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Debt Collection Jobs in Florida (NOW HIRING)

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$35K - $75K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site

$14 - $15.20/hr

Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ... Knowledge of debt collection laws and compliance requirements preferred * Strong attention to ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site +1

$15 - $19.50/hr

Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ... Knowledge of debt collection laws and compliance requirements preferred * Strong attention to ...

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$77K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$77K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

MCI Careers

Debt Recovery Director

Tampa, FL · Remote

Establish collection goals, targets, and key performance indicators (KPIs) in alignment with ... Proven experience in debt collection, call center operations, or financial services management ...

MCI Careers

Debt Recovery Manager

Tampa, FL

As a Debt Recovery Manager, you will develop and implement effective collection strategies, monitor key performance indicators, and identify opportunities to improve productivity, efficiency, and ...

Credit Wise Recovery Solutions

You may process all correspondences with adherence to the Fair Debt Collection Practices Act (FDCPA) You will maintain knowledge of functional area and company policies and procedures. You will ...

MCI Careers

Debt Recovery Director

Tampa, FL · On-site

Establish collection goals, targets, and key performance indicators (KPIs) in alignment with ... Proven experience in debt collection, call center operations, or financial services management ...

MCI Careers

Debt Recovery Director

Tampa, FL · Remote

We are seeking an experienced and strategic Debt Recovery Director to lead and oversee our ... In this pivotal leadership role, you will be responsible for developing and executing collection ...

MCI Careers

Debt Recovery Director

Tampa, FL · Remote

Establish collection goals, targets, and key performance indicators (KPIs) in alignment with ... Proven experience in debt collection, call center operations, or financial services management ...

MCI Careers

Debt Recovery Supervisor

Tampa, FL · Remote

Proven experience in debt collection, customer service, or call center operations role, with a minimum of 2-3 years in a supervisory or leadership role. * Strong leadership, coaching, and mentoring ...

MCI Careers

Debt Recovery Supervisor

Tampa, FL · Remote

Proven experience in debt collection, customer service, or call center operations role, with a minimum of 2-3 years in a supervisory or leadership role. * Strong leadership, coaching, and mentoring ...

MCI Careers

Debt Recovery Supervisor

Tampa, FL · Remote

As a Debt Recovery Supervisor, you will be responsible for monitoring team performance, analyzing key metrics, and implementing strategies to improve productivity, collection rates, and overall ...

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Debt Collection information

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How much do debt collection jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for debt collection in Florida is $17.18, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $21.39 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are the most commonly searched types of Debt Collection jobs in Florida?

The most popular types of Debt Collection jobs in Florida are:

What are popular job titles related to Debt Collection jobs in Florida?

For Debt Collection jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in Florida look for?

The top searched job categories for Debt Collection jobs in Florida are:

What cities in Florida are hiring for Debt Collection jobs?

Cities in Florida with the most Debt Collection job openings:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Florida as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 94% In-person, 4% Hybrid, and 2% Remote job distribution, with an average salary of $35,744 per year, or $17.2 per hour.

Small Balance Debt Collector

Vero Beach, FL • On-site

Milliken & Michaels Inc.
Finance and Insurance • 11 - 50 employees
Learn more about Milliken & Michaels Inc.external

$14 - $18.25/hr

Full-time

Dental, Retirement

Re-posted 23 days ago

Job description

A Small Balance Debt Collector is responsible for contacting individuals or businesses with outstanding debts in order to facilitate the repayment of those debts. Here's a basic job description for a Small Balance Debt Collector:

Job Title: Small Balance Debt Collector

Job Summary: As a Small Balance Debt Collector, your primary responsibility is to contact individuals or businesses with small outstanding debts and work towards collecting payments. You will employ effective communication and negotiation skills to establish repayment plans, resolve disputes, and ensure timely debt recovery.

Key Responsibilities:

  1. Contacting Debtors:
    • Initiate contact with individuals or businesses with small balance debts.
    • Communicate clearly and professionally to inform debtors of their outstanding
    •  
    • balances.
  1. Negotiation:
    • Negotiate repayment plans with debtors based on their financial situations.
    • Provide information about payment options and terms to facilitate debt resolution.
  1. Record Keeping:
    • Maintain accurate and up-to-date records of all communication and payment agreements.
    • Document relevant debtor information for future reference.
  1. Compliance:
    • Ensure compliance with relevant debt collection laws and regulations.
    • Follow ethical practices in debt collection activities.
  1. Customer Service:
    • Address debtor inquiries and concerns in a courteous and respectful manner.
    • Provide assistance and information to help debtors understand their obligations.
  1. Reporting:
    • Prepare regular reports on debt collection activities and progress.
    • Update management on the status of outstanding debts and potential issues.

Requirements:

  • High school diploma or equivalent (some positions may require additional education or certification).
  • Previous experience in debt collection or a related field is preferred.
  • Strong communication and negotiation skills.
  • Knowledge of debt collection laws and regulations.
  • Excellent organizational and time management abilities.
  • Ability to work independently and as part of a team.

Note: This is a general job description, and specific requirements may vary depending on the employer and the nature of the debts being collected. Additionally, adherence to ethical practices and legal regulations is crucial in the debt collection process.

Company Description

At Milliken & Michaels, our mission is to provide exceptional and ethical commercial debt collection services tailored to meet the unique needs of our clients. We are committed to fostering long-term partnerships by delivering results with integrity, professionalism, and respect. Our dedicated team strives to recover outstanding debts efficiently, maintaining the highest standards of compliance and customer satisfaction. Through transparent communication and innovative solutions, we aim to be the trusted partner in facilitating financial success for businesses while upholding the highest ethical standards in the debt collection industry.