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Debt Collection Jobs in New Mexico (NOW HIRING)

INTERA Incorporated

Senior Project Engineer

Albuquerque, NM · On-site

$90K - $117K/yr

Field experience with sample collection and construction oversight * Experience with site ... Debt Retirement Savings Program * Paid parental leave - up to 12 weeks for birthing and non ...

Intera

Senior Project Engineer

Albuquerque, NM · On-site

$90K - $117K/yr

Field experience with sample collection and construction oversight * Experience with site ... Debt Retirement Savings Program * Paid parental leave - up to 12 weeks for birthing and non ...

Cardinal Health

... technical debt and custom developments. * Continuous Improvement: Keep pace with emerging ... event collection, mediation workflows, and rules), CC (charging plans, rating clusters, CC Core ...

INTERA Careers

Senior Project Engineer

Albuquerque, NM · On-site

$90K - $117K/yr

Field experience with sample collection and construction oversight * Experience with site ... Debt Retirement Savings Program * Paid parental leave - up to 12 weeks for birthing and non ...

Homewise

Controller

Santa Fe, NM · On-site

The Controller also oversees fund and general accounting, accounts receivable/collection, treasury ... Ensures that required debt payments are made on a timely basis. * Tracks financial covenants and ...

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Debt Collection information

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$6

$22

$35

How much do debt collection jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for debt collection in New Mexico is $22.28, according to ZipRecruiter salary data. Most workers in this role earn between $17.45 and $27.74 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are popular job titles related to Debt Collection jobs in New Mexico?

For Debt Collection jobs in New Mexico, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in New Mexico look for?

The top searched job categories for Debt Collection jobs in New Mexico are:

What cities in New Mexico are hiring for Debt Collection jobs?

Cities in New Mexico with the most Debt Collection job openings:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in New Mexico as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $46,352 per year, or $22.3 per hour.

Credit and Collections Specialist

Johnstone Supply

Albuquerque, NM • On-site

$55K - $62K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 6 days ago

Johnstone Supply rating

7.5

Company rating: 7.5 out of 10

Based on 109 frontline employees who took The Breakroom Quiz

182nd of 428 rated retail wholesalers

Job description

About Us
Johnstone Supply was most recently recognized by the Albuquerque Journal as a top workplace in the last 3 years. Founded in 1979 as a single location, the Johnstone Supply - Albuquerque Group has grown to 8 branches in the state of New Mexico, Colorado, & Arizona. With a proven track record of innovation and growth, Johnstone Supply is a leading HVAC/R wholesale distributor of residential and commercial equipment, parts, and supplies. We are proud to be a New Mexico small business with large corporate resources; offering best-in-class benefits, competitive pay, and a fun, fast-paced work environment. Johnstone Supply strives to provide solutions that enable success. We pride ourselves on 4 core values - Driven, Creative, Accountable, and Servant.
Position Purpose
This position will be responsible for the entire credit granting, monitoring, and collections process. This includes the consistent application of credit policy, periodic credit reviews of existing customers, and accessing the creditworthiness of potential customers.
Essential Job Results:
  • Assess and research existing and new customers' creditworthiness.
  • Negotiate terms and conditions with existing and new customers.
  • Responsible for ensuring the timely collection of all accounts receivable.
  • Quickly make credit decisions when customers are waiting in the store.
  • Manage relations with collection agencies, credit reporting agencies, credit insurance agencies.
  • Regularly, but at least monthly, reviews the aging report to identify accounts at risk for delayed or non-payment.
  • Monitoring customer accounts for other irregularities.
  • Monitor all the payments and bad debts.
  • Communicate with customers to encourage payment. Documents conversation and follows up.
  • Identifies delinquent accounts, prepares backup, and sends them to collection agency and/or attorney.
  • Create credit reports and present to management.
  • Review and update the company's credit policies.
  • Predict risks by creating and monitoring credit scoring models.
  • Assists manager to identify and implement process improvements.
  • Assists with gathering support for all audits, including pulling documentation.
  • Maintains files by packing out as needed according to document retention guidelines.
  • Carries out any other functions assigned by the manager.

Pay Range: $55,000-$62,500
We have a robust benefits package including:
  • We offer a variety of options for medical coverage so you can pick the plan that works best for you!
  • 401k- after 1 year of employment, we offer a 3% non-elective contribution with immediate vesting.
  • 3 weeks paid PTO within the first year of employment!
  • Paid holidays
  • Life insurance/AD&D Insurance

Education & Certifications:
  • Bachelor's degree in Accounting, Finance, Business Administration, or equivalent preferred

Experience:
  • Minimum two-four years of experience in accounts receivable or a similar finance-related role
  • Experience with accounts receivable software and ERP systems (e.g., SAP, Oracle, QuickBooks, Epicor Solar Eclipse)
  • Proven track record of handling a high volume of collection calls

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