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Credit Risk Modeling Jobs in South Carolina (NOW HIRING)

Southstar Capital LLC

Underwriter

Mount Pleasant, SC · On-site

Risk Assessment & Structuring * Identify potential risks, including credit, operational, legal, and ... Strong analytical and financial modeling skills. * In-depth knowledge of UCC filings, lien searches ...

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FS Operations Analyst

Greenville, SC · On-site

$55K/yr

... modeling on complex projects. This person will stay current with emerging technologies and apply ... credit risk assessment utilizing commercial credit bureau reports and/or customer provided ...

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All JobsCredit Risk Modeling JobsCredit Risk Modeling Jobs in South Carolina

Credit Risk Modeling information

See South Carolina salary details

$26.3K

$100.2K

$188.7K

How much do credit risk modeling jobs pay per year?

As of Jul 30, 2026, the average yearly pay for credit risk modeling in South Carolina is $100,158.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,365.00 and $119,965.00 per year, depending on experience, location, and employer.

What is a Credit Risk Modeling job?

A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.

What are the key skills and qualifications needed to thrive in the Credit Risk Modeling position, and why are they important?

To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.

What are typical daily responsibilities for someone working in Credit Risk Modeling?

Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.

What are the most commonly searched types of Credit Risk Modeling jobs in South Carolina? The most popular types of Credit Risk Modeling jobs in South Carolina are:
What are popular job titles related to Credit Risk Modeling jobs in South Carolina? For Credit Risk Modeling jobs in South Carolina, the most frequently searched job titles are:
What job categories do people searching Credit Risk Modeling jobs in South Carolina look for? The top searched job categories for Credit Risk Modeling jobs in South Carolina are:
Credit Risk Modeling jobs near you
Infographic showing various Credit Risk Modeling job openings in South Carolina as of July 2026, with employment types broken down into 80% Full Time, 18% Part Time, 1% Contract, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $100,158 per year, or $48.2 per hour.

Senior Commercial Credit Administrator

REV Federal Credit Union

Summerville, SC • On-site

Full-time

Re-posted 16 days ago

Job description

Position Purpose
Assumes responsibility for advanced commercial credit underwriting and analysis.
  • Independently underwrites complex commercial loan requests, including new originations, renewals, modifications, and extensions.
  • Analyzes borrower financial statements, tax returns, cash flow, global debt service coverage, collateral valuation, guarantor strength, and industry risk.
  • Structures credit facilities to mitigate risk, including covenants, collateral requirements, guarantees, and loan conditions.
  • Conducts in-depth analysis of income-producing real estate, construction lending, and business operating loans in accordance with REV FCU lending policy.
  • Performs site inspections and borrower interviews as required to support underwriting conclusions.

Supports commercial lending decision-making and governance.
  • Prepares clear, well-supported written credit memorandums with risk ratings and recommendations.
  • Presents loan requests to the Business Loan Committee and provides expert credit guidance.
  • Recommends approvals, counteroffers, or declines within established lending authority and policy limits.
  • Assists with waiver requests and policy exceptions for Board or committee consideration.
  • Provides subject-matter expertise on complex or higher-risk credits.

Assumes responsibility for ongoing portfolio credit quality and risk management.
  • Conducts annual reviews and ongoing credit monitoring for the overall commercial portfolio.
  • Identifies emerging credit risk, trends, and early warning signs within the portfolio.
  • Participates in loan downgrades, risk rating adjustments, and problem loan strategies.
  • Ensures appropriate documentation and credit support for long-term or complex credit structures.

Ensures compliance with lending policy and regulatory standards.
  • Ensures underwriting decisions comply with internal lending policies, NCUA regulations, and safe and sound banking practices.
  • Supports internal audits, external audits, and regulatory examinations by providing underwriting documentation and explanations.
  • Maintains thorough, accurate, and well-documented credit files.

Serves as a senior credit resource and collaborator.
  • Provides guidance and support to relationship managers, processors, and the underwriting team regarding credit structure and risk considerations.
  • Assists in the development, refinement, and interpretation of commercial lending policies and procedures.
  • Participates in meetings and committees as required, including the Business Loan Committee.

Supports reporting and special projects.
  • Contributes to monthly and quarterly reports as needed.
  • Assists with special projects related to portfolio analysis, stress testing, policy updates, or program enhancements.
  • Supports the efforts to sell loan participations, which may include loading them to the participation portal, document execution, and ensuring annual reviews are timely and submitted to participating lenders.
  • Remains current on changes in commercial lending, underwriting standards, and regulatory guidance.

Skills & Qualifications
Experience Required:
  • Minimum of seven years of progressive commercial lending or underwriting experience.
  • Demonstrated experience underwriting complex commercial and real estate credits.
  • Experience presenting credit recommendations to loan committees or senior leadership.
  • Experience with problem loan identification and resolution preferred.

Skills/Abilities:
  • Expert financial analysis and cash flow modeling skills.
  • Strong written and verbal communication abilities.
  • Experience with Abrigo and Built software a plus
  • High level of independent judgment and attention to detail.
  • Ability to balance growth objectives with prudent risk management.
  • Professional demeanor when working with internal partners, borrowers, and regulators.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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