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Debt Collection Agency Jobs in Texas (NOW HIRING)

Credit/Collection Spec. (040A)

Fort Worth, TX · On-site

$19.50 - $26/hr

Apply sound Credit & Collections practices to ensure minimal bad debt exposure. * Maintain aging at ... Process past-due accounts with an outside collection agency. * Write up accounting adjustments on a ...

... debt status. * Recommend referral of delinquent accounts to outside collection agencies or legal counsel; coordinate as directed by management. * Maintain positive working relationships with ...

Reliable, professional, and detail-oriented Preferred Background Candidates with experience working for collection agencies, debt recovery firms, financial institutions, or other high-volume ...

Bad Debts and Bad Debt Recovery Write-offs Process the requests from the collection agency including the checks and invoices Process Lockbox and Telecheck NSF/Returned Checks as well as the Telecheck ...

Debt Settlement Negotiator Richardson, TX • In-Office • Full-Time NEGOTIATE. ADVOCATE. WIN. Are ... Negotiate directly with creditors and collection agencies on behalf of our clients. * Own your ...

Bad Debts and Bad Debt Recovery Write-offs Process the requests from the collection agency including the checks and invoices Process Lockbox and Telecheck NSF/Returned Checks as well as the Telecheck ...

Debt Settlement Negotiator Richardson, TX • In-Office • Full-Time NEGOTIATE. ADVOCATE. WIN. Are ... Negotiate directly with creditors and collection agencies on behalf of our clients. * Own your ...

Debt Settlement Negotiator Richardson, TX * In-Office * Full-TimeNEGOTIATE. ADVOCATE. WIN. Are you ... Duties & ResponsibilitiesNegotiate directly with creditors and collection agencies on behalf of our ...

Debt Settlement Negotiator

Richardson, TX · On-site

$20/hr (+ commission)

Negotiate directly with creditors and collection agencies on behalf of our clients. * Own your ... Debt Settlement Experience not required - We will train! * High school diploma or GED (preferred)

Debt Settlement Negotiator

Richardson, TX · On-site

$20/hr (+ commission)

Negotiate directly with creditors and collection agencies on behalf of our clients. * Own your ... Debt Settlement Experience not required - We will train! * High school diploma or GED (preferred)

Credit & Collections Specialist

Plano, TX · Hybrid

$21 - $28/hr

S. diploma or equivalent and a minimum of 1 year of prior commercial debt collection experience; or ... Please be advised that Elevance Health only accepts resumes for compensation from agencies that ...

Credit Administrator

Irving, TX · On-site

$24 - $25/hr

Bad Debts and Bad Debt Recovery Write-offs Process the requests from the collection agency including the checks and invoices Process Lockbox and Telecheck NSF/Returned Checks as well as the Telecheck ...

Showing results 21-40

Debt Collection Agency information

See Texas salary details

$6

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How much do debt collection agency jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for debt collection agency in Texas is $21.42, according to ZipRecruiter salary data. Most workers in this role earn between $16.78 and $26.63 per hour, depending on experience, location, and employer.

What is a debt collection agency?

A Debt Collection Agency job involves recovering overdue payments from individuals or businesses on behalf of creditors. Professionals in this role contact debtors via phone, email, or letters to negotiate repayment plans, provide payment options, and ensure compliance with relevant laws and regulations. Strong communication, negotiation skills, and persistence are essential for success in this field.

What are the typical daily responsibilities at a debt collection agency?

Staff at a debt collection agency typically spend their day contacting debtors via phone, email, or written correspondence to negotiate repayment arrangements and resolve outstanding accounts. They review account histories, update client databases, and escalate unresolved cases as needed. Agencies often work as teams to share best practices and support new hires through ongoing training. Maintaining compliance with relevant laws and company policies is a key focus throughout all daily activities.

What are the key skills and qualifications needed to thrive in a debt collection agency?

To thrive as a Debt Collection Agency, you need comprehensive knowledge of debt collection laws, negotiation tactics, and account management processes. Familiarity with specialized collections software, CRM systems, and adherence to regulatory certifications such as the Fair Debt Collection Practices Act (FDCPA) is essential. Outstanding interpersonal skills, resilience, and professionalism are key soft skills for effectively communicating with both clients and debtors. These competencies enable successful debt recovery, maintain client satisfaction, and ensure strict legal compliance.

Is debt collection a good career?

Debt collection is a job that involves contacting individuals to recover overdue payments, often requiring strong communication and negotiation skills. It can offer steady employment and opportunities for advancement, but may involve challenging interactions and strict regulatory compliance. Success in this field often depends on interpersonal skills and understanding of debt collection laws.

