and Disability Claims Roles

Unum UK

Chattanooga, TN • On-site

$22.12 - $24.04/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago


Job description

When you join the team at Unum, you become part of an organization committed to helping you thrive.

Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:

  • Award-winning culture

  • Inclusion and diversity as a priority

  • Performance Based Incentive Plans

  • Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability

  • Generous PTO (including paid time to volunteer!)

  • Up to 9.5% 401(k) employer contribution

  • Mental health support

  • Career advancement opportunities

  • Student loan repayment options

  • Tuition reimbursement

  • Flexible work environments

*All the benefits listed above are subject to the terms of their individual Plans.

And that's just the beginning...

With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!

General Summary:Minimum starting hourly rate is $22.12- $24.04
We are looking for candidates to fill various roles related to managing leave requests and disability claims. When you apply, you'll be considered for positions such as Integrated Paid Leave Specialist, STD Benefits Specialist Trainee, Associate Leave Specialist, Eligibility Specialist and Associate Life Event Specialist. Your placement will depend on your qualifications and role availability. These positions help ensure that our company complies with leave laws and policies while providing top-notch service to our customers. Each of these roles comes with a comprehensive training program, ensuring you gain all the knowledge and expertise needed.
These roles are perfect for those who have strong analytical skills, like to learn, and want to help the working world thrive. Join us to make a meaningful impact and grow your career.
This is a main campus based position, applicants will work in the Chattanooga, TN, Columbia, SC, or Portland, ME office 3-5 days a week in office required.

Principal Duties and Responsibilities

  • Handle leave, short-term disability (STD), or paid leave claims efficiently and accurately.

  • Determine if employees are eligible for different types of leave, such as FMLA, PFML, and corporate-paid plans.

  • Have an advanced understanding of compliance and regulations and use this to make fair decisions about eligibility and benefits.

  • Create necessary communications to comply with federal, state, and company leave policies.

  • Review medical certifications and other documents, consulting with internal teams as needed.

  • Stay updated on changes in leave laws and industry practices.

  • Maintain good relationships with employer contacts, HR administrators, and employees.

  • Answer questions and resolve issues for employees and employers promptly.

  • Work with other departments to ensure smooth operations.

  • Meet standards for accuracy, quality, and service in managing claims and leaves.

  • Provide excellent customer service by processing claims promptly and addressing inquiries quickly.

Job Specifications

  • A 4-year degree or relevant experience is preferred.

  • Experience in medical, disability claims, or leave management is a plus.

  • Strong decision-making, analytical, and problem-solving abilities.

  • Ability to use independent judgment and think critically in making decisions.

  • Excellent interpersonal and communication skills (phone, email, and written).

  • Proficiency with Windows and basic computer skills (Word, Excel, Access).

  • Detail-oriented with strong organizational skills.

  • Ability to perform in a fast-paced environment while managing multiple tasks and priorities

  • Ability to make fair decisions quickly and efficiently.

  • Self-motivated and able to work independently and as part of a team.

~IN2

#LI-LM2022

Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.

$36,000.00-$68,000.00

Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.

Company:

Unum