ZipRecruiter

Log In

1

Credit Risk Management Jobs in California (NOW HIRING)

SKIMS

Director, Treasury & Credit Risk

Los Angeles, CA · On-site

$190K - $210K/yr

Director, Treasury & Credit Risk Department: Accounting and Finance Employment Type: Full Time ... Oversee global cash management, liquidity optimization, and investment activities, ensuring ...

SKIMS

Director, Treasury & Credit Risk

Los Angeles, CA · On-site

$190K - $210K/yr

Director, Treasury & Credit Risk Department: Accounting and Finance Employment Type: Full Time ... Oversee global cash management, liquidity optimization, and investment activities, ensuring ...

US Bank

Impact Finance Officer

Los Angeles, CA

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the identification, quantification and mitigation of credit risk. The team oversees critical second line of ...

US Bank

Impact Finance Officer

San Francisco, CA

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the identification, quantification and mitigation of credit risk. The team oversees critical second line of ...

US Bank

Credit Policy Manager

San Francisco, CA · On-site

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers. Mission | We deliver data-driven information solutions to protect our ...

previous page

Showing results 41-60

All JobsCredit Risk Management JobsCredit Risk Management Jobs in California

Credit Risk Management information

See California salary details

$85.4K

$156.2K

$236.4K

How much do credit risk management jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk management in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What is the average salary of a credit risk management analyst?

The average salary of a credit risk management analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.

What are popular job titles related to Credit Risk Management jobs in California?

For Credit Risk Management jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Risk Management jobs in California look for?

The top searched job categories for Credit Risk Management jobs in California are:

What cities in California are hiring for Credit Risk Management jobs?

Cities in California with the most Credit Risk Management job openings:

Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in California as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, 2% Temporary, and 2% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $156,239 per year, or $75.1 per hour.

Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

JP Morgan Chase

Los Angeles, CA • On-site

Full-time

Medical, Retirement

Re-posted 2 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification. You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

Job Responsibilities

  • Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
  • Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
  • Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
  • Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
  • Prepare, review, and present credit approval materials in line with credit risk policies and standards
  • Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
  • Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
  • Identify emerging deterioration early and drive proactive risk management actions for problem situations
  • Produce periodic portfolio summaries and annual review materials for senior management
  • Support development of junior talent through coaching, training, and feedback

  • Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

Required Qualifications, Capabilities, and Skills 

  • Bachelor's degree and 7+ years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
  • Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
  • Advanced knowledge of financial statements and accounting principles
  • Experience preparing credit approval materials and applying credit risk policies and controls
  • Experience reviewing and negotiating documentation related to credit agreements
  • Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
  • Strong analytical skills with the ability to form sound, well-supported credit judgments

  • Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

Preferred Qualifications, Capabilities, and Skills 

  • Master of Business Administration or Chartered Financial Analyst designation
  • Strong verbal and written communication skills, including the ability to present to senior stakeholders
  • Demonstrated ability to influence outcomes through clear recommendations and effective partnership
  • Experience leading client diligence discussions and negotiating with external counterparties
  • Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply