Make loan eligibility decisions: Based on their analysis, underwriters determine whether to approve or deny a loan application. They may also recommend specific loan terms and conditions based on the ...
Make loan eligibility decisions: Based on their analysis, underwriters determine whether to approve or deny a loan application. They may also recommend specific loan terms and conditions based on the ...
Data Scientist
Atlanta, GA · On-site
$95 - $110/hr
Data Scientist Revenue Analytics is a SaaS company that helps companies make better revenue decisions in pricing, products, and promotions. Our analytics solutions drive measurable revenue uplift and ...
Data Scientist
Atlanta, GA · On-site
$95 - $110/hr
Data Scientist Revenue Analytics is a SaaS company that helps companies make better revenue decisions in pricing, products, and promotions. Our analytics solutions drive measurable revenue uplift and ...
Underwriting Specialist
Gainesville, GA · Remote
$62K - $94K/yr
Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms. * Collaborates with actuaries, agents, brokers, and clients to obtain necessary information ...
Underwriting Specialist
Gainesville, GA · Remote
$62K - $94K/yr
Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms. * Collaborates with actuaries, agents, brokers, and clients to obtain necessary information ...
Job Summary Responsible for managing the analytic team efforts to develop easily repeatable reports and dashboards that will allow internal clients to make data-driven decisions. Implement strategies ...
Job Summary Responsible for managing the analytic team efforts to develop easily repeatable reports and dashboards that will allow internal clients to make data-driven decisions. Implement strategies ...
Hospitalist Physician
Americus, GA · On-site
$50K/yr
This Hospitalist role offers a collegial team environment with accessible local leadership and physician involvement in decisions. Enjoy a flexible schedule and a competitive compensation package ...
Hospitalist Physician
Americus, GA · On-site
$50K/yr
This Hospitalist role offers a collegial team environment with accessible local leadership and physician involvement in decisions. Enjoy a flexible schedule and a competitive compensation package ...
Director, Compensation
Atlanta, GA · On-site
$118K - $162K/yr
Partner with Legal, HR, and Finance to ensure compensation decisions are compliant, defensible, financially sound, and aligned to business needs Team Leadership, COE Partnership & Change Enablement
Director, Compensation
Atlanta, GA · On-site
$118K - $162K/yr
Partner with Legal, HR, and Finance to ensure compensation decisions are compliant, defensible, financially sound, and aligned to business needs Team Leadership, COE Partnership & Change Enablement
Enterprise Account Manager
Atlanta, GA · On-site
Trusted by some of the world's most respected companies, beqom enables HR and business leaders to navigate global compliance and make smarter pay decisions that attract, retain, and motivate top ...
Enterprise Account Manager
Atlanta, GA · On-site
Trusted by some of the world's most respected companies, beqom enables HR and business leaders to navigate global compliance and make smarter pay decisions that attract, retain, and motivate top ...
Senior Product Manager
$121K - $160K/yr
The Sr. Product Manager, Enterprise Systems recommends prioritization and investment decisions across systems based on business value and drives enterprise adoption, measurable business outcomes, and ...
Senior Product Manager
$121K - $160K/yr
The Sr. Product Manager, Enterprise Systems recommends prioritization and investment decisions across systems based on business value and drives enterprise adoption, measurable business outcomes, and ...
Salesforce CTA, Associate Vice President
Atlanta, GA · On-site
$53.25 - $70.75/hr
Lead solution design decisions across Salesforce data models, customization approaches, enterprise integrations, and application architecture to support business and technology requirements.
Salesforce CTA, Associate Vice President
Atlanta, GA · On-site
$53.25 - $70.75/hr
Lead solution design decisions across Salesforce data models, customization approaches, enterprise integrations, and application architecture to support business and technology requirements.
Enterprise Account Manager
Atlanta, GA · On-site
Trusted by some of the world's most respected companies, beqom enables HR and business leaders to navigate global compliance and make smarter pay decisions that attract, retain, and motivate top ...
