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Credit Risk Jobs in Massachusetts (NOW HIRING)

Axon is seeking a dynamic and strategic Director of Global Credit and Collections who will lead worldwide credit risk and order to cash operations. This is a leadership role responsible for shaping ...

Credit Research Associate

Boston, MA · On-site

$70K - $100K/yr

Identify credit risk factors and have an understanding of financial markets * Develop skills in assessing relative valuation Qualifications & Education Requirements * Bachelor's degree with ...

Credit Analyst

Boston, MA · On-site

$57K/yr

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Communicates financial ...

Credit Analyst

Boston, MA · On-site

$65K - $72K/yr

Credit risk analysis is part of the decision-making process for new acquisitions, new leasing transactions, lease renewals and capital projects. The Credit Analyst's main responsibilities will be to ...

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Credit Risk information

See Massachusetts salary details

$54.6K

$119.4K

$199.9K

How much do credit risk jobs pay per year?

As of Jun 13, 2026, the average yearly pay for credit risk in Massachusetts is $119,385.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,900.00 and $155,100.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are the most commonly searched types of Credit Risk jobs in Massachusetts? The most popular types of Credit Risk jobs in Massachusetts are:
What are popular job titles related to Credit Risk jobs in Massachusetts? For Credit Risk jobs in Massachusetts, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Massachusetts look for? The top searched job categories for Credit Risk jobs in Massachusetts are:
What cities in Massachusetts are hiring for Credit Risk jobs? Cities in Massachusetts with the most Credit Risk job openings:
Infographic showing various Credit Risk job openings in Massachusetts as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $119,385 per year, or $57.4 per hour.
Director, Global Credit and Collections

Director, Global Credit and Collections

Axon

Boston, MA • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago


Axon rating

8.6

Company rating: 8.6 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

15th of 139 rated electronics manufacturers


Job description

Your Impact

Are you ready to make your mark on the world and save lives? Are you passionate about improving processes through technology? Do you want to be a part of a fast-paced, winning team?
Axon is seeking a dynamic and strategic Director of Global Credit and Collections who will lead worldwide credit risk and order to cash operations. This is a leadership role responsible for shaping global credit strategy, driving organizational transformation over cash collections, and leading a team across the Americas, EMEA, and APAC. The ideal candidate is a result-oriented leader who can operate and both the strategic and operational level - influencing senior stakeholders while ensuring flawless execution globally.
This role will work cross functionally to gather customer requirements early in Axon's sales cycles to improve the customer invoicing experience. The Director will be a key business partner to internal stakeholders (Sales, Customer Success, Finance, Tax, Treasury, Controllership, and IT). You will help drive policy development, process design, operational excellence and change management as Axon improves its processes and technology utilized in the Global Credit and Collections lifecycle. In this role, you will be responsible for establishing and updating accurate reserves, having a strong understanding of customer contracts and billing within Axon's CRM and ERP systems, as well as understanding how Axon satisfies its performance obligations to customers and issues invoices.
You will help drive business requirements to deliver enabling technologies that ensure accurate invoicing and timely collection based on Axon's contracts and orders. Your mission will be to develop and deliver best practices to support improved cash collections and reduced bad debts.
You will help lead various data standards initiatives, including customer master data, customer contracts, and accounts receivable details, working closely with Finance, Sales Operations and IT business partners. You will help deliver new policies or policy updates and process documentation where needed.
You will lead a team of credit and collections professionals, providing leadership over an organization of approximately 20 employees. This position reports to the VP of Commercial Operations. This role will be customer facing at times, representing Axon with a high degree of professionalism, collaboration and ownership. The Director will work closely with the quoting, order processing, and IT teams, as well as members of the Sales, Sales Operations, Finance and Legal teams.
The Director will own various internal controls including credit worthiness, cash application, and provisions for uncollectible receivables.
At Axon, our goal is to make each individual feel valued for their contributions to the company's mission, to protect life and truth. We are looking for smart people who want to do remarkable things. We strive to create an environment where people can succeed and enjoy coming to work every day.

