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Credit Risk Jobs in San Ramon, CA (NOW HIRING)

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit ...

Canadian Solar

Credit Controller

Walnut Creek, CA · On-site

Key Responsibilities Credit Risk & Portfolio Management * Lead the Company's credit risk and collections strategy, establishing policies, governance, and internal controls that balance risk ...

Canadian Solar

Credit Controller

Walnut Creek, CA · On-site

Key Responsibilities Credit Risk & Portfolio Management * Lead the Company's credit risk and collections strategy, establishing policies, governance, and internal controls that balance risk ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Jobs in San Ramon, CA

Credit Risk information

See San Ramon, CA salary details

$55.9K

$122.2K

$204.5K

How much do credit risk jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit risk in San Ramon, CA is $122,161.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,800.00 and $158,700.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in San Ramon, CA?

The most popular types of Credit Risk jobs in San Ramon, CA are:

What are popular job titles related to Credit Risk jobs in San Ramon, CA?

For Credit Risk jobs in San Ramon, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in San Ramon, CA look for?

The top searched job categories for Credit Risk jobs in San Ramon, CA are:

What cities near San Ramon, CA are hiring for Credit Risk jobs?

Cities near San Ramon, CA with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in San Ramon, CA as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 11% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $122,161 per year, or $58.7 per hour.

Engagement Manager - Credit Risk and Pricing Strategy

Inizio Partners

San Francisco, CA • On-site

Full-time

Posted 12 days ago

Job description

Job Description

As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.

Responsibilities

  • Primary day-to-day client contacts and often interact with C-level executives.
  • Analyze volume & funnel trends to optimize pricing and impact on RoEs
  • Analyze credit performance and come up with recommendations to optimize credit policies
  • React to market dynamics on third party channels and help senior management make informed decisions
  • Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing
  • Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
  • Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution

Qualifications

  • 7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management
  • Relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing
  • SQL , Python
  • Origination channel management experience
  • Credit cards/lending expertise (Acquisitions/Underwriting)
  • Demonstrable leadership ability, superior problem solving and people management skills
  • Excellent communication, presentation and story building skills in a consulting setup
  • Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply