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Credit Risk Modeling Jobs in Miami, FL (NOW HIRING)

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft ...

Deloitte

Financial Risk Senior Consultant

Miami, FL · On-site

$111K/yr

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Bank of America

Credit Officer II

Lauderdale Lakes, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Bank of America

Credit Officer II

Miami, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Crowe LLP

Loan Review Senior Consultant

Miami, FL · On-site

Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a ... Prepare detailed financial analysis, including cash flow models and collateral evaluations in order ...

Truist

Structured Lending Advisor II or III

Coral Gables, FL

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... probability model with rate recommendation and risk mitigates. * Partner effectively with credit portfolio team, credit risk management, in-house/external counsel, compliance and other cross ...

Truist

Structured Lending Advisor II or III

Coral Gables, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... probability model with rate recommendation and risk mitigates. * Partner effectively with credit portfolio team, credit risk management, in-house/external counsel, compliance and other cross ...

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Showing results 21-40

All JobsCredit Risk Modeling JobsCredit Risk Modeling Jobs in Miami, FL

Credit Risk Modeling information

See Miami, FL salary details

$118.5K

$138.1K

$178.4K

How much do credit risk modeling jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk modeling in Miami, FL is $138,060.00, according to ZipRecruiter salary data. Most workers in this role earn between $126,100.00 and $141,300.00 per year, depending on experience, location, and employer.

What is credit risk modeling?

A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.

What are the key skills and qualifications needed to thrive in credit risk modeling?

To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.

What are the typical daily responsibilities in credit risk modeling?

Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.

What are the most commonly searched types of Credit Risk Modeling jobs in Miami, FL?

The most popular types of Credit Risk Modeling jobs in Miami, FL are:

What are popular job titles related to Credit Risk Modeling jobs in Miami, FL?

For Credit Risk Modeling jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Credit Risk Modeling jobs in Miami, FL look for?

The top searched job categories for Credit Risk Modeling jobs in Miami, FL are:

Credit Risk Modeling jobs near you
Infographic showing various Credit Risk Modeling job openings in Miami, FL as of August 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $138,060 per year, or $66.4 per hour.

Servicing Business Analyst

Bayview Asset Management

Coral Gables, FL • On-site

Full-time

Posted 19 days ago

Job description

Overview
ABOUT US:
Founded in 1993, Bayview Asset Management is an investment management firm focused on investments in mortgage and consumer credit, including whole loans, asset-backed securities, mortgage servicing rights, and other credit-related assets.
POSITION SUMMARY:
The Senior Business Analyst will serve as the analytical backbone of Silver Hill Capital's commercial servicing business - a Bayview subsidiary engaged in commercial mortgage origination and servicing - partnering directly with the President & CEO to build the tools, dashboards, and data models that give leadership real-time visibility into portfolio performance, operational capacity, and investor outcomes across every servicing segment.
This is a high-impact, cross-functional role for a self-directed problem-solver who can translate complex servicing, lending, and credit data into clear, decision-ready insight for senior leaders - and who will help transform how the business measures and manages itself. The position is initially an individual contributor with a defined path to build and lead an analytics team as the function scales.
RESPONSIBILITIES:
  • Build and maintain dashboards, data visualizations, and self-service analytics that give leadership real-time visibility into performance across each servicing segment (small-balance commercial, DSCR, large-balance commercial, and CPACE).
  • Develop portfolio-performance analytics and early-warning tools that help leadership get ahead of delinquency, default, and credit-risk trends rather than react to them.
  • Design capacity and organizational-effectiveness models - "right people in the right seats" - assessing workload, staffing, and productivity across servicing teams to inform resource allocation.
  • Build analytics that support investor reporting and oversight, confirming the business is meeting its obligations to investors and surfacing exceptions early.
  • Lead cross-functional initiatives and process-improvement efforts end to end - working independently across Credit Risk, Loan Administration, Special Servicing/REO, Legal & Compliance, Sales, and Strategy & Analytics to gather requirements, design solutions, and drive adoption.
  • Source, model, and validate data from systems of record (Strategy, Servicing Director) and translate it into accurate, governed, decision-ready reporting.
  • Prepare and present complex financial and operational analyses - including business cases - to senior leaders in clear, executive-ready formats.
  • Apply modern, AI-forward analytical tools (Alteryx, Power BI) to automate manual reporting and accelerate insight.
  • Identify, document, and re-engineer servicing processes to improve efficiency, controls, and data quality.
  • Partner with leadership to define KPIs and benchmarks for servicing, credit performance, and profitability.
  • Other duties as needed or assigned.

QUALIFICATIONS:
  • Bachelor's degree in a quantitative, business, finance, analytics, or related field (Master's a plus).
  • Minimum 5-8 years of progressively responsible experience in analytics or business intelligence within mortgage servicing, consumer or commercial lending, or financial services.
  • Demonstrated working knowledge across mortgage servicing, consumer lending, commercial lending, investor reporting, portfolio analytics, and credit risk.
  • Proven track record leading cross-functional initiatives and delivering measurable process improvements.
  • Demonstrated ability to work independently and drive projects from ambiguity to solution.

SKILLS:
  • Advanced proficiency with modern analytical and data-visualization tools - Power BI and Alteryx required; SQL and other data-preparation/automation tools a strong plus.
  • AI-forward mindset - actively applies AI and automation to accelerate analysis, reporting, and decision support.
  • Deep, hands-on command of data: sourcing, modeling, validating, and translating it into insight.
  • Executive-level communication - able to present complex financial and operational information, and business cases, clearly and persuasively to senior leaders.
  • Strong business acumen in loan servicing, credit, and portfolio performance.
  • Disciplined approach to process improvement (Lean / Six Sigma thinking a plus).
  • Self-directed and solutions-oriented, comfortable operating across the business with minimal direction.
  • Advanced proficiency in Microsoft Excel, PowerPoint, and Word.
  • Leadership potential - ability to grow into building and managing an analytics team.

CERTIFICATIONS, LICENSES, AND/OR REGISTRATION:
  • None required. Relevant certifications a plus - e.g., Microsoft Power BI Data Analyst Associate, Alteryx Designer Core, or Lean Six Sigma.

LOCATION:
  • This role will be based in Silver Hill Capital's Coral Gables, FL office and may be a hybrid role.

EEOC:
Silver Hill Capital / Bayview is an Equal Employment Opportunity employer. All aspects of consideration for employment and employment with the Company are governed on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.

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