What You'll Do

Location: Onsite in Scottsdale, Boston, Seattle, Atlanta, San Francisco, New York, or Sterling, VA 
Reports to: VP, Commercial Operations
Direct Reports: 13 individuals

  • Gain a deep understanding of customer quotes, orders, contracts, revenue and billing schedules, and the unique variety of solutions Axon offers its customers
  • Partner with key stakeholders to implement internal controls and processes to drive accurate billing for customers based on their unique requirements
  • Help lead the delivery of process and technology enhancements, working cross-functionally to identify and recommend optimal solutions
  • Define and deliver change management programs to stakeholders, helping ensure minimal business disruption as process and technology changes are implemented, and that roles and responsibilities are clearly defined
  • Partner with IT teams to design, test and implement proposed technology changes which aid in more effective and efficient credit review and invoicing / collection processes
  • Help set priorities for teams engaged in Axon's opportunity to cash transformation programs
  • Ensure customer facing teams operate with the appropriate level of empathy and support of customer needs
  • Own and drive standard reporting on key metrics, including cash forecasts, DSO, AR aging targets and bad debt expense
  • Partner with IT and systems teams to lead ERP and Order to Cash platform enhancements

Collections & Cash Flow Optimization

  • Oversee escalated collections strategies for high-value or complex customer accounts, including customer payment plan negotiations, dunning processes where applicable
  • Partner with Treasury and FP&A on cash flow forecasting and working capital reporting
  • Champion automation and technology investments to modernize collections workflows globally

Credit Risk Management

  • Establish and govern global credit policies, risk frameworks, and approval authority
  • Oversee portfolio-level credit risk analysis, including exposure concentration, industry trends, and macroeconomic factors
  • Drive adoption of advanced credit risk tools, scoring models, and data analytics to improve decision-making
  • Support automation of customer opportunity and quote approvals with global credit risk insights
  • Manage vendor relationships with credit rating agencies

Governance, Compliance & Reporting

  • Present AR performance, risk metrics, and strategic initiatives to leadership
  • Ensure compliance with applicable regulations across all jurisdictions
  • Establish and maintain a robust internal control environment; lead audit readiness for receivables and credit risk areas
  • Build and manage executive-level dashboards tracking DSO, cash collection targets, bad debt reserves, and collection effectiveness

What You'll Bring
  • Bachelor's Degree in Accounting, Business, Economics
  • 12+ years experience in Global Credit and Collections, with at least 5+ years in a leadership role
  • Strong program and change management expertise, with the ability to lead transformation at scale
  • Experience leading large scale process transformation and technology implementation projects, including leveraging automation and AI tools
  • Outstanding communication and presentation skills, including at the executive level
  • Salesforce.com CRM platform experience (SF Billing and CPQ preferred)
  • Strong understanding of ERP systems and integrations with source systems in the quote to cash lifecycle (Microsoft Dynamics 365 ERP experience preferred)
  • Clear and concise written and verbal communication
  • Highly collaborative business partner focused on Axon team results with ability to balance risk and growth
  • Data driven professional with a continuous improvement mindset
  • Proactive leader who is able to take initiative and owns resolution through completion
  • Comfortable with conflict resolution and persuasion, demonstrating high integrity and sound judgment
  • Can motivate a team to deliver according to established deadlines
  • Able to work in a fast-paced environment with multiple competing priorities
  • Proven track record managing global teams and operating across multiple regions, currencies, and regulatory environments
  • Deep expertise in credit risk assessment, trade finance, and collections best practices at scale
Work Location

This role is based from any US office location and follows a hybrid schedule. We rely on in-person collaboration and ask that team members work onsite Tuesdays through Fridays, with the flexibility to work remotely on Mondays, unless there is an approved workplace accommodation. We believe that connection fuels innovation, and our in-office culture is designed to foster meaningful teamwork, mentorship, and shared success.

 Benefits that Benefit You
  • Competitive salary and 401k with employer match
  • Discretionary paid time off
  • Paid parental leave for all
  • Medical, Dental, Vision plans
  • Fitness Programs
  • Emotional & Mental Wellness support
  • Learning & Development programs
  • Employee Resource Groups (ERGs)
  • And yes, we have snacks in our offices

Benefits listed herein may vary depending on the nature of your employment and the location where you work.


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