Enterprise Account Manager
Atlanta, GA · On-site
Trusted by some of the world's most respected companies, beqom enables HR and business leaders to navigate global compliance and make smarter pay decisions that attract, retain, and motivate top ...
Director, Supply Chain Network Optimization Design
Alpharetta, GA · On-site
$177K - $201K/yr
Lead governance of network structure decisions by defining scenarios, evaluating trade-offs, and recommending actions to senior leadership. * Direct network optimization efforts, including footprint ...
New
Director, Supply Chain Network Optimization Design
Alpharetta, GA · On-site
$177K - $201K/yr
Lead governance of network structure decisions by defining scenarios, evaluating trade-offs, and recommending actions to senior leadership. * Direct network optimization efforts, including footprint ...
New
Salesforce CTA, Associate Vice President
Atlanta, GA · On-site
$53.25 - $70.75/hr
Lead solution design decisions across Salesforce data models, customization approaches, enterprise integrations, and application architecture to support business and technology requirements.
Salesforce CTA, Associate Vice President
Atlanta, GA · On-site
$53.25 - $70.75/hr
Lead solution design decisions across Salesforce data models, customization approaches, enterprise integrations, and application architecture to support business and technology requirements.
Senior Product Manager
Alpharetta, GA · On-site
$123K - $163K/yr
The Sr. Product Manager, Enterprise Systems recommends prioritization and investment decisions across systems based on business value and drives enterprise adoption, measurable business outcomes, and ...
Senior Product Manager
Alpharetta, GA · On-site
$123K - $163K/yr
The Sr. Product Manager, Enterprise Systems recommends prioritization and investment decisions across systems based on business value and drives enterprise adoption, measurable business outcomes, and ...
Creative Project Manager
$77K - $105K/yr
Make day-to-day resource allocation decisions within approved capacity; escalate strategic prioritization decisions that require client relationship or revenue considerations Process & Tools Own and ...
Creative Project Manager
$77K - $105K/yr
Make day-to-day resource allocation decisions within approved capacity; escalate strategic prioritization decisions that require client relationship or revenue considerations Process & Tools Own and ...
Director, Supply Chain Network Optimization Design
Alpharetta, GA · On-site
$177K - $201K/yr
Lead governance of network structure decisions by defining scenarios, evaluating trade-offs, and recommending actions to senior leadership. * Direct network optimization efforts, including footprint ...
New
Director, Supply Chain Network Optimization Design
Alpharetta, GA · On-site
$177K - $201K/yr
Lead governance of network structure decisions by defining scenarios, evaluating trade-offs, and recommending actions to senior leadership. * Direct network optimization efforts, including footprint ...
New
Collaborate with client CIO/CTO organizations to ensure architectural decisions support scalability, security, and data governance * Translate business strategy and process redesign into system ...
Collaborate with client CIO/CTO organizations to ensure architectural decisions support scalability, security, and data governance * Translate business strategy and process redesign into system ...
Senior Underwriter
Gainesville, GA · Remote
$62K - $94K/yr
Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms. * Collaborates with actuaries, agents, brokers, and clients to obtain necessary information ...
Senior Underwriter
Gainesville, GA · Remote
$62K - $94K/yr
Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms. * Collaborates with actuaries, agents, brokers, and clients to obtain necessary information ...
Senior Underwriter
Gainesville, GA · Remote
$62K - $94K/yr
Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms. * Collaborates with actuaries, agents, brokers, and clients to obtain necessary information ...
Senior Underwriter
Gainesville, GA · Remote
$62K - $94K/yr
Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms. * Collaborates with actuaries, agents, brokers, and clients to obtain necessary information ...
Compliance Specialist
Atlanta, GA · On-site
Reporting to the Sr. Director, Global Ethics & Compliance, the Compliance Specialist exercises substantial independent judgment and discretion in making decisions on accommodation requests ...
Compliance Specialist
Atlanta, GA · On-site
Reporting to the Sr. Director, Global Ethics & Compliance, the Compliance Specialist exercises substantial independent judgment and discretion in making decisions on accommodation requests ...
