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Credit Union Jobs in Santa Rosa County, FL (NOW HIRING)

At FAIRWINDS Credit Union, we're more than a workplace; we're a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial ...

Description At Trax Credit Union, we exist to move people forward. We are committed to creating a path to financial health for every member we serve. Our work is guided by accountability, service ...

Member Experience Advisor

Palatka, FL ยท On-site

$18 - $22/hr

As the credit union's face, this vital role is responsible for consistently delivering high-caliber service to members and employees. A MEA will spend the day interacting with members face-to-face ...

Recovery Solutions Specialist

Miami, FL ยท On-site

$17 - $20/hr

MPS Credit Union is seeking a dedicated, detail-oriented, and service/member-focused Recovery Solutions Specialist to join our team at our Main Office. As a Recovery Solutions Specialist, you'll be ...

Recovery Solutions Specialist

Miami, FL ยท On-site

$17 - $20/hr

Job Type Full-time Description MPS Credit Union is seeking a dedicated, detail-oriented, and service/member-focused Recovery Solutions Specialist to join our team at our Main Office. As a Recovery ...

Teller

Key West, FL ยท On-site

$15.75 - $19.75/hr

Keys Federal Credit Union is hiring a full time teller to join our Key Plaza branch team. Being a teller at Keys Federal Credit Union is more than just banking transactions; it's building ...

Showing results 21-40

Credit Union information

See Santa Rosa County, FL salary details

$11

$28

$84

How much do credit union jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for credit union in Santa Rosa County, FL is $28.65, according to ZipRecruiter salary data. Most workers in this role earn between $14.38 and $16.92 per hour, depending on experience, location, and employer.

What are the common job titles in credit unions?

Common job titles in credit unions include tellers, loan officers, member service representatives, branch managers, financial advisors, and back-office staff. These roles require customer service skills, financial knowledge, and often relevant certifications or licenses. Positions vary from entry-level to management, supporting daily operations and member needs.

What are the key skills and qualifications needed to thrive as a credit union member service representative, and why are they important?

To thrive as a Credit Union Member Service Representative, you need strong financial knowledge, attention to detail, and typically a background in banking or customer service. Familiarity with banking software, cash handling systems, and compliance regulations is often required. Exceptional communication, problem-solving, and interpersonal skills help you build trust and effectively serve members. These skills and qualities are vital to ensuring accurate transactions, regulatory compliance, and a positive member experience.

What is the difference between Credit Union vs Loan Officer?

AspectCredit UnionLoan Officer
CredentialsTypically requires high school diploma or equivalent; some roles may need financial certificationsRequires high school diploma; often needs mortgage or loan origination licenses
Work EnvironmentNon-profit financial cooperative, community-focusedBanking or lending institutions, sales-driven environment
Employer & IndustryCredit unions, financial servicesBanks, mortgage companies, lending firms
Common Search/ComparisonYesYes

While credit union employees focus on member services and financial products within a cooperative setting, loan officers primarily evaluate and approve loan applications for banks or lending companies. Both roles require financial knowledge, but their work environments and objectives differ, with credit unions emphasizing community and member relations, and loan officers concentrating on lending and sales.

What are some common challenges faced by employees working at a credit union, and how are they typically addressed?

Employees at credit unions often face challenges such as managing a high volume of member inquiries, staying updated with regulatory changes, and ensuring personalized service in a fast-paced environment. To address these, credit unions typically provide ongoing training, emphasize teamwork, and utilize up-to-date technology to streamline processes. Many credit unions also foster a collaborative culture, encouraging staff to share knowledge and support one another, which helps employees deliver excellent service while staying compliant with industry standards.

How hard is it to work at a credit union?

Working at a credit union as a staff member typically involves customer service, financial knowledge, and attention to detail. The job can be demanding during busy hours and may require certifications or training in financial services. Overall, it depends on the role and individual skills, but it generally requires professionalism and good communication skills.

What is a credit union?

