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Debt Collector Jobs in Spring, TX (NOW HIRING)

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $21/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Spruce Power

Debt Collector

Houston, TX · On-site

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Houston Methodist

Commercial Collector

Katy, TX · On-site

At Houston Methodist, the Senior Commercial Collector position is responsible for ensuring that the organization's financial viability is protected at the most basic level by securing accurate and ...

Stellantis Financial Services

Collector

Houston, TX · On-site

$15.50 - $20.75/hr

Knowledge of and compliance with the Fair Debt Collection Practices Act, local, state, and federal collection laws. Physical Requirements: Complete for your position - e.g. periods of sitting ...

Stellantis Financial Services US

Collector

Houston, TX

$15.50 - $20.75/hr

Knowledge of and compliance with the Fair Debt Collection Practices Act, local, state, and federal collection laws. Physical Requirements: Complete for your position - e.g. periods of sitting ...

Stellantis Financial Services US

Collector

Houston, TX

$16.25 - $21.75/hr

Knowledge of and compliance with the Fair Debt Collection Practices Act, local, state, and federal collection laws. Physical Requirements: Complete for your position e.g. periods of sitting, standing ...

Stellantis Financial Services US

Collector

Houston, TX · On-site

$15.50 - $20.75/hr

Knowledge of and compliance with the Fair Debt Collection Practices Act, local, state, and federal collection laws. Physical Requirements: Complete for your position - e.g. periods of sitting ...

Stellantis Financial Services

Collector

Houston, TX

$16.25 - $21.75/hr

Knowledge of and compliance with the Fair Debt Collection Practices Act, local, state, and federal collection laws. Physical Requirements: Complete for your position e.g. periods of sitting, standing ...

Crox Consulting Inc

Bilingual Collector

Houston, TX · On-site

$15 - $16/hr

... for debt repayment. ▪ Persuade customers to pay amounts due or make arrangements for debt repayment or establish repayment schedules that the firm requires. ▪ Persuade customer to pay taxes ...

Austin Bank

Special Assets Manager

Spring, TX

As requested, problem loans are given to the special assets Collector to work the loans closely ... Open and monitor all Bankruptcy Debtors-in- Possession (DIP) accounts. Prepare and submit quarterly ...

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$7

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$23

How much do debt collector jobs pay per hour?

As of May 31, 2026, the average hourly pay for debt collector in Spring, TX is $16.36, according to ZipRecruiter salary data. Most workers in this role earn between $13.70 and $17.74 per hour, depending on experience, location, and employer.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some knowledge of debt collection laws, and may provide on-the-job training; a valid driver’s license can also be beneficial for fieldwork. Certification is not mandatory but can enhance job prospects and credibility in the field.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

More about Debt Collector jobs
What are the most commonly searched types of Debt Collector jobs in Spring, TX? The most popular types of Debt Collector jobs in Spring, TX are:
What are popular job titles related to Debt Collector jobs in Spring, TX? For Debt Collector jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Spring, TX look for? The top searched job categories for Debt Collector jobs in Spring, TX are:
What cities near Spring, TX are hiring for Debt Collector jobs? Cities near Spring, TX with the most Debt Collector job openings:
Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Spring, TX as of May 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $34,037 per year, or $16.4 per hour.

Debt Collector

Energy Service Experts

Houston, TX • On-site

$19 - $21/hr

Full-time

Posted 18 days ago

Job description

Debt Collector
Spruce Power
THE ROLE: Debt Collector
Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and offers customers a comprehensive, end-to-end servicing solution including financial asset management, account services, billing, fleet management, and customer support to third-party asset owners and retail customers.
Spruce is headquartered in Houston, TX with a presence in New Jersey and California. This role is envisioned to be located in Houston, TX.
Spruce is seeking a Collections Specialist responsible for supporting and handling Spruce's billing and collections efforts. Its primary focus is to drive account resolution and maximize recovery by ensuring timely follow-up and effective solutions are provided to both internal and external billing and delinquency-related inquiries. The Asset Recovery Collector will be detail-oriented, dependable, productive, and have strong work ethics and organizational skills, with the ability to manage complex account balances, resolve discrepancies, and secure payment arrangements. The Asset Recovery Collector plays a crucial role in supporting internal operations by reducing delinquency, improving cash flow, and ensuring accounts are worked in alignment with company standards and recovery goals.
  • This role is located in Houston, TX | Compensation: $19-$21 (+ $1 if bilingual) | Schedule: Full time, 40 hours per week (Call Center hours Monday- Thursday 8:00am to 7:00pm, Fridays 8:00am to 6:00pm)
  • No Weekends
  • 40 hours per week with a structured 2 week training schedule (Monday - Friday, 8:00am - 6:00pm, 100% onsite during training)

Key Responsibilities Include:
  • Communicate with customers via inbound/outbound phone calls.
  • Manage assigned accounts and plan course of action to recover outstanding debts.
  • Update account status and database regularly
  • Validation of customer information including addresses, contact information, and right party authentication steps.
  • Review terms of sales and agreement documents and explain them to customers to increase customer understanding of contract obligations.
  • Adhere to FDCPA, state and federal laws and regulations.
  • Comply with policies and procedures as required.
  • Locate customers using skip trace sites, internet, and credit bureau!
  • Work from multiple servicing platforms to investigate and resolve discrepancies.
  • Communicate effectively with internal and external partners.
  • Comply with requirements when legal action is unavoidable.

Requirements:
  • High School diploma or GED required.
  • Minimum 2 years collections experience.
  • Computer/Technical knowledge to change, add, or delete information in servicing platform
  • Ability to solve problems quickly and efficiently in the best interest of the company and customer
  • FDCPA Regulations
  • Critical thinking skills
  • Basic understanding of consumer agreement documents
  • Ability to type a minimum of 30 words per minute free of grammatical errors
  • Proficient in Microsoft Word, Excel, PowerPoint and email
  • Strong math skills
  • Partner well with teammates and other departments
  • Ability to work unsupervised after the initial training phase
  • Bilingual in Spanish is a plus

Desirable Skills:
  • Good attendance
  • Ability to adapt to changes
  • Customer Service
  • Problem Solving

EDUCATION
A high school diploma is required for this role.
BENEFITS
Spruce Power offers competitive benefits and a collaborative, purpose-driven, high-energy culture.
EQUAL OPPORTUNITY EMPLOYER
We value a diverse work environment. Spruce Power is an equal opportunity employer and hires without consideration to race, religion, national origin, age, gender, sexual orientation, marital status, veteran status or disability.

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