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Credit Risk Fraud Analyst Jobs in Fairfield, NJ (NOW HIRING)

ACT Group

Sr. Credit Risk Analyst

New York, NY

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

ACT Group

Sr. Credit Risk Analyst

New York, NY · On-site

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

Rain

Fraud Risk Support Analyst

New York, NY · On-site

$50K/yr

Background in identity risk, AML, payments fraud, or compliance analytics. * The ability to investigate transactions and other user events and be able to determine risk level of anomalous behavior.

Etsy

Senior Program Manager, Risk & Fraud

Brooklyn, NY · On-site +1

$134K - $174K/yr

We partner closely with Product, Engineering, Analytics, and Operations to strengthen our controls ... for Risk & Fraud initiatives. * Own the operating rhythm for key programs by scheduling ...

Etsy

Senior Program Manager, Risk & Fraud

New York, NY · On-site

$134K - $174K/yr

We partner closely with Product, Engineering, Analytics, and Operations to strengthen our controls ... for Risk & Fraud initiatives. * Own the operating rhythm for key programs by scheduling ...

IDBNY

Credit Risk Analytics & Modeling

Manhattan, NY · On-site

Head of Credit Risk Analytics & Modeling Visa Sponsorship: Not available About IDB Bank For more than 70 years, IDB Bank has been committed to delivering exceptional service and building long-term ...

SoFi

Staff Fraud Analyst

New York, NY

$67K - $89K/yr

The role We are searching for a passionate Staff Fraud Risk Analyst who is highly self-motivated, analytical, with a decent understanding of debit card fraud transactions and account takeover fraud ...

Coast

Risk Manager

New York, NY

Strong SQL skills and the ability to independently analyze transaction, cash-flow, credit, fraud, and application data. * Hands-on experience configuring or building decisioning systems, risk ...

New

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Showing results 21-40

All JobsCredit Risk Fraud Analyst JobsCredit Risk Fraud Analyst Jobs in Fairfield, NJ

Credit Risk Fraud Analyst information

See Fairfield, NJ salary details

$37.7K

$116.1K

$201.4K

How much do credit risk fraud analyst jobs pay per year?

As of Aug 7, 2026, the average yearly pay for credit risk fraud analyst in Fairfield, NJ is $116,107.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,100.00 and $143,200.00 per year, depending on experience, location, and employer.

How does a credit risk fraud analyst typically collaborate with other departments to minimize fraud losses?

Credit Risk Fraud Analysts work closely with teams such as IT, compliance, customer service, and operations to identify, investigate, and mitigate fraudulent activities. They regularly communicate findings from data analysis to these departments, ensuring that suspicious patterns are addressed promptly. Collaboration often includes participating in cross-functional meetings, sharing insights on emerging fraud trends, and helping to develop new prevention strategies. This teamwork is essential for creating a holistic approach to managing risk and protecting both the organization and its customers.

What are the key skills and qualifications needed to thrive as a credit risk fraud analyst?

To thrive as a Credit Risk Fraud Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of risk management principles. Familiarity with fraud detection software, data analysis tools like SQL or Python, and relevant certifications such as Certified Fraud Examiner (CFE) are typically required. Strong attention to detail, problem-solving abilities, and effective communication make candidates stand out in this role. These skills are crucial for accurately identifying fraudulent activities, minimizing losses, and maintaining the integrity of financial institutions.

What is the difference between Credit Risk Fraud Analyst vs Credit Analyst?

AspectCredit Risk Fraud AnalystCredit Analyst
Primary FocusDetecting and preventing fraud related to credit riskAssessing creditworthiness of borrowers
Skills & CertificationsFraud detection, risk assessment, certifications like CFECredit analysis, financial statement evaluation, certifications like CFA or CCFA
Work EnvironmentFinancial institutions, fraud prevention teamsBanks, lending companies, credit departments
Industry UsageHigh in fraud prevention and risk managementHigh in lending and credit approval processes

While both roles involve credit assessment, the Credit Risk Fraud Analyst specializes in identifying and preventing fraudulent activities related to credit, whereas the Credit Analyst focuses on evaluating a borrower's creditworthiness to approve loans. Understanding these differences helps in choosing the right career path or job search focus.

What does a credit risk fraud analyst do?

A Credit Risk Fraud Analyst is responsible for identifying, assessing, and mitigating risks related to credit fraud within financial institutions. They analyze transaction patterns, customer profiles, and credit data to detect suspicious activities or potential fraud. Their work involves using analytical tools and data models to monitor accounts, investigate anomalies, and recommend controls to prevent losses. By staying updated on emerging fraud trends, they help protect the company and its customers from financial crimes.
What are popular job titles related to Credit Risk Fraud Analyst jobs in Fairfield, NJ? For Credit Risk Fraud Analyst jobs in Fairfield, NJ, the most frequently searched job titles are:
What job categories do people searching Credit Risk Fraud Analyst jobs in Fairfield, NJ look for? The top searched job categories for Credit Risk Fraud Analyst jobs in Fairfield, NJ are:
What cities near Fairfield, NJ are hiring for Credit Risk Fraud Analyst jobs? Cities near Fairfield, NJ with the most Credit Risk Fraud Analyst job openings:
Credit Risk Fraud Analyst jobs near you

Director, Credit Risk/First Party Fraud Oversight, Consumer Lending (2nd LOD)

Best Egg

Wilmington, DE • Remote

$125K - $150K/yr

Full-time

Re-posted 26 days ago

Job description

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution—working together to create a better financial future for our customers and communities.


