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Debt Collector Jobs in Tulsa, OK (NOW HIRING)

FMS Inc.

Third Party Collector

Tulsa, OK · Remote

$17/hr

Third Party Collector EMPLOYER: FMS Inc. DEPARTMENT: Collection BENEFIT ELEGIBIITY CLASS : Hourly ... Maintain compliance with all relevant regulations, including the Fair Debt Collection Practices Act ...

Trinity Employment Specialists

Loan Originator

Tulsa, OK · On-site

$36K - $90K/yr

... accounts for collector action. * Set credit policies, credit lines, procedures and standards in ... Calculate amount of debt and funds available to plan methods of payoff and to estimate time for ...

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All JobsDebt Collector JobsDebt Collector Jobs in Tulsa, OK

Debt Collector information

See Tulsa, OK salary details

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$16

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How much do debt collector jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for debt collector in Tulsa, OK is $16.80, according to ZipRecruiter salary data. Most workers in this role earn between $14.04 and $18.22 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

More about Debt Collector jobs

What are the most commonly searched types of Debt Collector jobs in Tulsa, OK?

The most popular types of Debt Collector jobs in Tulsa, OK are:

What are popular job titles related to Debt Collector jobs in Tulsa, OK?

For Debt Collector jobs in Tulsa, OK, the most frequently searched job titles are:

What job categories do people searching Debt Collector jobs in Tulsa, OK look for?

The top searched job categories for Debt Collector jobs in Tulsa, OK are:

What cities near Tulsa, OK are hiring for Debt Collector jobs?

Cities near Tulsa, OK with the most Debt Collector job openings:

Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Tulsa, OK as of August 2026, with employment types broken down into 89% Full Time, 10% Part Time, and 1% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $34,935 per year, or $16.8 per hour.

Third Party Collector

FMS Inc.

Tulsa, OK • Remote

$17/hr

Full-time

Posted 23 days ago

Job description

JOB TITLE: Third Party Collector

EMPLOYER: FMS Inc.

DEPARTMENT: Collection

BENEFIT ELEGIBIITY CLASS: Hourly

REPORTS TO: Collection Manager

LOCATION: Remote

SCHEDULE:

  • Training: 2 months, Monday–Friday, 8:30 AM – 5:00 PM CST (tentative)
  • Post-training (Remote): Monday–Friday, 9:00 AM – 6:00 PM and 10:00 AM - 7:00 PM split

Note: After successful completion of training, employees are required to use video conferencing tools throughout their shift.

JOB SUMMARY:

We are seeking compassionate, detail-oriented Third Party Collectors to support our healthcare collections team. This role involves working with patients to resolve outstanding medical balances in a respectful, compliant, and empathetic manner. Successful candidates will have a strong understanding of medical billing, insurance processes, and patient financial services.

This is an excellent opportunity for individuals seeking a long-term position in the growing field of healthcare revenue cycle management.

JOB DUTIES AND RESPONSIBILITIES:

  • Review patient accounts and utilize professional communication to discuss outstanding medical bills.
  • Apply healthcare-specific collection strategies to establish payment arrangements or resolve balances in full.
  • Ask clarifying and empathetic questions to understand the patient’s financial situation and overcome barriers to payment.
  • Offer and securely process flexible payment options, based on patient need and organizational guidelines.
  • Follow all consumer verification procedures as dictated by HIPAA and client-specific compliance policies.
  • Accurately document patient interactions, payment plans, and call outcomes within the account system.
  • Maintain compliance with all relevant regulations, including the Fair Debt Collection Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), and HIPAA.
  • Demonstrate sensitivity and professionalism in discussing healthcare-related financial issues.

JOB QUALIFICATIONS:

  • Required: Experience in medical collections
  • Working knowledge of healthcare billing terminology, EOBs, and patient financial services preferred
  • Excellent verbal and written communication skills with a focus on empathy and compliance
  • Strong computer skills, including Microsoft Teams, FACS, and CRM or collections platforms
  • Detail-oriented with excellent documentation and follow-up practices
  • High school diploma or equivalent required; additional training or certification in healthcare or revenue cycle a plus

WORK-FROM-HOME REQUIREMENTS:

  • Reliable high-speed internet and secure, quiet workspace
  • Employee-provided WFH equipment
    • Desktop & Dual Monitors - 4vCPU with minimum 1.6 GHz or faster processor. For higher video/screen share resolution and frame rate, a four-core processor or better is required
    • RAM: 8000 MB
    • Hard Drive: 6 GB or more
    • .NET Framework version 4.6.1 or later
    • Windows 10/11
    • Mouse
    • Headset
    • Webcam
  • Comfortable using video conferencing tools throughout each scheduled shift
  • Ability to maintain confidentiality and protect patient health information (PHI) in a remote environment