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Credit Risk Developer Jobs (NOW HIRING)

Block

Senior Credit Risk Analyst

Bodega Bay, CA

... Engineering, and more - provide support and guidance at the corporate level. They work across ... The Role We're seeking a Senior Credit Risk Analyst to join our Enterprise Risk Management team.

Marqeta

Credit Risk Senior Manager

$180K - $225K/yr

Experience working cross-functionally with product, engineering, finance, compliance, bank partners ... Director, Credit Risk Our (typical) process: * Application Submission * Recruiter video call

MQ Referrals Only

Credit Risk Senior Manager

$180K - $225K/yr

Experience working cross-functionally with product, engineering, finance, compliance, bank partners ... Director, Credit Risk Our (typical) process: * Application Submission * Recruiter video call

Alliant

Senior Credit Risk Analyst

Chicago, IL · On-site

$84K - $131K/yr

Preferred - Graduate Degree in Mathematics, Statistics, Quantitative Finance, Engineering, Computer Science or Related * Minimum - 3 Years Experience in credit risk analytics within financial ...

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What are Credit Risk Developers?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a Credit Risk Developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a Credit Risk Developer, and why are they important?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
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Credit Risk Developer jobs near you
Director, Credit Risk Management

Director, Credit Risk Management

Ent Credit Union

Colorado Springs, CO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago

Ent Credit Union rating

8.8

Company rating: 8.8 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

Job description

Company Description
Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click here.
Job Description
As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function.
This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy.
Essential Functions
  • Credit Risk Oversight and Portfolio Review:
    • Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite.
    • Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures.
    • Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration.
  • Risk Governance, Strategy, and Regulatory Awareness:
    • Contribute to the design and improvement of credit risk review strategies.
    • Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio.
  • Stakeholder Engagement and Communication:
    • Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently.
    • Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review.
    • Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary.
  • Training, Coaching, and Advisory Support:
    • Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate.
    • Mentor and train less experienced colleagues, guiding teams where appropriate.
  • Staff Management and Development:
    • Guide the daily activities of staff.
    • Support skills augmentation as appropriate to support Ent initiatives.
    • Mentoring/coaching of direct reports.
    • Establish team and individual goals and pursue opportunities for personal development.
    • Perform quarterly and annual performance assessments.
  • Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications
  • Bachelor's Degree in accounting, finance or related field.
  • Master's (MBA, Master of Finance) or relevant certification preferred.
  • 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency.
  • 3+ years' of team leadership or management experience.
  • Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products.
  • Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit.
  • Confident negotiator with excellent oral and written communication abilities.
  • Proven ability to collaborate at a senior level with internal and external stakeholders.
  • Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls.
  • Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately.
  • Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences.
  • Excellent organizational skills, capable of managing multiple deadlines.
  • Bondable.

Additional Information
The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus.
Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity.
BENEFITS:
  • Generous 401(k) match
  • 401k Discretionary Profit Sharing
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short Term and Long Term Disability
  • Health Savings Account with company contribution
  • Employee Assistance Program
  • Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
  • Paid Holidays
  • Tuition Reimbursement
  • Paid Parental Leave

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