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Debt Collection Jobs in Seattle, WA (NOW HIRING)

Assurant

Billing and Collections Specialist

Bothell, WA · On-site

$70K - $100K/yr

If you are ready to take on these challenges, demonstrate your exceptional skills, and contribute to our team's success in debt collection, we invite you to apply for the Collections Specialist ...

Assurant

Billing and Collections Specialist

Bothell, WA · On-site

$70K - $100K/yr

If you are ready to take on these challenges, demonstrate your exceptional skills, and contribute to our team's success in debt collection, we invite you to apply for the Collections Specialist ...

BECU

Collection & Recovery Support Specialist

Tukwila, WA · Hybrid

$26.35 - $32.12/hr

As a Collection & Recovery Support Specialist, you'll play a vital role in supporting the financial ... Coordinate Debt Management Programs: Process requests and correspondence related to external debt ...

My Career Site

Collection Specialist

Auburn, WA · On-site

$20 - $23/hr

... Notify debtors of outstanding account balances via phone, email and/or mail to settle accounts ... collection reports and processes - Completes a high volume of transaction entries on an ongoing ...

Odyssey

Credit & Collections Coordinator II

Fife, WA · On-site

$43K - $65K/yr

As a Collections Specialist, you will play a crucial role in the financial management and debt ... streamline collection processes, achieve cash flow targets, and maintain positive customer ...

olt

Credit & Collections Coordinator II

Fife, WA · On-site

$43K - $65K/yr

As a Collections Specialist, you will play a crucial role in the financial management and debt ... streamline collection processes, achieve cash flow targets, and maintain positive customer ...

olt

Credit & Collections Coordinator II

Fife, WA · On-site

$43K - $65K/yr

As a Collections Specialist, you will play a crucial role in the financial management and debt ... streamline collection processes, achieve cash flow targets, and maintain positive customer ...

BECU

Recovery Specialist

Tukwila, WA · Remote

$28.99 - $35.34/hr

Drive Timely Follow-Up: Maintain proactive communication and prompt follow-up on legal and collection accounts to keep recovery efforts moving forward. * Locate and Reconnect with Debtors: Utilize ...

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All JobsDebt Collection JobsDebt Collection Jobs in Seattle, WA

Debt Collection information

See Seattle, WA salary details

$8

$26

$41

How much do debt collection jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for debt collection in Seattle, WA is $26.18, according to ZipRecruiter salary data. Most workers in this role earn between $20.53 and $32.60 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are popular job titles related to Debt Collection jobs in Seattle, WA?

For Debt Collection jobs in Seattle, WA, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in Seattle, WA look for?

The top searched job categories for Debt Collection jobs in Seattle, WA are:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Seattle, WA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $54,434 per year, or $26.2 per hour.

Lead Compliance Specialist

Columbia Debt Recovery LLC dba Genesis

Everett, WA • On-site

$21 - $24/hr

Full-time

Re-posted 24 days ago

Key responsibilities

  • Conduct compliance audits, file reviews, and quality monitoring of collection accounts and correspondence.

  • Draft written responses to regulatory inquiries from agencies such as CFPB, Attorney General, DFPI, and BBB.

  • Mentor junior compliance staff and serve as a day-to-day compliance resource for front-line teams.

Job description

Description:

Lead Compliance Specialist

Genesis | Compliance Department

$21.00 – $24.00/hr | Full-Time | Mon–Fri, 7:00 AM – 4:00 PM


About Genesis 

Genesis is a third-party property debt collection company committed to compliance-first operations. We specialize in property-related debt portfolios including rent arrears and related obligations. Our team operates in a regulated environment where integrity, accuracy, and regulatory expertise are foundational to everything we do.

We are currently seeking a Senior Compliance Specialist to join our growing Compliance & Risk Management team.


The Role

As a  Lead Compliance Specialist, you will serve as a subject matter expert responsible for ensuring our collection operations remain in full compliance with federal, state, and local regulations. You will conduct audits, draft regulatory responses, deliver staff training, and advise operational teams exercising independent judgment and providing guidance to junior compliance staff.

Requirements:

What You'll Do...

• Ensure collection activities comply with the FDCPA, CFPB regulations, Regulation F, FCRA, and UDAAP standards.

• Conduct compliance audits, file reviews, and quality monitoring of collection accounts and correspondence.

• Draft written responses to regulatory inquiries CFPB, Attorney General, DFPI, BBB, and others.

• Investigate consumer complaints and disputes; coordinate with management and legal counsel as needed.

• Review and recommend updates to compliance policies, procedures, and process guides.

• Mentor junior compliance staff and serve as a day-to-day compliance resource for front-line teams.

• Monitor regulatory developments and proactively communicate relevant changes to management.


What We're Looking For...

Required:

• 2+ years in compliance, quality assurance, or a closely related role within debt collection or regulated financial services.

• Working knowledge of FDCPA, Regulation F, FCRA, UDAAP, SCRA, and GLBA.

• Experience conducting compliance audits and drafting regulatory or consumer complaint responses.

• Strong written communication skills and proficiency with Microsoft Office.

• Ability to work independently, prioritize competing demands, and meet deadlines.

Preferred:

• Experience in property management or multi-family housing.

• Familiarity with e-OSCAR and credit bureau dispute processes.

• CRCP, ACA International certification, or equivalent compliance credential.

• Experience responding to CFPB examinations or regulatory inquiries.

• Bachelor's degree in Business Administration, Paralegal Studies, Finance, or related field.


Compensation & Details:

Pay Range

$21.00 – $24.00 per hour (based on experience and   qualifications)

Employment Type

Full-Time

Schedule

Monday – Friday, 7:00 AM – 4:00 PM

Department

Compliance

APPLY TODAY

Submit your resume and cover letter through our careers page or job board listing.

We look forward to learning more about you!

Genesis is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.