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Credit Risk Review Jobs in South Carolina (NOW HIRING)

Afl Telecommunications Llc

Credit Analyst

Duncan, SC · On-site

Review new customer applications for completeness and ensure all required documents are obtained ... Support strategic initiatives by providing preliminary credit risk insights and recommendations.

AFL

Credit Analyst

Duncan, SC · On-site

Review new customer applications for completeness and ensure all required documents are obtained ... Knowledge of global credit risk management, audit compliance, and internal controls. * Experience ...

Southern First Bank

Loan Review Officer

Greenville, SC · On-site

Provide an independent loan review/assessment of credit risk of the loan portfolio in accordance with regulatory guidance, Board-approved policies, and industry best practices to deliver to executive ...

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All JobsCredit Risk Review JobsCredit Risk Review Jobs in South Carolina

Credit Risk Review information

See South Carolina salary details

$80.3K

$146.9K

$222.2K

How much do credit risk review jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit risk review in South Carolina is $146,907.00, according to ZipRecruiter salary data. Most workers in this role earn between $123,900.00 and $164,700.00 per year, depending on experience, location, and employer.

What is a credit risk review?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the typical daily responsibilities of someone in a credit risk review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What are the key skills and qualifications needed to thrive in the credit risk review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the most commonly searched types of Credit Risk Review jobs in South Carolina?

The most popular types of Credit Risk Review jobs in South Carolina are:

What are popular job titles related to Credit Risk Review jobs in South Carolina?

For Credit Risk Review jobs in South Carolina, the most frequently searched job titles are:

What job categories do people searching Credit Risk Review jobs in South Carolina look for?

The top searched job categories for Credit Risk Review jobs in South Carolina are:

Credit Risk Review jobs near you
Infographic showing various Credit Risk Review job openings in South Carolina as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $146,907 per year, or $70.6 per hour.

Sr. Data Scientist - Credit Risk

Purpose Financial

Greenville, SC • On-site

Full-time

Medical, Life, Retirement, PTO

Posted 20 days ago

Purpose Financial rating

5.4

Company rating: 5.4 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

Brand: Purpose Financial
Address: 322 Rhett Street, Greenville, South Carolina, United States - 29601
Purpose Financial, Inc. is an innovative consumer financial services company that offers a diverse suite of credit products, promoting financial inclusion and meeting consumers wherever they are. Through its brands, the company is committed to helping customers achieve their version of financial stability in the moment and in the future. Since 1997, Purpose Financial has been a pioneer in the consumer credit and financial services market offering money solutions in over 800 storefronts locations and online lending. Providing services in over 23 states, Purpose Financial employs over 2,500 team members.
At Purpose Financial we are always on the lookout for motivated individuals who share in our values of mutual respect to join our team of outstanding professionals.
We offer:
  • Competitive Wages
  • Health/Life Benefits
  • Health Savings Account plus Employer Seed
  • 401(k) Savings Plan with Company Match
  • Paid Parental Leave
  • Company Paid Holidays
  • Paid Time Off including Volunteer Time
  • Tuition Reimbursement
  • Business Casual Environment
  • Rewards & Recognition Program
  • Employee Assistance Program
  • Office in downtown Greenville that offers free parking, onsite gym, free snacks/drinks

