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Credit Risk Jobs in Phoenix, AZ (NOW HIRING)

QXO

Credit Director

Glendale, AZ

Drive proactive risk assessment and ensure timely updates to customer credit profiles * Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships

QXO

Credit Director

Glendale, AZ · On-site

Drive proactive risk assessment and ensure timely updates to customer credit profiles * Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships

QXO

Credit Director

Glendale, AZ · On-site

Drive proactive risk assessment and ensure timely updates to customer credit profiles * Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships

APS

Director Enterprise Risk

Phoenix, AZ · On-site

Summary The Director, Enterprise Risk will provide leadership for the development, implementation ... insurance, credit, and emerging risks that may impact achievement of corporate objectives.

Expeditors

Credit Specialist

Scottsdale, AZ · On-site

Review financial statements to assess risk and assign appropriate credit ratings * Maintain and monitor a portfolio of high-risk accounts, ensuring timely follow-up, documentation, and proactive ...

Expeditors

Credit Specialist

Scottsdale, AZ · On-site

Review financial statements to assess risk and assign appropriate credit ratings * Maintain and monitor a portfolio of high-risk accounts, ensuring timely follow-up, documentation, and proactive ...

Tradition Capital Bank

Credit Analyst

Scottsdale, AZ · On-site

$100K - $150K/yr

Prepare financial spreads and credit presentations that sufficiently and appropriately summarize the sources of repayment using a risk-based approach. Demonstrate experience in analyzing and ...

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All JobsCredit Risk JobsCredit Risk Jobs in Phoenix, AZ

Credit Risk information

See Phoenix, AZ salary details

$49.6K

$108.5K

$181.7K

How much do credit risk jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit risk in Phoenix, AZ is $108,539.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,500.00 and $141,000.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in Phoenix, AZ?

The most popular types of Credit Risk jobs in Phoenix, AZ are:

What are popular job titles related to Credit Risk jobs in Phoenix, AZ?

For Credit Risk jobs in Phoenix, AZ, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Phoenix, AZ look for?

The top searched job categories for Credit Risk jobs in Phoenix, AZ are:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Phoenix, AZ as of August 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 86% In-person, 5% Hybrid, and 9% Remote job distribution, with an average salary of $108,539 per year, or $52.2 per hour.

Senior Business Reporting Analyst, Credit & Energy Risk

Clearway Energy

Scottsdale, AZ • Hybrid

Full-time

Re-posted 19 days ago

Job description

What The Role Is

The Senior Business Reporting Analyst of Credit and Energy Risk will reside within the middle-office function supporting the risk management of energy marketing and trading activities across Clearway's portfolio of renewable and conventional generation assets. This position will focus on streamlined reporting of key risk metrics to key stakeholders and on the automation/development of the Risk Team's day-to-day energy risk, operational risk, credit risk, and enterprise risk activities. The Senior Business Reporting Analyst will ensure the management and quality of data are sound, enabling effective reports and visuals, and ensuring data analysis is intuitive and supports informed decision-making.  This role reports to the Senior Manager, Credit & Energy Risk. 

This hybrid role will be located in our Scottsdale, AZ office.

If you don't meet 100% of the qualifications but see yourself contributing, please submit your resume.

What You'll Be Doing

  • Developing and supporting the middle office function by establishing and enhancing effective processes and procedures through data automation efforts.
  • Leveraging a strong baseline understanding of IT infrastructure to manage, construct, and analyze large data volumes housed (predominantly) within the Clearway ETRM but also originating from S&P, Moody's, Clearway's internal contract system, etc.
  • Transforming large data volumes into key reports/visuals originating from Power BI, PowerPoint, and/or HEX.
  • Creating and maintaining clear, concise, and illustrative dashboards that present positions and exposures for Clearway, including a) credit exposures associated with mark-to-market of energy hedges, RECs, HRCOs, and RA; b) Value at Risk; c) scenario/sensitivity analysis; d) exposure against position limits.
  • Reporting credit exposures, positions, risk assessments, operational risk issues, and performance in a timely and accurate fashion to senior management and members of the Energy Risk Committee.
  • Working collaboratively with Front Office and Back Office staff to achieve productive outcomes for the enterprise.
  • Preparing polished, best-in-class materials for the Energy Risk Committee, Monthly Enterprise Reviews, Monthly Compliance Discussions, TQR Technology Advisory Panel Discussions, etc.
  • Utilizing Clearway's Energy Trading and Risk Management ("ETRM") as a source for risk management and risk reporting.
  • Using Artificial Intelligence ("AI") to provide scenario-based evaluations, improve workflows, review content for accuracy, etc.

What You'll Bring

  • Bachelor's Degree in IT, economics, finance, business, or related discipline.
  • 2-4 years of middle office operational experience with credit and/or market risk knowledge in an energy trading or commodity environment.
  • Risk reporting experience derived from energy trading risk management (ETRM) systems.
  • Detail and process-oriented mindset with the ability to lead initiatives.
  • Communication skills; ability to relay complex issues in a digestible, executive-level format.
  • Willingness to take on a task or project proactively.

What Would Be Nice

  • Direct renewable energy experience
  • Knowledge of power markets (ERCOT, CAISO, PJM)
  • CPA/CFA designation (or progress towards)
  • Advanced Excel skills, Power BI and/or HEX reporting, Python programming, SQL automation

Clearway will not sponsor non-immigrant visas for this position (H-1B, TN, E-3, etc.).

Apply