Senior Product Manager
$121K - $160K/yr
The Sr. Product Manager, Enterprise Systems recommends prioritization and investment decisions across systems based on business value and drives enterprise adoption, measurable business outcomes, and ...
Senior Product Manager
$121K - $160K/yr
The Sr. Product Manager, Enterprise Systems recommends prioritization and investment decisions across systems based on business value and drives enterprise adoption, measurable business outcomes, and ...
Decisions information
What is the difference between Decisions vs Data Analysts?
| Aspect | Decisions | Data Analysts |
|---|---|---|
| Required credentials | Often requires business or industry-specific certifications, experience in decision-making frameworks | Typically requires a degree in data science, statistics, or related fields |
| Work environment | Business settings, strategic planning sessions, executive meetings | Data-focused environments, analytics teams, reporting platforms |
| Employer and industry usage | Used across industries for strategic choices and policy setting | Commonly employed in tech, finance, healthcare for data analysis |
| Search and comparison intent | Understanding decision-making roles versus analytical roles | Clarifying data analysis responsibilities compared to decision-making |
Decisions professionals focus on making strategic choices based on data and business insights, often working closely with executives. Data Analysts primarily analyze data to uncover trends and generate reports. While both roles involve data, Decisions are more about applying insights to guide actions, whereas Data Analysts focus on data interpretation and reporting.
Full-time
Re-posted 15 days ago
Job description
Mortgage underwriters are the gatekeepers of the homeownership dream. They play a crucial role in ensuring the financial stability of both lenders and borrowers by carefully evaluating loan applications and determining creditworthiness. If you're a detail-oriented financial whiz with a knack for assessing risk, this challenging and rewarding career path might be for you.
Responsibilities:
- Review and analyze loan applications: This involves meticulously examining financial documents like tax returns, pay stubs, credit reports, and asset statements to assess the borrower's ability to repay the loan.
- Evaluate financial risk: Underwriters must use their analytical skills to identify potential red flags that could indicate loan delinquency, such as high debt-to-income ratios, unstable employment, or insufficient down payments.
- Make loan eligibility decisions: Based on their analysis, underwriters determine whether to approve or deny a loan application. They may also recommend specific loan terms and conditions based on the borrower's profile and risk assessment.
- Communicate effectively: Underwriters need to clearly explain their decisions to loan officers, borrowers, and other team members. This may involve writing detailed reports, providing justifications for loan denials, and negotiating loan terms.
- Stay up-to-date on industry regulations: The mortgage industry is constantly evolving, so underwriters must be committed to staying informed about the latest regulations and compliance requirements.
Requirements:
- Review and analyze loan applications: This involves meticulously examining financial documents like tax returns, pay stubs, credit reports, and asset statements to assess the borrower's ability to repay the loan.
- Evaluate financial risk: Underwriters must use their analytical skills to identify potential red flags that could indicate loan delinquency, such as high debt-to-income ratios, unstable employment, or insufficient down payments.
- Make loan eligibility decisions: Based on their analysis, underwriters determine whether to approve or deny a loan application. They may also recommend specific loan terms and conditions based on the borrower's profile and risk assessment.
- Communicate effectively: Underwriters need to clearly explain their decisions to loan officers, borrowers, and other team members. This may involve writing detailed reports, providing justifications for loan denials, and negotiating loan terms.
- Stay up-to-date on industry regulations: The mortgage industry is constantly evolving, so underwriters must be committed to staying informed about the latest regulations and compliance requirements.
- Must be located in either the Eastern or Central timezones.
Qualifications:
- Strong analytical and problem-solving skills are essential.
- Excellent attention to detail is crucial for accurately assessing loan applications.
- Effective communication skills are necessary for interacting with borrowers, loan officers, and other team members.
- At least 3 years experience underwriting
- Delegations required: VA/SAR
- All delegations preferred: FHA, VA/SAR, USDA
- Bond, DPA and Housing Programs a plus
- Must be able to independently research with agency partners to ensure guidelines are met per AUS feedback
About Canopy Mortgage
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
201 - 500 Employees
Headquarters location
Lindon, UT, US
Year founded
2018