ZipRecruiter

Log In

1

Debt Collector Jobs in Spring, TX (NOW HIRING)

Zone Distribution

Accounts Receivable Specialist

Spring, TX · On-site

$17.25 - $22.75/hr

Informing debtors of overdue payments. * Working to secure payment to maintain the company's financial health. * Support collection efforts by following up on past-due invoices and documenting ...

YINLUN TDI LLC

Accounts Receivable Specialist

Houston, TX

$19.25 - $25.50/hr

... debt risk Communicate professionally with customers regarding account status and payment terms Prepare and distribute AR aging reports to management Reconcile AR subledger to the general ledger ...

Yinlun TDI LLC

Accounts Receivable Specialist

Houston, TX · On-site

$19.25 - $25.50/hr

... bad debt risk • Communicate professionally with customers regarding account status and payment terms • Prepare and distribute AR aging reports to management • Reconcile AR subledger to the ...

Achieve

Customer Service

Houston, TX · On-site +1

$16/hr

By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial ...

Archrock

AR Analyst Specialist

Houston, TX · On-site

$19.25 - $25.50/hr

The position responsibilities include supporting and performing various tasks to manage the billing and debt collection processes; within the Accounting department. In this position, duties may ...

next page

Showing results 1-20

People also search for

All JobsDebt Collector JobsDebt Collector Jobs in Spring, TX

Debt Collector information

See Spring, TX salary details

$7

$16

$23

How much do debt collector jobs pay per hour?

As of May 31, 2026, the average hourly pay for debt collector in Spring, TX is $16.36, according to ZipRecruiter salary data. Most workers in this role earn between $13.70 and $17.74 per hour, depending on experience, location, and employer.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some knowledge of debt collection laws, and may provide on-the-job training; a valid driver’s license can also be beneficial for fieldwork. Certification is not mandatory but can enhance job prospects and credibility in the field.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

More about Debt Collector jobs
What are the most commonly searched types of Debt Collector jobs in Spring, TX? The most popular types of Debt Collector jobs in Spring, TX are:
What are popular job titles related to Debt Collector jobs in Spring, TX? For Debt Collector jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Spring, TX look for? The top searched job categories for Debt Collector jobs in Spring, TX are:
What cities near Spring, TX are hiring for Debt Collector jobs? Cities near Spring, TX with the most Debt Collector job openings:
Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Spring, TX as of May 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $34,037 per year, or $16.4 per hour.

Accounts Receivable Specialist

Zone Distribution

Spring, TX • On-site

$17.25 - $22.75/hr

Full-time

Posted 13 days ago

Job description

Description:

AR Specialist manages and collects on past-due accounts by contacting clients, negotiating payment plans, and resolving billing issues, all while adhering to collection laws and maintaining accurate records of activities and financial data.

Key Responsibilities:

  • Informing debtors of overdue payments.
  • Working to secure payment to maintain the company’s financial health.
  • Support collection efforts by following up on past-due invoices and documenting correspondence.
  • Identify and recommend process improvements to enhance collection efficiency and reduce errors.
  • Ensure compliance with internal billing policies, audit requirements, and financial regulations.
  • Performs other related duties as assigned.


Requirements:
  • Minimum 3 years of collections or AR experience in a mid- to high-volume environment.
  • Strong understanding of invoicing for service and product-based businesses; experience with progress billing or job-based invoicing is a plus.
  • Experience with P21 (Prophet 21) software preferred; experience with similar ERP/accounting systems acceptable.
  • Strong attention to detail and a high level of accuracy.
  • Proficiency in Microsoft Office Suite, especially Excel.
  • Excellent organizational and time management skills; able to manage multiple deadlines.
  • Strong interpersonal and communication skills, both written and verbal.
  • Ability to work independently and collaboratively across departments.
  • Customer service mindset with the ability to handle escalated billing issues professionally.