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Debt Collector Jobs in Columbia, SC (NOW HIRING)

SC State Federal Credit Union

Collector

Columbia, SC · On-site

$15.75 - $21/hr

Join SC State Credit Union as a Collector and experience the thrill of making a positive impact on our members' financial journeys! This role is perfect for detail-oriented individuals who thrive in ...

SC State Credit Union

Collector

Columbia, SC · On-site

$15.75 - $21/hr

Join SC State Credit Union as a Collector and experience the thrill of making a positive impact on our members' financial journeys! This role is perfect for detail-oriented individuals who thrive in ...

SC State Federal Credit Union

Collector

Columbia, SC · On-site

$15.75 - $21/hr

Join SC State Credit Union as a Collector and experience the thrill of making a positive impact on our members' financial journeys! This role is perfect for detail-oriented individuals who thrive in ...

SC State Credit Union

Collector

Columbia, SC · On-site

$15.75 - $21/hr

Join SC State Credit Union as a Collector and experience the thrill of making a positive impact on our members' financial journeys! This role is perfect for detail-oriented individuals who thrive in ...

SC State Credit Union

Collector

Columbia, SC · On-site

$16.78 - $19.71/hr

Join SC State Credit Union as a Collector and experience the thrill of making a positive impact on our members' financial journeys! This role is perfect for detail-oriented individuals who thrive in ...

SC State Credit Union

Collector

Columbia, SC · On-site

$16.78 - $19.71/hr

Join SC State Credit Union as a Collector and experience the thrill of making a positive impact on our members' financial journeys! This role is perfect for detail-oriented individuals who thrive in ...

Summit BHC

Collections Specialist - Healthcare

Columbia, SC · On-site

$17 - $23.25/hr

Three or more years of hospital or physician insurance collector experience required. Prefer behavioral health experience. * Knowledge of UB04 forms, HCFA 1500 forms, CPT-4 and ICD10CM coding.

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Debt Collector information

See Columbia, SC salary details

$7

$17

$24

How much do debt collector jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for debt collector in Columbia, SC is $17.01, according to ZipRecruiter salary data. Most workers in this role earn between $14.23 and $18.46 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.
More about Debt Collector jobs

What are the most commonly searched types of Debt Collector jobs in Columbia, SC?

The most popular types of Debt Collector jobs in Columbia, SC are:

What are popular job titles related to Debt Collector jobs in Columbia, SC?

For Debt Collector jobs in Columbia, SC, the most frequently searched job titles are:

What job categories do people searching Debt Collector jobs in Columbia, SC look for?

The top searched job categories for Debt Collector jobs in Columbia, SC are:

What cities near Columbia, SC are hiring for Debt Collector jobs?

Cities near Columbia, SC with the most Debt Collector job openings:

Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Columbia, SC as of August 2026, with employment types broken down into 89% Full Time, 10% Part Time, and 1% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $35,385 per year, or $17 per hour.

Account Representative - Columbia, SC

DCM Services

Columbia, SC • Remote

$17.50 - $19/hr

Full-time

Re-posted 25 days ago

Job description

Description

DCM Services

Account Representative 

Remote in Florida, Virginia, Tennessee, South Carolina, North Carolina | Full-Time | Non-Exempt


About DCM Services

DCM Services, LLC is a nationally recognized leader in estate and specialty collections, headquartered in the Minneapolis-Saint Paul metro area. For over 30 years, we have partnered with some of the country's largest financial institutions to provide compassionate, compliant, and professional account resolution services.

At DCM Services, we believe that treating people with dignity - whether they are our employees or the families we serve - is the foundation of everything we do. Our team members enjoy a collaborative culture, ongoing development opportunities, and a workplace where your contributions truly matter.


The Opportunity

As an Account Representative I, you will serve as a key point of contact in resolving accounts for deceased individuals, working sensitively with estates, attorneys, and family representatives. This is an office-based role at our Minnesota location. You will be part of a supportive team that values empathy, accuracy, and professionalism.

Requirements

Key Responsibilities

Generate outbound calls and field incoming calls

Obtain necessary estate information and follow up with attorneys or personal representatives regarding claim filing

Negotiate payment arrangements and follow up as needed

Send confirmation and settlement letters as required

Accurately document accounts and notate files with correct transaction codes

Respond to all voicemail messages daily

Adhere to company policies, procedures, and client-specific requirements

Uphold company information security and privacy responsibilities


What You Bring

High School Diploma or GED

Goal-oriented mindset with strong organizational skills

Courteous, empathic, and professional telephone manner

Strong verbal and written communication skills

Ability to multi-task effectively in a fast-paced, regulated environment

Team-oriented with the ability to also work independently

Computer proficiency and the ability to learn new systems

Licensed Debt Collector (or ability to obtain licensure)


Why DCM Services?

Competitive, freshly increased wages - we invest in our people

Meaningful work that requires true compassion and professionalism

Collaborative, supportive team culture in a stable, established company

Bonus-eligible role with performance recognition


#DCMCC1

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