Lead end-to-end validation of several model families including Consumer CCAR and CECL credit risk models, AI/ML models, Cybersecurity and Technology models. * Conduct the validation and analysis of ...
Lead end-to-end validation of several model families including Consumer CCAR and CECL credit risk models, AI/ML models, Cybersecurity and Technology models. * Conduct the validation and analysis of ...
Credit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job desc...
Provides experienced support in the development and analysis of quantitative/econometric behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance ...
Credit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job desc...
Provides experienced support in the development and analysis of quantitative/econometric behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance ...
Credit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job desc...
Provides experienced support in the development and analysis of quantitative/econometric behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance ...
Credit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job desc...
Provides experienced support in the development and analysis of quantitative/econometric behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance ...
Credit Underwriter IV
Rockville, MD · Hybrid
$115K - $155K/yr
Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...
Credit Underwriter IV
Rockville, MD · Hybrid
$115K - $155K/yr
Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...
... for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and ... Serves as Bank-wide or industry expert in key area(s) of quantitative risk management. Provides ...
... for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and ... Serves as Bank-wide or industry expert in key area(s) of quantitative risk management. Provides ...
... for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and ... Serves as Bank-wide or industry expert in key area(s) of quantitative risk management. Provides ...
... for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and ... Serves as Bank-wide or industry expert in key area(s) of quantitative risk management. Provides ...
Senior Officer, Risk Management
Bethesda, MD · On-site
$100K - $120K/yr
Investment & Credit Risk Review * Review due diligence memoranda for new loan and investment proposals to ensure key risks are appropriately identified, analyzed, mitigated, and aligned with Calvert ...
Quick apply
Senior Officer, Risk Management
Bethesda, MD · On-site
$100K - $120K/yr
Investment & Credit Risk Review * Review due diligence memoranda for new loan and investment proposals to ensure key risks are appropriately identified, analyzed, mitigated, and aligned with Calvert ...
Senior Officer, Risk Management
Bethesda, MD · On-site
$100K - $120K/yr
Investment & Credit Risk Review * Review due diligence memoranda for new loan and investment proposals to ensure key risks are appropriately identified, analyzed, mitigated, and aligned with Calvert ...
Quick apply
Senior Officer, Risk Management
Bethesda, MD · On-site
$100K - $120K/yr
Investment & Credit Risk Review * Review due diligence memoranda for new loan and investment proposals to ensure key risks are appropriately identified, analyzed, mitigated, and aligned with Calvert ...
Business Credit Officer
Edgewood, MD · On-site
Determine the credit risk profiles based on financial analysis and market conditions. * Analyze financial spreads to identify potential risks associated with credit applications. * Prepare ...
Business Credit Officer
Edgewood, MD · On-site
Determine the credit risk profiles based on financial analysis and market conditions. * Analyze financial spreads to identify potential risks associated with credit applications. * Prepare ...
Business Credit Officer
Edgewood, MD · On-site
Determine the credit risk profiles based on financial analysis and market conditions. * Analyze financial spreads to identify potential risks associated with credit applications. * Prepare ...
Business Credit Officer
Edgewood, MD · On-site
Determine the credit risk profiles based on financial analysis and market conditions. * Analyze financial spreads to identify potential risks associated with credit applications. * Prepare ...
Business Credit Officer
Edgewood, MD · On-site
$103 - $175/hr
Determine the credit risk profiles based on financial analysis and market conditions.Analyze financial spreads to identify potential risks associated with credit applications.Prepare comprehensive ...
Business Credit Officer
Edgewood, MD · On-site
$103 - $175/hr
Determine the credit risk profiles based on financial analysis and market conditions.Analyze financial spreads to identify potential risks associated with credit applications.Prepare comprehensive ...
Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management ...
Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management ...
Commercial Credit Underwriting Portfolio Manager Team Leader
Baltimore, MD · On-site
$113K - $189K/yr
Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management ...
Commercial Credit Underwriting Portfolio Manager Team Leader
Baltimore, MD · On-site
$113K - $189K/yr
Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management ...
Credit Underwriter IV
Rockville, MD · On-site
$115K - $155K/yr
Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...
Credit Underwriter IV
Rockville, MD · On-site
$115K - $155K/yr
Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...
Lead research and development of quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but ...
Lead research and development of quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but ...
Credit Model Development Quantitative Lead - Commercial Real Estate Portfolio(Hybrid)
Baltimore, MD · On-site
Lead research and development of quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but ...
Credit Model Development Quantitative Lead - Commercial Real Estate Portfolio(Hybrid)
Baltimore, MD · On-site
Lead research and development of quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but ...
Credit and Collections Associate
Westminster, MD · On-site +1
Credit & Collections Associate (Remote Opportunity) We are seeking a detail-oriented Credit ... Assess customer financial information to evaluate risk and recommend appropriate actions.
Quick apply
Credit and Collections Associate
Westminster, MD · On-site +1
Credit & Collections Associate (Remote Opportunity) We are seeking a detail-oriented Credit ... Assess customer financial information to evaluate risk and recommend appropriate actions.
