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Debt Collection Jobs in New York (NOW HIRING)

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Now Hiring: Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn ...

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Now Hiring: Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn ...

Draft and review pleadings motions and other legal documents in compliance with state and federal regulations including the Fair Debt Collection Practices Act * Represent clients in court appearances ...

Collections Specialist

Manhattan, NY · On-site +1

$20.25 - $27.50/hr

The debt collection process involves specialized professional collectors, experienced in the art of negotiation, who provide debtors with options and encourage full payment. The division utilizes ...

Collections Specialist

Manhattan, NY · On-site +1

$20.25 - $27.50/hr

The debt collection process involves specialized professional collectors, experienced in the art of negotiation, who provide debtors with options and encourage full payment. The division utilizes ...

Collections Specialist

Manhattan, NY · On-site

$60K - $70K/yr

The debt collection process involves specialized professional collectors, experienced in the art of negotiation, who provide debtors with options and encourage full payment. The division utilizes ...

Role Purpose The Regional Credit and Collection Manager is responsible for managing an Americas debtor ledger, ensuring timely collection of outstanding invoices, minimizing credit risk, and ...

Collections Attorney - In House

Newark, NJ · Hybrid

$200K - $250K/yr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA), state statutes, court rules, and internal policies; maintain accurate case and receivables records. * Use case management and e ...

Collections Agent

Ramsey, NJ · On-site

$15 - $18/hr

Working knowledge of and willingness to comply with the Fair Debt Collection Practices Act (FDCPA), as well as state and federal collection laws required. Background checks and drug screens are ...

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Collections Specialist

Piscataway, NJ · On-site

$26 - $31.25/hr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and other applicable regulations. * Respond to consumer disputes, validation requests, and ...

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Understand and comply with the provisions of the Fair Debt Collection Practices Act and related state laws. * Record liens and other Association documents with the applicable clerk's office * Mail ...

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Debt Collection information

See New York salary details

$7

$25

$39

How much do debt collection jobs pay per hour?

As of Aug 4, 2026, the average hourly pay for debt collection in New York is $25.16, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $31.30 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.
What are the most commonly searched types of Debt Collection jobs in New York? The most popular types of Debt Collection jobs in New York are:
What cities in New York are hiring for Debt Collection jobs? Cities in New York with the most Debt Collection job openings:
Infographic showing various Debt Collection job openings in New York as of July 2026, with employment types broken down into 75% Full Time, and 25% Part Time. Highlights an 100% In-person job distribution, with an average salary of $52,330 per year, or $25.2 per hour.

Experienced Debt Collection Specialist II

POM Recoveries, Inc.

Farmingdale, NY

$16 - $25/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 23 days ago


Job description

We are hiring Experienced Debt Collection Specialists with a background in bank, retail, or credit union receivables. This role requires strong communication, negotiation, and account resolution skills in a fast-paced environment.

Responsibilities:

  • Handle inbound and outbound collection calls
  • Collect on delinquent accounts (bank, retail, credit union portfolios)
  • Negotiate payment arrangements and resolve account issues
  • Perform account research, reconciliation, and documentation
  • Maintain compliance with all applicable regulations
  • Meet or exceed individual performance goals

Benefits:

  • $16.00 to $25.00 hourly rate + uncapped bonus potential
  • Monthly incentive programs
  • 3 weeks paid training
  • Medical, dental, vision, and 401(k)
  • Paid time off (vacation, holidays, sick time)
  • Employee referral program
  • Flexible scheduling