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Credit Risk Jobs in Maryland (NOW HIRING)

Capital Bank

Credit Underwriter IV

Rockville, MD · Hybrid

$115K - $155K/yr

Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...

Capital Bank

Credit Underwriter IV

Rockville, MD · On-site

$115K - $155K/yr

Interacts with management relative to overall credit risk assessments and analysis * Mentors and coach's analysts within the team to help develop their skills * Perform quantitative and qualitative ...

Deloitte

Financial Risk Manager

Baltimore, MD

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Allianz

Regional Credit Director

Baltimore, MD · On-site

$170K - $200K/yr

Works together with the Regional Distribution Director and the Region (core) to implement the risk ... credit insurance industry, products and regulations • Expert knowledge of risk management ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Jobs in Maryland

Credit Risk information

See Maryland salary details

$48.5K

$106.1K

$177.6K

How much do credit risk jobs pay per year?

As of Aug 7, 2026, the average yearly pay for credit risk in Maryland is $106,094.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,800.00 and $137,800.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What are the most commonly searched types of Credit Risk jobs in Maryland? The most popular types of Credit Risk jobs in Maryland are:
What are popular job titles related to Credit Risk jobs in Maryland? For Credit Risk jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Maryland look for? The top searched job categories for Credit Risk jobs in Maryland are:
What cities in Maryland are hiring for Credit Risk jobs? Cities in Maryland with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Maryland as of August 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 100% In-person job distribution, with an average salary of $106,094 per year, or $51 per hour.

Credit Underwriter IV

Capital Bank

Rockville, MD • Hybrid

$115K - $155K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

Position Responsibilities

  • Keeps on top of industry best practice and is constantly looking for, proposing and implementing new technology to enable better internal customer service and accuracy.
  • Provides quality service to internal relationship managers through personal and business financial statement analysis utilizing internal and external technology and resources relative to Commercial and Industrial as well as Real Estate Based lending proposals
  • Interacts with management relative to overall credit risk assessments and analysis
  •  Mentors and coach's analysts within the team to help develop their skills
  • Perform quantitative and qualitative analysis of large/complex requests to communicate the financial strengths and weaknesses to the appropriate approver or committee.
  • Analyze personal net worth, and personal/contingent debt to determine guarantor strength
  • Interact with Commercial Lenders and approving officers to assist in appropriate loan structure that addresses client need while minimizing risk to the Bank.
  • Collaborate with the sales team in drafting loan offering package for approval
  • Perform collateral analysis with available information from various sources
  • Attend and run customer meetings and participate in telephone conference calls, as necessary
  • Maintain compliance with internal Bank policies and procedures
  • Stay informed about the legal, compliance and market-risk-related issues involved in the approval of credit
  • Work with the team to solve complex credit issues and ensure that the final work product is in line with the Bank's expectations and timelines
  • Attend Credit Loan Committee and other relevant meetings
  •  Other duties as assigned

Minimum Education & Experience

  • Bachelor's Degree in a related field of study required or equivalent in experience
  • Proven experience managing a loan pipeline of commercial businesses with $15MM+ in revenue
  • A minimum of 10+ years' work experience as an Underwriter with a focus on C&I and exposure to CRE

Technical Knowledge and Skills

  • Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook
  •  Proficient with SageWorks Abrigo or similar financial statement analysis software experience
  • Excellent verbal and written communication skills
  • Highly analytical in nature
  • Ability to multi-task and deliver accurate results within established service level timeframes
  • Ability to work in a fast-paced environment.

Compensation

  • Base Salary Range: $115,000 - $155,000 annually. Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description. 
  • Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Working Arrangements

  • This is a hybrid role. This person will ideally sit out of our Rockville, MD headquarters location.

Why Join Us?

  • Join a growing company with a culture that fosters an entrepreneurial spirit
  • Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more? 
  • Company Contributions to your 401k - Regardless of your contribution
  • Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
  • Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities 

Apply