Credit Analytics & Portfolio Risk Management * Develop and enhance analytical frameworks to assess portfolio credit quality, monitor portfolio performance, and surface emerging credit trends.
Credit Analytics & Portfolio Risk Management * Develop and enhance analytical frameworks to assess portfolio credit quality, monitor portfolio performance, and surface emerging credit trends.
Risk Framework Development and Implementation:Enhance and operationalize the private credit risk ... Experience with covenant analysis, loan documentation, and asset manager due diligence and ...
Risk Framework Development and Implementation:Enhance and operationalize the private credit risk ... Experience with covenant analysis, loan documentation, and asset manager due diligence and ...
Leads the design and execution of complex financial risk sensitivity analysis. * Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as ...
Leads the design and execution of complex financial risk sensitivity analysis. * Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as ...
The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics ... Experience coaching and guiding peers on analytics, and/or risk management. * Advanced knowledge of ...
The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics ... Experience coaching and guiding peers on analytics, and/or risk management. * Advanced knowledge of ...
Sr Credit Risk Manager
Phoenix, AZ · On-site
... management. Identifies, outlines, and mitigates risks associated with potential lending ... Performs the required due diligence and analysis, produces the credit presentation in accordance ...
Sr Credit Risk Manager
Phoenix, AZ · On-site
... management. Identifies, outlines, and mitigates risks associated with potential lending ... Performs the required due diligence and analysis, produces the credit presentation in accordance ...
Manage rollout of programs, develop testing agenda, drive funding and execution of efficiency ... Deep credit risk strategy and operations experience in, collections / loss mitigation and recovery ...
Manage rollout of programs, develop testing agenda, drive funding and execution of efficiency ... Deep credit risk strategy and operations experience in, collections / loss mitigation and recovery ...
... credit risk management practices across the company. This oversight extends to all phases of a loan's life cycle, including origination, underwriting, risk analysis, approval, documentation ...
... credit risk management practices across the company. This oversight extends to all phases of a loan's life cycle, including origination, underwriting, risk analysis, approval, documentation ...
Credit Risk Team Lead
Phoenix, AZ · On-site
Proactively communicates with Loan Officers and assigned Credit Portfolio Managers during the ... Assure that credits are accurately risk rated and credits are properly monitored and reported.
Credit Risk Team Lead
Phoenix, AZ · On-site
Proactively communicates with Loan Officers and assigned Credit Portfolio Managers during the ... Assure that credits are accurately risk rated and credits are properly monitored and reported.
... managing credit risk for new and existing customers by performing detailed financial analysis and ... applying company credit policies with sound judgment. This role builds on foundational credit ...
Quick apply
... managing credit risk for new and existing customers by performing detailed financial analysis and ... applying company credit policies with sound judgment. This role builds on foundational credit ...
... managing credit risk for new and existing customers by performing detailed financial analysis and ... applying company credit policies with sound judgment. This role builds on foundational credit ...
... managing credit risk for new and existing customers by performing detailed financial analysis and ... applying company credit policies with sound judgment. This role builds on foundational credit ...
Credit Analyst II
Scottsdale, AZ · On-site
... managing credit risk for new and existing customers by performing detailed financial analysis and ... applying company credit policies with sound judgment. This role builds on foundational credit ...
Credit Analyst II
Scottsdale, AZ · On-site
... managing credit risk for new and existing customers by performing detailed financial analysis and ... applying company credit policies with sound judgment. This role builds on foundational credit ...
Sr. Data Scientist (Credit Risk)
Tempe, AZ · On-site +1
By leveraging proprietary data and analytics, our solutions are tailored for each step of our ... You will be a key contributor to our risk management processes. Key Responsibilities * Building ...
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Sr. Data Scientist (Credit Risk)
Tempe, AZ · On-site +1
By leveraging proprietary data and analytics, our solutions are tailored for each step of our ... You will be a key contributor to our risk management processes. Key Responsibilities * Building ...
By leveraging proprietary data and analytics, our solutions are tailored for each step of our ... You will be a key contributor to our risk management processes. Key Responsibilities * Building ...
By leveraging proprietary data and analytics, our solutions are tailored for each step of our ... You will be a key contributor to our risk management processes. Key Responsibilities * Building ...
