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Credit Risk Manager Jobs in Addison, TX (NOW HIRING)

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more ... Demonstrated experience in successfully managing loan portfolios and approving credit risks through ...

Frost Bank

Senior Credit Risk Officer

Fort Worth, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more ... Demonstrated experience in successfully managing loan portfolios and approving credit risks through ...

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Credit Risk Manager information

See Addison, TX salary details

$83.7K

$153.3K

$231.8K

How much do credit risk manager jobs pay per year?

As of Aug 12, 2026, the average yearly pay for credit risk manager in Addison, TX is $153,255.00, according to ZipRecruiter salary data. Most workers in this role earn between $129,200.00 and $171,800.00 per year, depending on experience, location, and employer.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What cities near Addison, TX are hiring for Credit Risk Manager jobs? Cities near Addison, TX with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Addison, TX as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $153,255 per year, or $73.7 per hour.

Risk Management - Credit Officer - Senior Associate

JPMorgan Chase & Co

Plano, TX • On-site

Full-time

Medical, Retirement

Re-posted 29 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 493 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 

As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing financial statements, determining appropriate risk ratings, and exerting credit approval authority, as applicable for the role. Recognize possible risks a client's business may pose to the firm while providing recommendations to mitigate such risks. Maintain consistency and quality of credit reviews through high quality assessments and escalate any identified risks and trends. Complete all assigned credit reviews and ad-hoc reviews / tasks within timelines. Participate in ongoing projects / process improvement efforts as appropriate. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. 

Job Responsibilities: 

  • Evaluate and approve existing merchant relationships including: financial statement review, cash-flow analysis, transaction trend analysis, assessment of the business model, product/service risk evaluation, customer concentration assessment, and review of refund and chargeback exposure.
  • Identify and escalate problem credits promptly, and negotiate effectively to protect the bank's interests.
  • Demonstrate strong proficiency in financial analysis, products, and key risk factors; defend credit ratings confidently.
  • Apply strong financial analysis and product knowledge, incorporating relevant macro- and microeconomic factors and risks.
  • Deliver well-supported credit decisions through effective stakeholder engagement.
  • Meet monthly timelines and take ownership of deliverables by proactively following up with stakeholders to complete reviews and requests.
  • Build and maintain strong relationships with internal stakeholders, including Relationship Managers and Legal.
  • Monitor industry trends and credit risk management best practices to strengthen decision-making and maintain a competitive edge.
     

Requiredqualifications, capabilities, and skills: 

  • Bachelor's degree in Finance, Economics, Accounting, or a related discipline.
  • 3+ years of experience in credit risk underwriting, commercial lending, payments risk or portfolio management.
  • Strong financial analysis skills and the ability to write clear, well-structured credit memos.
  • Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining strong attention to detail.
  • Ability to explain decisions using data and sound rationale, and to escalate appropriately when needed.
  • Excellent verbal and written communication and problem-solving skills.
  • Proven ability to prioritize, plan, and manage processes to complete credit analysis and related assignments.

  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. 

  • Sound judgment under time pressure; ability to balance risk vs. commercial objectives
  • Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable)
  • Ability to explain decisions with data + rationale, and escalate appropriately

Preferred qualifications, capabilities, and skills: 

  • Strong financial analysis and clear written credit memo 
  • Sound judgment under time pressure; ability to balance risk vs. commercial objectives
  • Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable)
  • Ability to explain decisions with data + rationale, and escalate appropriately
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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