A credit union is a member-owned financial cooperative that provides banking services like savings accounts, loans, and credit cards. Unlike banks, credit unions are nonprofit organizations, and any profits are returned to members through lower fees and better interest rates. Membership is typically based on a common bond, such as where you work, live, or your association with a particular group. Credit unions are regulated and insured, making them a safe place for your money. They often focus on personalized service and community involvement.
What job categories do people searching Credit Union jobs in Santa Rosa County, FL look for? The top searched job categories for Credit Union jobs in Santa Rosa County, FL are:
What cities near Santa Rosa County, FL are hiring for Credit Union jobs? Cities near Santa Rosa County, FL with the most Credit Union job openings:
Infographic showing various Credit Union job openings in Santa Rosa County, FL as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $59,597 per year, or $28.7 per hour.

Credit Analyst

Fairwinds

Orlando, FL โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago


Job description

Financial Freedom Happens Here - and it starts with YOU.
At FAIRWINDS Credit Union, we're more than a workplace; we're a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial freedom - for our members and for you. As a Credit Analyst, you'll play a critical role in helping us deliver on that mission by providing accurate and objective credit analysis that supports sound lending decisions and protects the credit union.
We're looking for a detail-oriented financial professional who enjoys analyzing complex financial information, identifying risk, and partnering with lenders to structure strong commercial credit opportunities that benefit both our members and FAIRWINDS.
Your Role in Our Mission:
  • Prepare complete and accurate commercial credit analyses in a timely manner
  • Provide an unbiased and objective evaluation of prospective borrowers while identifying and disclosing all associated risks
  • Partner with Commercial Lenders to gather and analyze all information necessary to underwrite credit requests
  • Review and analyze:
    • Corporate financial statements
    • Business and personal tax returns
    • Personal financial statements
    • Real estate owned schedules
    • Liquidity statements
  • Develop detailed cash flow analyses to determine borrower financial strength
  • Determine Borrower Risk Ratings and Loan Risk Ratings
  • Assist in structuring credit requests that align with the best interests of both the member and FAIRWINDS
  • Complete comprehensive Credit Approval Memorandums
  • Prepare financial spreads and supporting analysis
  • Identify opportunities to deepen and expand existing member relationships

What Makes You a Great Fit:
  • Bachelor's degree in Finance, Accounting, Business, or a related field
  • 3-5+ years of commercial credit underwriting experience (credit union or bank experience preferred)
  • Experience partnering directly with lenders throughout the full credit lifecycle
  • Strong analytical, organizational, and critical thinking skills
  • Ability to interpret and analyze complex financial statements and tax returns
  • Excellent communication and collaboration skills
  • Experience with nCino, Sageworks, Moody's, and/or CoStar preferred
  • Equivalent combinations of education and experience may be considered

A Culture of Care and Reward:You give your best, and we give back with a comprehensive and meaningful rewards package:
  • Enjoy 11 paid holidays and generous paid time off to recharge and reset
  • Build your future with a 6% 401(k) match
  • Eligible for a $700 annual contribution to your Health Savings Account
  • Access our comprehensive maternity leave program to support growing families
  • Stay covered with medical, dental, vision, disability, and life insurance
  • Grow your career through leadership development, tuition assistance, and advancement opportunities
  • Earn rewards for financial wellness through our Debt Free Club and Dave Ramsey's SmartDollar program
  • Thrive in a purpose-driven, people-first culture where your impact matters

This is more than your next job. It's your next step in changing lives; starting with your own!
About FAIRWINDS Credit UnionAt FAIRWINDS Credit Union, Financial Freedom Happens Here. Headquartered in Orlando and proudly serving members for over 70 years, our mission - changing members' lives on the journey to Financial Freedom - drives everything we do, with a clear vision: Members financially free. Through The FAIRWINDS Way, we champion a culture of integrity, accountability, and teamwork, and we're nationally endorsed by The Dave Ramsey Show as a trusted provider of financial wellness. Recognized as one of Forbes' 2024 Best-in-State Credit Unions and one of Orlando Business Journal's Best Places to Work, FAIRWINDS is a top workplace where your purpose matters and your growth is supported every step of the way!
FAIRWINDS is an Equal Opportunity Employer.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.