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Credit Risk Review Jobs in Brighton, MI (NOW HIRING)

... and risk appetite. * Own lending production, pipeline management, and performance reporting ... Support lending initiatives that expand access to credit through second-look reviews, responsible ...

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Credit Risk Review information

See Brighton, MI salary details

$83K

$151.9K

$229.8K

How much do credit risk review jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk review in Brighton, MI is $151,884.00, according to ZipRecruiter salary data. Most workers in this role earn between $128,100.00 and $170,300.00 per year, depending on experience, location, and employer.

What is a credit risk review?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the typical daily responsibilities of someone in a credit risk review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What are the key skills and qualifications needed to thrive in the credit risk review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What job categories do people searching Credit Risk Review jobs in Brighton, MI look for?

The top searched job categories for Credit Risk Review jobs in Brighton, MI are:

Infographic showing various Credit Risk Review job openings in Brighton, MI as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $151,884 per year, or $73 per hour.

Commercial Sol Officer

Lake Trust Credit Union

Brighton, MI • On-site

Full-time

Medical, Retirement

Posted 3 days ago

New


Lake Trust Credit Union rating

9.1

Company rating: 9.1 out of 10

Based on 11 frontline employees who took The Breakroom Quiz


Job description

More Than A Job!

Why do you work each day? To us, our jobs are not just something we do to make a living, it's a way to live. We work to support our members; whether celebrating moments of joy, finding a solution to an obstacle, or offering encouragement through a time of struggle. The worth of our work isn't measured in dollars and cents, it's seen in our communities and felt by the people who believe in us.

Benefits Include:

  • Financial wellbeing services
  • 401(K) matching with up to 5% match
  • Reduced health insurance
  • Employee wellbeing services
  • DE&I initiatives
  • Work-life balance

Job Summary 

Identifies, solicits, develops, manages, services, and expands business relationships in an assigned market. Offers a full range of loan, deposit, and non-credit services to existing and prospective business members. Refer personal financial needs of business members to appropriate Relationship Manager.

What You'll Do

  • Interviews applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and risk. Requests necessary information including financial and operating statements and other information and documentation required to adequately assess risk. Performs work under direct supervision.
  • Solicits and processes loan requests of 100,000 and higher. Works with Senior Officers on larger and more complex loans. Prepare and present all loans to Credit Committee in accordance with established policy and procedures.
  • Works closely with Leadership of the Credit Union's Lending Group to develop skills in prospecting, client management and call execution.
  • Develops, services and provides on-going management for business and individual members.
  • Works with Member Business Loans CUSO to evaluate and extend credit and terms in accordance with NCUA and Lake Trust Credit Union policy and business strategy.
  • Assumes responsibility for proper documentation and review of loan documents. Monitors loans to ensure complete conformity with terms and to ascertain any developing trends.
  • Contacts potential and existing members to maintain productivity and profitability in lending and non-lending relationships.

What You'll Bring

  • Demonstrated experience in business development with commercial members required
  • Excellent verbal and written communications skills
  • Excellent negotiation skills
  • Extensive knowledge of PC applications
  • Must have reliable transportation.
  • Ability to solicit and develop business relationships with members.
  • Ability to travel up to 40% of the time, occasionally overnight.

Level I

  • Bachelor's degree required (business degree preferred)
  • A minimum of 2 years related work experience required            
  • Formal commercial credit training
  • Knowledge and understanding of credit and finance   
  • Demonstrate an understanding of commercial lending and has an understanding of the basics of credit and finance.

Level II

  • Bachelor's degree required (business degree preferred)
  • 5 years related work experience required, 7 preferred
  • Advanced understanding of credit and finance
  • Demonstrate an understanding of major technical aspects of commercial lending, and has a clear understanding of the basics of credit and finance.

What You'll Get

  • Ability to collaborate and build a sense of togetherness that contributes to a positive work environment.
  • Being open to change and embracing new opportunities can lead to diverse experiences and career advancement.
  • By prioritizing member wellbeing, which leads to increased engagement, improved team dynamics, higher levels of motivation and a stronger community culture.

What Lake Trust Credit Union employees say

Pay

Benefits

Hours and flexibility

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