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Debt Collection Jobs in Florida (NOW HIRING)

Credit Control LLC

Debt Collection Agent -Remote

Tampa, FL · On-site +1

$18 - $22/hr

We are currently looking for a full-time Debt Collection experience in collections. We offer industry-leading bonus structures and benefits! Work From Home Collection Agent Responsibilities: * Handle ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site +1

$15 - $19.50/hr

Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ... Knowledge of debt collection laws and compliance requirements preferred * Strong attention to ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site

$14 - $15.20/hr

Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ... Knowledge of debt collection laws and compliance requirements preferred * Strong attention to ...

MCI Careers

Debt Recovery Manager

Tampa, FL · Remote

Proven experience in debt collection, call center operations, or financial services management, with a minimum of 4 years in a managerial role. * Strong leadership and people management skills, with ...

MCI Careers

Debt Recovery Manager

Tampa, FL · Remote

Proven experience in debt collection, call center operations, or financial services management, with a minimum of 4 years in a managerial role. * Strong leadership and people management skills, with ...

MCI Careers

Debt Recovery Director

Tampa, FL · Remote

Establish collection goals, targets, and key performance indicators (KPIs) in alignment with ... Proven experience in debt collection, call center operations, or financial services management ...

MCI Careers

Debt Recovery Director

Tampa, FL · On-site +1

Establish collection goals, targets, and key performance indicators (KPIs) in alignment with ... Proven experience in debt collection, call center operations, or financial services management ...

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Debt Collection information

See Florida salary details

$5

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How much do debt collection jobs pay per hour?

As of Jun 28, 2026, the average hourly pay for debt collection in Florida is $17.18, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $21.39 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
What are the most commonly searched types of Debt Collection jobs in Florida? The most popular types of Debt Collection jobs in Florida are:
What are popular job titles related to Debt Collection jobs in Florida? For Debt Collection jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Florida look for? The top searched job categories for Debt Collection jobs in Florida are:
What cities in Florida are hiring for Debt Collection jobs? Cities in Florida with the most Debt Collection job openings:
Debt Collection jobs near you

Debt Collector - Clearwater, FL

D & A Services, LLC

Clearwater, FL • On-site

$18 - $23/hr

Full-time

Medical, Dental, Vision, Retirement

Posted 8 days ago

Job description

Clearwater, FL

$17 ‒ $23 Hourly

Location: Clearwater, FL

Schedule : No evenings or weekends

D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ourselves in delivering great service to our clients and customers.

D & A Services offers a base pay between $17.00 and $23.00 per hour, along with a benefits package that includes a 401(k) plan, BC/BS medical, dental, vision, CASUAL DRESS CODE and more! We have an uncapped bonus structure which rewards Debt Collectors for generating revenue. Top producers earn large bonus checks.

Introduction:

We are currently seeking a highly motivated and results-driven individual to join our team as a Debt Collector. As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong negotiation abilities, and a focus on achieving collection goals while maintaining professional relationships with debtors.

Responsibilities:

  1. Debt Collection: Manage and collect outstanding debts making phone calls.
  2. Communication: Initiate contact with debtors to discuss their outstanding balances, negotiate suitable payment plans, and offer alternative resolutions for repayment.
  3. Compliance: Ensure compliance with all relevant laws and regulations, including the Fair Debt Collection Practices Act (FDCPA), while conducting debt collection activities.
  4. Documentation: Maintain accurate and up-to-date records of all communication and collection activities, including payment arrangements or settlements reached with debtors.
  5. Research: Conduct thorough research on debtors' financial situations, payment histories, and credit records to better understand their ability to pay and develop appropriate collection strategies.
  6. Dispute Resolution: Handle debtor inquiries or disputes in a timely and professional manner, working towards satisfactory resolution while protecting the interests of the organization.
  7. Reporting: Prepare regular reports on debt collection activities, including outstanding balances, volatility, payment trends, collection performance, and recovery rates for management review.
  8. Quality Assurance: Review and evaluate existing debt collection processes, adhering to compliance requirements to enhance overall efficiency and effectiveness.
  9. Collaboration: Collaborate with management to resolve complex debt collection cases.
  10. Customer Service: Provide exceptional customer service by responding to debtor inquiries promptly, addressing concerns, and maintaining professionalism and empathy throughout the debt collection process.

Requirements:

  1. Education: High school diploma or equivalent.
  2. Experience: Proven experience as a Debt Collector in a third party environment with a strong track record in meeting collection targets.
  3. Knowledge: Solid understanding of debt collection laws, regulations, and best practices, including the FDCPA.
  4. Communication: Excellent verbal and written communication skills, with the ability to negotiate effectively, handle difficult conversations, and maintain professionalism at all times.
  5. Organization: Strong organizational and time management skills to handle multiple accounts and prioritize collection activities efficiently.
  6. Analytical Skills: Ability to analyze financial information, enabling the development of appropriate collection strategies.
  7. Relationship Building: Demonstrated ability to build and maintain professional relationships with debtors while achieving successful debt recovery.
  8. Computer Skills: Proficiency in using debt collection software, MS Office suite, and customer relationship management (CRM) tools.
  9. Ethical Conduct: High level of integrity, discretion, and ethical standards while conducting debt collection activities.
  10. Resilience: Strong problem-solving skills, resilience, and composure when faced with challenging or confrontational situations.

Join our team as a Debt Collector and play a crucial role in recovering outstanding debts while maintaining positive customer relationships. This is an opportunity to make a significant impact on our organization's financial success. If you are a motivated individual, skilled in debt collection practices, and interested in working in a dynamic and fast paced environment, we would love to hear from you.

D & A Services is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, sexual orientation, gender, identity, national origin, age, disability, or genetic information.

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