Credit Risk Reviewer Jobs in Pennsylvania (NOW HIRING)

Credit Risk Review Advisor Senior - Commercial Lending
Location: United States - Alabama - Birmingham | United States - North Carolina - Raleigh | United States - Pennsylvania - Philadelphia | United States - Ohio - Cleveland | United States - Pennsylvania - Pittsburgh
Job Type: Full-Time / Permanent
Work Model: 5 Days In Office
Openings: 6
Travel: Occasional
The primary objective of Credit Risk Review (CRR) is to conduct timely and independent assessments of commercial credit exposures and credit risk practices. The Credit Risk Review Advisor Senior will join a highly skilled team responsible for evaluating commercial lending portfolios, assessing underwriting quality, validating risk ratings, and identifying portfolio trends and concentrations.
This role requires deep expertise in commercial credit risk management, complex commercial lending structures, credit underwriting evaluation, and portfolio risk assessment. The ideal candidate will possess strong analytical capabilities, excellent communication skills, and experience handling large and complex commercial exposures within major financial institutions.
Key Responsibilities
Credit Risk Review & Portfolio Assessment
• Execute independent file review assessments on complex commercial credit transactions
• Evaluate underwriting quality, credit structures, and borrower risk profiles
• Assess inherent risk and materiality across commercial credit portfolios
• Validate risk ratings, credit administration practices, and underwriting decisions
• Identify portfolio trends, systemic issues, and risk concentrations
Credit Analysis & Risk Management
• Analyze commercial lending portfolios and assess credit quality trends
• Review complex commercial, CRE, leveraged lending, middle market, and corporate banking exposures
• Perform continuous monitoring of assigned credit portfolios
• Utilize economic and industry research tools to support risk assessments
• Support effective portfolio risk management practices
Review Leadership & Reporting
• Serve as Reviewer in Charge for assigned review engagements when applicable
• Manage review activities and coordinate file review processes
• Assess findings and determine final risk ratings
• Draft review reports and summarize portfolio findings
• Provide recommendations for issue remediation and risk mitigation
Stakeholder Communication & Collaboration
• Communicate review objectives, findings, and recommendations with stakeholders
• Handle challenging credit-related discussions professionally and effectively
• Collaborate with business leaders, reviewers, and risk management teams
• Provide subject matter expertise to internal review teams
Required Qualifications
Must-Have Skills
• Commercial Lending
• Commercial Credit Risk
• Credit Risk Review (CRR)
• Credit Underwriting Assessment
• Commercial Real Estate (CRE)
• Middle Market Lending
• Corporate Banking
• Leveraged Lending
• Credit Portfolio Analysis
• Risk Rating Validation
• Credit Administration
• Financial Statement Analysis
• Risk Identification & Trend Analysis
• Commercial Credit Structures
• Stakeholder Communication
Education
• Bachelor's Degree Required
• Finance, Accounting, Business, Economics, or related field preferred
Experience Requirements
• 10+ years of Commercial Credit Risk and/or Credit Underwriting experience
• Experience handling large and complex commercial lending exposures
• Experience working within major financial institutions ($90B+ assets preferred)
• Strong background in commercial credit review and portfolio assessment
• Experience evaluating underwriting decisions rather than direct loan origination
Preferred Qualifications
• Credit-trained background preferred
• Experience with Asset Based Lending (ABL)
• Experience with Commercial & Industrial (C&I) lending
• Experience with Commercial Real Estate (CRE) lending
• SNIC Exam experience preferred
• CRE Credit Risk Examiner experience preferred
• CRR (Credit Risk Review) experience preferred
• Professional certifications are a plus
Work Environment
• Office-based financial services environment
• 5 days onsite required
• Collaborative risk management and commercial banking teams
• Exposure to complex commercial lending portfolios
• Occasional travel may be required
Recruiter Submission Template
Full Name:
Bachelor's Degree / Finance / Accounting / Business Program with Institution and Completion Year:
Highest Education Level (Bachelor's / Master's / MBA / Other):
Total Years of Commercial Credit Risk Experience:
Total Years of Commercial Lending Experience:
Experience with Credit Risk Review (CRR):
Experience Evaluating Underwriting Decisions:
Experience with Commercial Lending / CRE / C&I / Middle Market:
Experience with Large & Complex Commercial Exposures ($50MM+):
Experience with Credit Portfolio Analysis & Risk Rating Validation:
Experience Performing File Reviews & Drafting Review Reports:
Experience with Asset Based Lending (ABL):
Experience Working with Large Financial Institutions:
Credit Trained Background / Certifications:
Experience Serving as Reviewer in Charge:
Strong Stakeholder Communication Experience:
Professional Certifications (if any):
Motivation / Reason for Relocation (if not local to preferred location):
Motivation / Reason for interest in this position:
Contact Number:
Email ID:
LinkedIn Profile URL:
Full Address (Street, City, State, Zip Code):
Notice Period (in weeks):
Current Work Authorization Status (US):
Expected Salary:
Preferred Work Location:
Are you able to work onsite 5 days a week at the preferred location United States - Alabama - Birmingham | United States - North Carolina - Raleigh | United States - Pennsylvania - Philadelphia | United States - Ohio - Cleveland | United States - Pennsylvania - Pittsburgh (Yes/No):