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Credit Risk Manager Jobs in Woodruff, SC (NOW HIRING)

Global Lending Services

Business Analyst

Greenville, SC · On-site

... management. The day-to-day activities will vary based on the group but could include the following: Credit Risk, Pricing, and Partnership Business Analysts * Business Analysts in Credit Risk are ...

Global Lending Services

Business Analyst

Greenville, SC · On-site

... management. The day-to-day activities will vary based on the group but could include the following: Credit Risk, Pricing, and Partnership Business Analysts * Business Analysts in Credit Risk are ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Woodruff, SC

Credit Risk Manager information

See Woodruff, SC salary details

$81.7K

$149.5K

$226.2K

How much do credit risk manager jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk manager in Woodruff, SC is $149,522.00, according to ZipRecruiter salary data. Most workers in this role earn between $126,100.00 and $167,600.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
More about Credit Risk Manager jobs

What cities near Woodruff, SC are hiring for Credit Risk Manager jobs?

Cities near Woodruff, SC with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Woodruff, SC as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $149,522 per year, or $71.9 per hour.

VP, Auto Lending Strategy

American Credit Acceptance

Spartanburg, SC • On-site

Full-time

Re-posted 17 days ago

American Credit Acceptance rating

7.3

Company rating: 7.3 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

At American Credit Acceptance (ACA), we are building a company that will stand the test of time. We seek to fulfill our mission — to enable the emerging credit consumer to purchase affordable and reliable transportation — by operating with integrity, partnership, humility, and initiative. We are equally committed to helping our customers improve their credit and achieve long-term financial stability.
 
Our work environment is collaborative and challenging, empowering associates to grow both professionally and personally. We invest in our people because we believe they are the driving force behind our success.
 
Position Summary
We are seeking a Vice President, Auto Lending Strategy to lead key originations activities, including funding and underwriting auto loans. This executive leader will play a critical role in shaping ACA’s future by developing lending strategies that drive long-term growth, optimize loan performance, and strengthen customer relationships.
 
Key Responsibilities:
 
The VP, Auto Lending Strategy will:
  • Lead and scale ACA’s originations function with a focus on underwriting and funding performance
  • Create and maintain a culture aligned with ACA’s Guiding Principles, fostering accountability, ownership, and teamwork
  • Define and execute strategic plans to improve credit quality, funding efficiency, and risk mitigation
  • Set performance goals and manage team results, identifying opportunities to increase effectiveness and productivity
  • Collaborate cross-functionally with leaders in Credit Risk, Operations, Compliance, and Technology to align on process improvements and ensure regulatory adherence
  • Monitor performance analytics and generate insights that inform strategic decisions and drive continuous improvement
  • Mentor and develop team leaders, promoting internal mobility and career growth across the organization
  • Represent the lending team in executive-level discussions, offering data-driven recommendations and strategic input to support overall company goals.
Qualifications:
 
Experience, Knowledge and Education:
10+ years of experience in a Service Operations Environment
5+ years of experience with people management and leadership

Supervisory Responsibility
This position will supervise a team of Specialists, Supervisors, and Managers.
 
Work Schedule and Travel
This is a full-time position with a work schedule of Monday – Friday with some schedule variations as needed. This position will require up to 10% travel.
 
EEO Statement
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
 
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 
You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, Jobvite
California Privacy Notice 
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Statement  
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
California Privacy Notice 
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.

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