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Credit Risk Manager Jobs in Mesquite, TX (NOW HIRING)

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Credit Risk Manager information

See Mesquite, TX salary details

$78.6K

$143.9K

$217.7K

How much do credit risk manager jobs pay per year?

As of Sep 5, 2026, the average yearly pay for credit risk manager in Mesquite, TX is $143,891.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,300.00 and $161,300.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are the most commonly searched types of Credit Risk jobs in Mesquite, TX?

The most popular types of Credit Risk jobs in Mesquite, TX are:

What are popular job titles related to Credit Risk Manager jobs in Mesquite, TX?

For Credit Risk Manager jobs in Mesquite, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Mesquite, TX look for?

The top searched job categories for Credit Risk Manager jobs in Mesquite, TX are:

What cities near Mesquite, TX are hiring for Credit Risk Manager jobs?

Cities near Mesquite, TX with the most Credit Risk Manager job openings:

Infographic showing various Credit Risk Manager job openings in Mesquite, TX as of August 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Contract. Highlights an 79% Physical, 3% Hybrid, and 18% Remote job distribution, with an average salary of $143,891 per year, or $69.2 per hour.

Director, U.S. Specialty Finance Credit Risk / Global Risk Management

Scotiabank

Dallas, TX • On-site

Full-time

Re-posted 20 days ago


Key responsibilities

  • Assess proposed specialty finance company transactions and monitor the overall underwriting portfolio and the portfolio of held loans.

  • Review and approve or recommend credit decisions for individual deals, including analysis of cash flow, capital structure, and risk/reward tradeoffs.

  • Participate in refining and maintaining the U.S. non-bank credit risk frameworks and risk appetite statements.


Job description

Requisition ID: 268086
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Global Banking and Markets
Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.
Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.
Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!
Position: Director, U.S. Specialty Finance Credit Risk / Global Risk Management
Purpose
The position is responsible for managing U.S. Specialty Finance Credit Risk, which may include, but is not limited to, the following sectors: financial technology, non-bank lending, asset management and market structure
The candidate will:
  • Provide risk leadership for the bank's U.S. Specialty Finance business that effectively balances the time-sensitive, urgent needs of individual deals and broader business considerations;
  • Help refine and implement a U.S. Specialty Finance credit risk management framework, including the bank's risk appetite, to ensure that Scotiabank's expansion of financial institution lending into non-investment grade is conducted in a safe and sound manner;
  • Assess proposed specialty finance company transactions and monitor the overall underwriting portfolio and the portfolio of held loans;
  • The candidate will report to MD, Head of Non-Investment Grade Credit Risk and will work closely with the U.S. Head of Credit Risk, and the U.S. Chief Risk Officer, to present specialty finance credit risk management considerations to senior management; and
  • Participate in specialty finance credit risk related discussions with Scotiabank's U.S. regulators.

Accountabilities
  • Participating in the refinement and maintenance of U.S. non-bank credit risk frameworks and risk appetite statements that are aligned with industry standards and local regulatory expectations;
  • Critically reviewing individual deals and independently leading the deal process from inception through approval. This includes review and diligence of the forecast cash flow / EBITDA and adjustments, capital structure, syndication issues, and risk / reward tradeoffs and making credit decisions within delegated authority or recommendations to senior management regarding credit approvals and declines;
  • Critically review and produce reports on the specialty finance loan book to ensure the bank's portfolio is aligned with its risk appetite and / or identify issues for escalation to senior management and the Board of Directors;
  • Partnering with the business to ensure day-to-day business activities are conducted within the bank's risk appetite and to manage the alignment of the bank's U.S. strategy, risk appetite and risk culture.
  • Driving a customer focused culture that deepens client relationships and leverages broader Bank relationships, systems and knowledge;
  • Building a high-performance environment and implementing a people strategy that attracts, retains, develops, and motivates their team by (1) fostering an inclusive work environment and using a coaching mindset and behaviors, (2) communicating vison/values/business strategy, and (3) managing succession and development planning for the team; and
  • Creating an environment in which the candidate's team pursues effective and efficient operations of their respective areas in accordance with Scotiabank's Values, its Code of Conduct and other policies.
  • Assist in the training and development of junior members of team, which includes putting direct reports in situations where they can present transactions and gain visibility within the organization.
  • Effectively communicate with senior management, head office and the relevant Risk Committees to ensure proper risk management and sound corporate governance across the SBUS operations.
  • Represent U.S. CRM at Senior Credit Committee including presentation of credit transactions and reviews from assigned portfolio.
  • Participate in, and assist with, internal audits, regulatory reviews, and projects.

Reporting Relationships
Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management
Direct Reports: Specialty Finance credit analysts
Education / Experience / Other Information:
  • In depth specialty finance and non-bank financials credit risk expertise;
  • Expert knowledge and understanding of U.S. bank regulator lending considerations and issues;
  • Experience making timely, sound risk judgements, and succinctly communicating with senior management;
  • Experience preparing and presenting non-bank financial company credit risk management issues to senior management; and
  • At least 8-10 years of progressively higher levels of credit risk related responsibility
  • The successful candidate will also be an excellent communicator and relationship builder who:
            • Understands how to bring the best out of the Director's team by complementing their existing skills
            • Has an expert ability to balance competing or conflicting goals of various departments / countries / stakeholders via adopting a mature, diplomatic approach and using highly developed negotiation and influencing skills;
            • Effectively liaises with key internal stakeholders, industry participants, and regulatory bodies.
  • The candidate must have a Bachelor's degree in a related discipline. A Master's degree, a recognized professional designation in a specialized area of finance or business, or equivalent, is an asset

Working Conditions
  • Work in a standard office-based environment; non-standard hours are a common occurrence.
  • Fast paced, quickly changing environment.
  • Extended hours as needed to meet transaction deadlines.

Interested?
If your experience is closely related but doesn't align perfectly with every qualification, we do encourage you to apply - you might be the right candidate for this or other roles at Scotiabank!
At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture.
What's in it for you?
Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.
#GBM
Location(s): United States : Texas : Dallas
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Scotiabank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law.