At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people’s financial lives.


With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization—while continuing to build the products and experiences that make Best Egg unique.


We’re looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.


We’re proud to be an equal opportunity employer committed to building a diverse and inclusive team.


We are seeking an experienced Director of Fraud Risk Oversight to join our Second Line of Defense (2LOD), supporting our consumer lending unsecured and secured personal loan businesses. This role will help develop and manage independent oversight, governance, and credible challenges to protect the organization from emerging and evolving fraud threats,

This individual will ensure fraud strategies, detection models, and operational processes are aligned with the company’s risk appetite, regulatory expectations, and customer experience objectives within a fast-growing FinTech environment.

Key Responsibilities:

Fraud Risk Oversight & Governance

  • Provide independent 2LOD oversight of 1st Party Fraud and Credit risk management frameworks, including policies, standards, and controls
  • Review and challenge 1LOD fraud and credit strategies across originations, account management, and servicing
  • Ensure alignment of fraud and credit practices with enterprise risk appetite and governance standards
  • Partner with credit risk teams on first payment default trends, synthetic behavior identification, and data linking analysis
  • Utilize and evaluate data mining and analytical tools including SAS, SQL, and Python to support oversight activities, trend analysis, and risk identification

Fraud Strategy & Model Oversight

  • Oversee and challenge fraud detection and prevention strategies, including:
    • Application and identity fraud controls
    • synthetic / stolen identity detection
    • device, IP, and behavioral analytics
    • payment fraud / ACH return monitoring
    • loan servicing activity monitoring
  • Assess effectiveness and usage of fraud models, rules engines, and decisioning tools

Fraud Operations & Controls

  • Evaluate fraud operations, including case management, investigations, and recovery processes
  • Review controls related to customer authentication, identity verification, and digital channels
  • Assess vendor and third-party risk related to fraud tools, data providers, and service partners

Fraud Loss & Performance Monitoring

  • Monitor fraud trends, loss rates, and emerging threats across the portfolio
  • Evaluate fraud loss forecasting and alignment with business and risk expectations
  • Identify and escalate emerging fraud risks, vulnerabilities, and control gaps

Regulatory & Compliance Oversight

  • Ensure adherence to applicable fraud, consumer protection, and data security regulations
  • Provide oversight of compliance with expectations related to UDAAP, FCRA (as applicable), and identity verification standards
  • Support regulatory exams, internal audits, and issue remediation related to fraud risk

Risk Reporting & Escalation

  • Develop and deliver fraud risk reporting, dashboards, and insights to various key stakeholders across the company
  • Escalate material fraud risks, control weaknesses, and emerging threats in a timely manner
  • Contribute to enterprise risk assessments and cross-risk coordination

Cross-Functional Collaboration & Innovation

  • Partner with Product, Engineering, Risk, and Operations teams to ensure fraud controls are embedded in product design and customer journeys
  • Provide oversight of new technologies, including AI/ML-based fraud detection and digital identity solutions
  • Ensure appropriate governance over FinTech innovations and third-party integrations
Qualifications:

Required Experience

  • 10+ years of experience in fraud risk management, fraud strategy, or fraud operations within financial services or FinTech
  • Direct experience managing or overseeing first or second line of defense credit risk functions required
  • Experience in 2LOD, risk oversight, audit, or control functions, or strong exposure to independent challenge frameworks
  • Deep understanding of fraud typologies, detection strategies, and fraud lifecycle management
  • Experience working with fraud models, rules engines, and analytics

Preferred Experience

  • Experience in a consumer lending and/or digital banking environment
  • Familiarity with identity verification, authentication technologies, and digital fraud prevention tools
  • Exposure to vendor risk management and third-party fraud solutions

Regulatory Knowledge

  • Working knowledge of relevant regulations and guidance, including:
    • UDAAP
    • FCRA (as applicable to fraud processes)
    • Identity verification / KYC-related expectations
  • Experience interacting with regulators, internal audit, or compliance teams preferred
Skills & Competencies:
  • Strong risk and control mindset with ability to provide independent, credible challenge
  • Analytical thinker with ability to interpret fraud trends and emerging threats
  • Strong cross-functional collaboration skills
  • Excellent communication and stakeholder management skills
  • Ability to operate in a fast-paced, technology-driven environment
  • Willingness to adapt to a fast-paced environment and adjust priorities accordingly
Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
·       Pre-tax and post-tax retirement savings plans with a competitive company matching
program
·       Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
·       Multiple health care plans to choose from, including dental and vision options
·       Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
·       Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
·       Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
 
 
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy  here