Credit and Collections Associate
Westminster, MD · On-site +1
$40K - $42K/yr
Credit & Collections Associate (Remote Opportunity) We are seeking a detail-oriented Credit ... Assess customer financial information to evaluate risk and recommend appropriate actions.
Credit and Collections Associate
Westminster, MD · On-site +1
$40K - $42K/yr
Credit & Collections Associate (Remote Opportunity) We are seeking a detail-oriented Credit ... Assess customer financial information to evaluate risk and recommend appropriate actions.
Credit and Collections Associate
Westminster, MD · On-site
$40K - $42K/yr
Credit & Collections Associate (Remote Opportunity) We are seeking a detail-oriented Credit ... Assess customer financial information to evaluate risk and recommend appropriate actions.
Credit and Collections Associate
Westminster, MD · On-site
$40K - $42K/yr
Credit & Collections Associate (Remote Opportunity) We are seeking a detail-oriented Credit ... Assess customer financial information to evaluate risk and recommend appropriate actions.
Senior Credit Model Development Analyst - Consumer Portfolio (Hybrid - see description for potent...
Research and develop quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but not limited to ...
Senior Credit Model Development Analyst - Consumer Portfolio (Hybrid - see description for potent...
Research and develop quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but not limited to ...
Credit Risk information
See Maryland salary details
$48.5K - $60.3K
16% of jobs
$60.3K - $72K
8% of jobs
$72.7K is the 25th percentile. Wages below this are outliers.
$72K - $83.7K
13% of jobs
$83.7K - $95.5K
7% of jobs
The median wage is $101.3K / yr.
$95.5K - $107.2K
12% of jobs
$107.2K - $118.9K
15% of jobs
$125.2K is the 75th percentile. Wages above this are outliers.
$118.9K - $130.7K
8% of jobs
$130.7K - $142.4K
11% of jobs
$142.4K - $154.1K
3% of jobs
$154.1K - $165.9K
3% of jobs
$165.9K - $177.6K
4% of jobs
$48.5K
$106.1K
$177.6K
How much do credit risk jobs pay per year?
What is the average salary of a credit risk analyst?
What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?
What is the difference between Credit Risk vs Credit Analyst?
| Aspect | Credit Risk | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the likelihood of borrower default to manage overall credit risk | Analyzing credit data to determine creditworthiness of individual applicants |
| Work Environment | Risk management teams, financial institutions, credit departments | Banking, lending institutions, financial services |
| Required Credentials | Often requires risk management certifications, finance degrees | Finance or accounting degrees, certifications like CFA or credit-specific courses |
While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.
What is credit risk and what does a credit risk professional do?
What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?
How to start a career in credit risk?

$113K - $188K/yr
Full-time
Re-posted 8 hours ago
M&T Bank rating
7.8
Based on 185 frontline employees who took The Breakroom Quiz
89th of 170 rated banks
Job description
Overview: The Senior Model Validation Analyst is responsible for executing robust, independent validations of quantitative and qualitative models across the enterprise. This role serves as a key control function within Model Risk Management (MRM), ensuring models are conceptually sound, empirically validated, and compliant with regulatory and internal standards.
Primary Responsibilities:- Lead end-to-end validation of several model families including Consumer CCAR and CECL credit risk models, AI/ML models, Cybersecurity and Technology models.
- Conduct the validation and analysis of expert judgment or qualitative factors that augment quantitative models; review to confirm proper controls and adequate documentation are in place
- Perform independent challenge of model methodologies, benchmarking, back-testing, sensitivity analysis, and stress testing
- Maintain high-quality documentation of validation work, findings, and conclusions to withstand internal audit and regulatory scrutiny.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
- Support remediation of validation, audit, and regulatory findings.
- Partner with model developers, business stakeholders, and risk managers to communicate validation outcomes, challenge assumptions, and recommend improvements.
Independently manage multiple validation projects.
Partner with business lines including Credit Risk, Finance, Technology, and Wealth.
Balance regulatory expectations with business objectives.
Contribute to continuous improvement of validation practices and governance.
Individual contributor with opportunities to mentor junior analysts and provide technical guidance.
Education and Experience Required:Master's or Doctoral Degree in Mathematics, Statistics, Business Engineering, Econometrics, or Science-based discipline,
Plus 4 years' experience in model development or validation, with a combined minimum of >5 years' higher education and relevant work experience.
Technical knowledge of advanced software packages used in analytics.
Education and Experience Preferred:Master's or PhD in a quantitative discipline (Finance, Economics, Statistics, Mathematics, Engineering).
7-10+ years in model validation, development, or quantitative analytics.
Strong knowledge of model risk, SR 11-07, SR 26-2, and regulatory expectations.
Proficiency in Python, SAS, R, or similar tools.
Strong analytical, communication, and stakeholder management skills.
About M&T Bank
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Buffalo, NY, US
Year founded
1856