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Credit Risk Manager Jobs in Lansing, MI (NOW HIRING)

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

This position evaluates member loan requests, manages credit risk, and provides guidance to staff to ensure responsible lending practices that support members' financial well-being. Positively ...

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

This position evaluates member loan requests, manages credit risk, and provides guidance to staff to ensure responsible lending practices that support members' financial well-being. Positively ...

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

This position evaluates member loan requests, manages credit risk, and provides guidance to staff to ensure responsible lending practices that support members' financial well-being. Positively ...

Description Fraud Specialist Department Risk Management Reports To Risk Manager/ Chief Risk Officer Pay Classification Hourly FLSA Status Non-Exempt Position Grade 8 Summary To assist the credit ...

... risk management across the card services function. Essential Functions & Responsibilities * Partner with the VP Card Services to manage the debit and credit card programs, including issuance ...

... risk management across the card services function. Essential Functions & Responsibilities * Partner with the VP Card Services to manage the debit and credit card programs, including issuance ...

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Preferred Qualifications · Experience in the financial services or credit union industry. · Cybersecurity and/or risk management experience. · Relevant certifications such as CISSP, CISM, Security ...

Manage and complete policy processing including policy issuance, quotes, endorsements ... E.D with relevant course work (minimum 30 credit hours) in insurance, finance, business or a ...

Manage and complete policy processing including policy issuance, quotes, endorsements ... E.D with relevant course work (minimum 30 credit hours) in insurance, finance, business or a ...

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Credit Risk Manager information

See Lansing, MI salary details

$87.7K

$160.6K

$242.9K

How much do credit risk manager jobs pay per year?

As of Jul 31, 2026, the average yearly pay for credit risk manager in Lansing, MI is $160,571.00, according to ZipRecruiter salary data. Most workers in this role earn between $135,400.00 and $180,000.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
What are the most commonly searched types of Credit Risk jobs in Lansing, MI? The most popular types of Credit Risk jobs in Lansing, MI are:
What are popular job titles related to Credit Risk Manager jobs in Lansing, MI? For Credit Risk Manager jobs in Lansing, MI, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Lansing, MI look for? The top searched job categories for Credit Risk Manager jobs in Lansing, MI are:
What cities near Lansing, MI are hiring for Credit Risk Manager jobs? Cities near Lansing, MI with the most Credit Risk Manager job openings:
Infographic showing various Credit Risk Manager job openings in Lansing, MI as of July 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Temporary. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $160,571 per year, or $77.2 per hour.

Credit Analyst III

County National Bank

East Lansing, MI • On-site

Other

Posted 22 days ago


County National Bank rating

9.1

Company rating: 9.1 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

6th of 170 rated banks


Job description

Description
Company Overview
County National Bank was founded in 1934 as a community bank and we continue to be committed to serving the communities of southern Michigan. With 13 full-service branches and several other financial services offices, our decisions are made by local associates and board members who have a vested interest in the communities we service. Our mission is to sustain a deep commitment to our community and our tradition of banking excellence.
Our associates are our greatest asset; they are committed to building lasting relationships with clients and coworkers. When you join CNB, you will become a part of a legacy that supports the success of our associates and our communities. If you are looking for a career with purpose and a team that values friendly and knowledgeable service, we encourage you to apply.
CNB is looking for a qualified, motivated, and client- and team-focused individual to join our team as a Credit Analyst III.
Key Responsibilities
  • Independently underwrites and analyzes complex commercial credit relationships, including new requests, renewals, and modifications.
  • Prepares loan presentations for loan committee, which includes preparation of loan application, financial statements, cash flow analysis, and risk assessments.
  • Evaluates client financial statements, cash flow, and collateral structures.
  • Monitors assigned commercial loan portfolios, including financial performance, and risk trends to identify portfolio risks and recommends proactive risk mitigations strategies.
  • Partners with commercial lenders on deal structuring, pricing, and exception management.
  • Maintains accurate and completes files and documentation and provides updates as needed to business partners.
  • Collaborates with Mortgage and Consumer lending to assess and grade commercial and self-employed borrowers.
  • Completes and updates various reporting for Loan Committee or Board.
  • Reviews work and provides guidance to the Credit Analyst I and II for accuracy, quality, and compliance.
  • Performs various other duties as assigned.

Requirements
Qualifications
Required:
  • Bachelor's Degree in Finance, Accounting, Business Administration, Economics or related field.
  • 5+ years of relevant experience in commercial credit analysis or commercial banking.

Preferred:
  • Demonstrated expertise in complex commercial loan structures and credit risk evaluation.
  • Strong understanding or commercial loan structure, collateral, and credit risk management.
  • Prior experience mentoring junior analysts.

Skills
  • Advanced financial analytical and quantitative skills, including cash flow and decision-making ability.
  • Excellent written credit presentation and documentation skills.
  • Ability to analyze complex borrower structures and repayment sources.
  • Excellent attention to detail and strong organizational skills.
  • Strong written and verbal communication skill.
  • Ability to manage multiple priorities and meet deadlines.
  • Proficient with Microsoft Office programs.

Work Environment
  • This position is an on-site position with the opportunity for hybrid work and may require occasional travel.

Physical Requirements
  • Ability to sit and/or stand for long periods of time.
  • Comfort with using a phone, fax, or other devices for calls, document sharing, and communication.
  • Ability to see difference between colors, shades, and brightness to identify documents.

What County National Bank employees say

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