What qualifications do you need to be a debt collection agency?

A debt collection agency typically requires licensing or registration depending on state or country regulations, along with knowledge of debt collection laws and practices. Employees often need strong communication skills, attention to detail, and may require background checks or certifications such as the Fair Debt Collection Practices Act (FDCPA) compliance training.

What are the most commonly searched types of Debt Collection Agency jobs in Texas?

The most popular types of Debt Collection Agency jobs in Texas are:

What cities in Texas are hiring for Debt Collection Agency jobs?

Cities in Texas with the most Debt Collection Agency job openings:

Infographic showing various Debt Collection Agency job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 11% Part Time, and 14% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $44,563 per year, or $21.4 per hour.

Credit/Collection Spec. (040A)

Farmer Brothers

Fort Worth, TX

$19.50 - $26/hr

Full-time

Medical, Retirement, PTO

Posted 19 days ago


Job description

The Credit and Collections Specialist is responsible for performing the daily Credit/Collections functions. Contacts delinquent accounts for payment and prepare related reports.

Responsibilities:

  • Apply sound Credit & Collections practices to ensure minimal bad debt exposure.
  • Maintain aging at acceptable level in line with company objectives.
  • Lead the collection of all past due accounts for the portfolio assigned by contacting customers to ensure prompt payment of all invoices.
  • Recommend action on delinquent accounts by analyzing paying practices of customers.
  • Minimize past due receivables, open chargebacks, bad debt & DSO.
  • Update sales and management on past-due accounts by providing specific updates for each customer.
  • Resolve Invoice and Statement issues and ensure all accounts are up to date by reconciling monthly.
  • Maintain a strong and effective working relationships with sales and the sales operations group for timely resolution of billing issues.
  • Assist in projects and audits as required.
  • Maintain accurate customer files and keep track of name and address changes.
  • Process past-due accounts with an outside collection agency.
  • Write up accounting adjustments on a daily and monthly basis.
  • Recommend credit line adjustments by evaluating customer records, purchase activity, and payment history.
  • Verify accuracy of charges and correct account errors by reviewing purchasing documentation and contacting customers.
  • Maintain customer confidence by keeping information confidential.
  • Assess credit worthiness of accounts, process credit applications.
  • Prepare special aging reports by collecting, analyzing, and summarizing account information and trends.
  • May perform other duties as assigned.

Education & Experience:

  • Related degree or equivalent work experience with a High School diploma or GED required.
  • 3+ years of experience working in Business to Business Credit and Collections.
  • Previous experience with JD Edwards preferred.
  • Food Service industry experience is a plus.
  • Telemarketing and Customer Service experience a plus.

Personal & Professional Skills:

  • Excellent research skills and ability to resolve Chargeback issues.
  • Operates as a team-oriented problem solver who takes ownership of their work.
  • Strong knowledge of MS Office, especially Excel.
  • Excellent verbal and written communication skills.
  • Personable positive demeanor and the ability to interact with all levels.
  • Detail-oriented with strong follow-up, time management, multitasking skills while handling frequent interruptions.
  • Ability to manage high-volume emails & calls. (30 to 40 calls daily and manage 3,000 accounts).
  • Meets deadlines, follows through on commitments and delivers on promises.
  • Able to deliver excellent customer service at all levels, externally and Internally.
  • Strive for continuous improvement.
  • Generate original, creative ideas to improve processes.
  • Able to express ideas clearly and logically.
  • Information Management
  • Computer Competency
  • Excellent analytical skills
  • Collaboration
  • Self-Starter

Equal Opportunity Employer / Veterans / Disabled

At Farmer Brothers, we are committed to pay transparency and ensuring fair and competitive compensation for all employees.  The base salary range for this role is defined above and may vary depending on experience and qualifications.

To account for cost-of-living differences, we apply location-based salary adjustments. Employees working in higher-cost cities may receive a geographical pay premium, which is determined based on market data and local economic factors.

If applicable, your specific salary will be discussed during the hiring process based on your work location.

  • In addition to base salary, we offer a comprehensive benefits package, which may include benefits such as health insurance, retirement plans, paid time off.
  • The total leave provided in the Company’s Paid Time Off (“PTO”) policy is in at least an amount of hours and pay sufficient to satisfy the requirements of state or local laws in the locations where the Company operates.
  • For questions regarding our compensation structure, including location-based pay adjustments, please reach out to Farmer Brothers Human Resources for details.

**This job posting remains open until the position is filled or the posting is removed. The deadline has not passed unless explicitly stated otherwise.**