To learn more about Purpose Financial visit Purpose Financial Website.
Position Summary
Purpose Financial is seeking a Senior Data Scientist, Credit Risk to serve as the dedicated modeling and analytics resource for our Line of Credit (LOC) products. This role owns the credit risk analytics agenda for our LOC products end to end: acquisition scoring, initial line assignment, line management, utilization and draw behavior, loss forecasting, and portfolio performance monitoring across Storefront, Digital, and Lead Generation channels.
The ideal candidate has built credit models for revolving or line-based products, and can translate borrower behavior into line strategy, credit policy, and forecasted financial outcomes.
This role sits within Credit Risk and Data Science, reports to the Director of Data Science & Credit Risk. and partners closely with Finance, Digital Operations, Collections, Product, and Compliance. The successful candidate is comfortable operating with a high degree of independence, moving from ambiguous business question to defensible analytical answer, and presenting that answer to senior leadership.
Job Responsibility
  • Serve as the dedicated credit risk data science resource for the LOC portfolio, owning the model and analytics roadmap for the product.
  • Develop, validate, and maintain machine learning and statistical models across the LOC customer lifecycle, including application scoring, initial line assignment, line increase and line decrease strategy, reauthorization, and behavioral scoring.
  • Build and refine LOC-specific risk metric.
  • Design and execute champion/challenger tests and controlled experiments to optimize line assignment, fee structure, reauthorization criteria, and offer terms across customer segments and origination channels.
  • Produce and defend loss forecasts for the LOC portfolio, including vintage curve development, roll rate analysis, and survival or hazard-based approaches suited to open-ended revolving exposure where traditional vintage diagonals are less informative.
  • Partner with Finance and Product on net charge-off forecasting, net yield analysis, and budget reforecast cycles, explaining variance between forecast and actual performance in terms of mix, vintage quality, and policy change.
  • Recommend credit policy actions grounded in analysis, including tightening or loosening thresholds, segment-level cutoffs, and line sizing changes, and quantify the expected volume, loss, and revenue tradeoff of each action.
  • Evaluate alternative and bureau data sources for incremental lift in the LOC population and integrate them into production models as they become available.
  • Document models to standards consistent with model risk management expectations, supporting internal validation, audit, and regulatory review.
  • Present findings and recommendations to the Credit Risk Review Committee and other senior audiences, translating technical work into clear business implication.
  • Mentor junior data scientists and analysts on modeling technique, credit domain knowledge, and analytical rigor.

Accountability: Understand, adhere to, and enforce all corporate policies.
Job Responsibilities Cont.
Education Required
Bachelor's degree in Statistics, Economics, Mathematics, Computer Science, Engineering, or a related quantitative field. Advanced degree strongly preferred.
Experience Required
At least three (3) to five (5) years of experience in credit risk analytics, credit modeling, or a closely related quantitative role within consumer lending. Direct experience building and deploying credit risk models in a production lending environment is required.
Experience with revolving or line-based credit products, such as lines of credit, credit cards, or open-ended installment structures, is strongly preferred. Experience in the non-prime or subprime consumer segment is a significant advantage.
Knowledge Required
Excellent written and verbal communications skills; adaptability and flexibility to changing environment; and comfortable working in a dynamic, high volume, fast-paced environment. Ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and products.
  • Demonstrated ability to build production credit risk models using Python or R, including gradient boosting methods, logistic regression, and survival or time to event techniques.
  • Working fluency with the Python data science stack, including Pandas, NumPy, scikit-learn, XGBoost or LightGBM, and SHAP or comparable explainability tooling.
  • Strong SQL skills and the ability to work independently against large, imperfect transactional data.
  • Understanding of consumer credit fundamentals: probability of default, exposure at default, loss given default, roll rates, vintage analysis, and reserve or allowance concepts.
  • Familiarity with the regulatory environment governing consumer lending, including ECOA and Regulation B, FCRA, adverse action requirements, fair lending, and disparate impact considerations, UDAAP, and model risk management expectations consistent with SR 11-7.
  • Experience with reporting and visualization tools such as Tableau or Power BI.
  • Experience with data engineering practices, version control, and reproducible analytical workflows is a plus.
  • Excellent written and verbal communication skills, including the ability to present technical analysis to non-technical executive audiences in person, by phone, and through email.
  • Adaptability and flexibility to changing environment; and comfortable working in a dynamic, fast-paced environment. Ability to interact professionally and exhibit appropriate social skills. Ability to understand and ensure compliance with policies, procedures, and laws governing our industry, business, and products. Ability to quickly learn all technology needed to perform the role.

Physical Requirements
Sitting for long periods of time; standing occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; driving and having access during the workday to an insured and reliable transportation; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any assigned location
Competencies
OKR
Travel
0-10%
Attire
Business Casual
Other
Must be eligible to work in the USA and able to pass a background check.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.
Requisition ID: 46570

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