Sr Leader, HMDA & Fair Lending Analytics
Chandler, AZ · On-site
$104/hr
Creates reporting of fair lending data to management. * Develops innovative approaches to identify and monitor fair and responsible lending risk through performance analytics and monitoring ...
Sr Leader, HMDA & Fair Lending Analytics
Chandler, AZ · On-site
$104/hr
Creates reporting of fair lending data to management. * Develops innovative approaches to identify and monitor fair and responsible lending risk through performance analytics and monitoring ...
Creates reporting of fair lending data to management. * Develops innovative approaches to identify and monitor fair and responsible lending risk through performance analytics and monitoring ...
Creates reporting of fair lending data to management. * Develops innovative approaches to identify and monitor fair and responsible lending risk through performance analytics and monitoring ...
Leads the credit analysis process with the support of other analysts and associates * Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and ...
Leads the credit analysis process with the support of other analysts and associates * Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and ...
Risk Management - Home Lending Originations Risk Lead Credit Officer - Vice President
Tempe, AZ · On-site
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Utilize adept risk analysis to review proposed and recent investor guideline changes which leads to ...
Risk Management - Home Lending Originations Risk Lead Credit Officer - Vice President
Tempe, AZ · On-site
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Utilize adept risk analysis to review proposed and recent investor guideline changes which leads to ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Utilize adept risk analysis to review proposed and recent investor guideline changes which leads to ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Utilize adept risk analysis to review proposed and recent investor guideline changes which leads to ...
Risk Management - Home Lending Originations Risk Lead Credit Officer - Vice President
Tempe, AZ · On-site
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Utilize adept risk analysis to review proposed and recent investor guideline changes which leads to ...
Risk Management - Home Lending Originations Risk Lead Credit Officer - Vice President
Tempe, AZ · On-site
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Utilize adept risk analysis to review proposed and recent investor guideline changes which leads to ...
What The Role Is The Senior Business Reporting Analyst of Credit and Energy Risk will reside within ... This role reports to the Senior Manager, Credit & Energy Risk. This hybrid role will be located in ...
What The Role Is The Senior Business Reporting Analyst of Credit and Energy Risk will reside within ... This role reports to the Senior Manager, Credit & Energy Risk. This hybrid role will be located in ...
Credit Risk Analytics Manager information
How does a Credit Risk Analytics Manager typically collaborate with other departments to manage risk effectively?
A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.
What are the key skills and qualifications needed to thrive as a Credit Risk Analytics Manager, and why are they important?
To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.
What does a Credit Risk Analytics Manager do?
A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.
What are popular job titles related to Credit Risk Analytics Manager jobs in Phoenix, AZ? For Credit Risk Analytics Manager jobs in Phoenix, AZ, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analytics Manager jobs in Phoenix, AZ look for? The top searched job categories for Credit Risk Analytics Manager jobs in Phoenix, AZ are:
Full-time
Medical, Dental, Vision, Retirement, PTO
Posted 4 days ago
Job description
Company Description
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S., with over $40B in enrollments for our industry-leading, tech-enabled debt resolution services business, and over $11Bn in personal and home loans originations via our banking-as-a-service partner.
Job Description
We are seeking a visionary and execution-oriented Director of Credit Analytics & Capital Markets to lead the development of next-generation credit risk capabilities, with a strong focus on leveraging AI and advanced analytics to transform credit underwriting at Achieve. This individual will also serve as the connect point between Credit Risk and Capital Markets/Investors, turning complex risk models and portfolio performance into a clear, compelling growth narrative for the investment community. This leader will drive strategic initiatives that enhance risk-adjusted returns, improve underwriting efficiency, strengthen investor confidence, and support scalable growth.
This role requires deep expertise in consumer credit risk analytics and is ideal for a hands-on leader who combines strong quantitative capabilities with capital markets fluency and executive-level communication skills.
What you'll do:
Credit Analytics & Portfolio Risk Management
AI-Driven Credit Underwriting Strategy
Capital Markets Support
Qualifications
What you'll bring:
Preferred:
Additional Information
All your information will be kept confidential according to EEO guidelines.
Achieve well-being with:
We are proudly offering hybrid options in the San Mateo, CA and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home.
Salary Range: $240,000 - $270,000 + bonus + benefits.
