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Credit Risk Management Jobs in Arizona (NOW HIRING)

Arizona Tile

Director of Credit

Tempe, AZ

The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service. Key Responsibilities ...

Arizona Tile

Director of Credit

Tempe, AZ · On-site

The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service. Key Responsibilities ...

Apply Early

QXO

Credit Director

Glendale, AZ · On-site

Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a senior, client-facing leader-building relationships with ...

QXO

Credit Director

Glendale, AZ · On-site

Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a senior, client-facing leader-building relationships with ...

QXO

Credit Director

Glendale, AZ · On-site

Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a senior, client-facing leader--building relationships with ...

US Bank

Risk Manager - Credit and Debit Cards

Tempe, AZ

$119K - $140K/yr

... management framework. Act as trusted advisor to Business Line (BL) first line of Defense (1LoD) and Chief Risk Office (CRO) colleagues for projects and/or activities that ensure compliance with ...

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Credit Risk Management information

See Arizona salary details

$80.6K

$147.5K

$223.2K

How much do credit risk management jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk management in Arizona is $147,529.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

Does credit risk pay well?

Credit risk management professionals typically earn competitive salaries that vary by experience, location, and industry. Entry-level roles may start lower, while experienced analysts and managers can earn higher compensation, often supplemented by bonuses and certifications such as CFA or FRM. Overall, it is considered a well-paying field within finance and risk management sectors.

What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What is the salary of credit risk officer?

The salary of a credit risk officer varies depending on experience, location, and the employer, but typically ranges from $70,000 to $130,000 annually. At firms like JP Morgan, entry-level positions may start around $80,000, with experienced officers earning over $120,000, often supplemented by bonuses and benefits.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Risk Executive typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and oversight of enterprise-wide risk strategies.

What does a credit risk manager do?

A credit risk manager assesses the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, develop risk mitigation strategies, and monitor credit portfolios using tools like credit scoring models and financial analysis software to minimize potential losses for their organization.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is Credit Risk Management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are the most commonly searched types of Credit Risk Management jobs in Arizona? The most popular types of Credit Risk Management jobs in Arizona are:
What are popular job titles related to Credit Risk Management jobs in Arizona? For Credit Risk Management jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Arizona look for? The top searched job categories for Credit Risk Management jobs in Arizona are:
Credit Risk Management jobs near you
Director of Credit

Director of Credit

Arizona Tile

Tempe, AZ

Full-time

Retirement, PTO

Posted 19 days ago

Arizona Tile rating

8.8

Company rating: 8.8 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

Job description

About Us
Arizona Tile is a leading, nationally recognized tile and slab distributor. We offer high-quality products and unparalleled service to our customers across the West Coast. With 800+ employees in over 10 states, our success comes from the founding concept that goodwill toward others, including our fellow employees, is good business. Working at Arizona Tile isn't just another job, it's a family!!


Position Summary
The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships. This role is responsible for developing and implementing credit policies, managing a high-performing collections team, and driving process improvements across the organization. The ideal candidate will have experience in mid-to-large scale private companies and a strong understanding of credit risk management, financial analysis, and customer service.

Key Responsibilities:
•Credit Management:
•Develop, implement, and maintain credit policies and procedures.
•Evaluate creditworthiness of new and existing customers using financial statements, credit reports (Experian) and payment history.
•Make credit decisions within delegated authority and escalate as needed.
•Collections Oversight:
•Lead and manage the collections team to ensure timely and effective recovery of outstanding receivables.
•Resolve complex collection issues and disputes with customers.
•Monitor aging reports and drive strategies to reduce DSO (Days Sales Outstanding).
•Process Improvement & Reporting:
•Initiate and lead process improvement initiatives to enhance efficiency and accuracy.
•Develop and deliver regular reporting packages to senior leadership, including KPIs, forecasts, and risk assessments.
•Oversee payment application and ensure accurate ledger maintenance.
•Cross-Functional Collaboration:
•Partner with Sales, Customer Service, and Operations to align credit decisions with business goals.
•Communicate credit policies and decisions clearly across departments.
•Leadership & Development:
•Recruit, train, and mentor credit and collections staff.
•Foster a culture of accountability, performance, and continuous improvement.

Qualifications:
•Minimum 7–10 years of progressive experience in credit and collections, with at least 3 years in a leadership role.
•Experience in a company with $250M–$1B in annual revenue.
•Strong understanding of credit risk, financial statement analysis, and collection strategies.
•Proficiency in ERP systems (Oracle, SAP, P21 or similar) and Microsoft Excel.
•Excellent communication, negotiation, and leadership skills.
•Experience with federal/state contracts and client payment portals is a plus.

Preferred Skills:
•Epicor ERP background.
•Sales and Use tax experience preferably Avalara history.
•Tax experience.
•Advanced Excel skills.

What We Offer:
•Safety 1st Organization
•Competitive pay practices
•Comprehensive Healthcare benefits for you and your family!
•H.S.A or H.R.A with Company Contributions
•401k Retirement Savings Program with discretionary employer match
•Progressive career development and training
•Employee assistance program
•Best practice paid time off policies and holiday pay
•Service recognition and awards

Family oriented environment with open communication, collaborative atmosphere, and team-building events

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