This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.
Join Achieve, change the future.
At Achieve, we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
#LI-KV1
Videos To Watch
https://www.youtube.com/watch?v=PQPy1BCnTZg
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S., with over $40B in enrollments for our industry-leading, tech-enabled debt resolution services business, and over $11Bn in personal and home loans originations via our banking-as-a-service partner.
Job Description
We are seeking a visionary and execution-oriented Director of Credit Analytics & Capital Markets to lead the development of next-generation credit risk capabilities, with a strong focus on leveraging AI and advanced analytics to transform credit underwriting at Achieve. This individual will also serve as the connect point between Credit Risk and Capital Markets/Investors, turning complex risk models and portfolio performance into a clear, compelling growth narrative for the investment community. This leader will drive strategic initiatives that enhance risk-adjusted returns, improve underwriting efficiency, strengthen investor confidence, and support scalable growth.
This role requires deep expertise in consumer credit risk analytics and is ideal for a hands-on leader who combines strong quantitative capabilities with capital markets fluency and executive-level communication skills.
What you'll do:
Credit Analytics & Portfolio Risk Management
- Develop and enhance analytical frameworks to assess portfolio credit quality, monitor portfolio performance, and surface emerging credit trends.
- Partner with Capital Markets, Finance, and Business teams to optimize risk-adjusted returns and identify opportunities for swap in/out segments at the margin.
- Track macroeconomic, industry, and market developments and assess their potential impact on portfolio performance and credit risk.
- Collaborate closely with Credit Modeling teams to identify emerging risk signals and incorporate business insights into model development, validation, and enhancement efforts.
AI-Driven Credit Underwriting Strategy
- Lead the exploration and practical development of Credit Risk's AI and advanced analytics strategy to strengthen underwriting, risk assessment, and portfolio management capabilities.
- Identify, evaluate, and integrate alternative internal and external data sources to enhance borrower assessment, risk identification, and predictive model performance.
- Pilot and deploy AI agents and advanced analytical tools to accelerate risk management workflows, enhance signal detection, and improve speed-to-insight and execution.
- Drive automation of underwriting processes to improve decision speed, consistency, operational efficiency, and scalability.
Capital Markets Support
- Partner with Capital Markets and Finance teams to support securitizations, warehouse facilities, whole-loan sales, and other structured finance transactions.
- Translate credit forecasts, portfolio performance, and strategic initiatives into clear, investor-focused narratives and capital markets communications.
- Design and maintain a suite of BAU reporting and analytics to support investor relations, transaction execution, and ongoing capital markets activities.
- Own Credit Enhancement projections in partnership with the Loss Forecasting team, proactively identifying risks, opportunities, and key drivers impacting Credit Enhancement liability.
Qualifications
What you'll bring:
- 8+ years of experience in credit risk analytics, credit strategies, or quantitative risk management or related financial services disciplines.
- 5+ years of leadership experience managing analytics, data science, or credit risk functions.
- Strong knowledge of consumer lending (Personal loans, HELOC)
- Proven track record leading strategic transformation initiatives and cross-functional programs.
- Advanced analytical skills (SQL, Python, or similar).
- Ability to translate complex analytical concepts into actionable business recommendations.
- Strong analytical, problem solving and communication skills.
- Strategic thinker with strong business acumen and executive presence.
- Strong stakeholder management skills across executive leadership, investors, regulators, and external partners.
Preferred:
- Experience supporting Capital Markets function at a fintech.
- Demonstrated experience deploying AI/ML solutions in lending, underwriting, or risk management environments.
- Strong knowledge of Debt Settlement business.
Additional Information
All your information will be kept confidential according to EEO guidelines.
Achieve well-being with:
- 401 (k) with employer match
- Medical, dental, and vision with HSA and FSA options
- Competitive vacation and sick time off, as well as dedicated volunteer days
- Access to wellness support through Employee Assistance Program, physical and mental health wellness programs
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups
We are proudly offering hybrid options in the San Mateo, CA and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home.
Salary Range: $240,000 - $270,000 + bonus + benefits.
This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.
Join Achieve, change the future.
At Achieve, we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
#LI-KV1
Videos To Watch
https://www.youtube.com/watch?v=PQPy1BCnTZg