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Credit Risk Data Science Jobs in Houston, TX (NOW HIRING)

Arva Intelligence

Data Engineer

Houston, TX · On-site +1

$95K - $130K/yr

The role plays a critical part in ensuring data quality, reproducibility, and traceability so that scientific outputs can be translated into trusted, credit-grade results with real-world impact.

Leidos

Spaceflight Data Scientist (NASA HHPC)

Houston, TX · On-site

$107K - $195K/yr

... risk-management tradeoffs for Mars sample return and human/robotic exploration. Your work will ... This is a rare opportunity to apply high-level decision science to challenges at the frontier of ...

Hp

Principal Data Privacy Architect

Spring, TX · On-site

Provide hands-on architecture guidance for high-risk data initiatives, AI programs, customer data products, and platform modernization efforts. Mentor engineers, architects, data scientists, and ...

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Showing results 41-60

All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Houston, TX

Credit Risk Data Science information

See Houston, TX salary details

$35.3K

$108.8K

$188.6K

How much do credit risk data science jobs pay per year?

As of Aug 8, 2026, the average yearly pay for credit risk data science in Houston, TX is $108,753.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,800.00 and $134,200.00 per year, depending on experience, location, and employer.

How does a credit risk data scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is credit risk data science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What skills and qualifications are needed to thrive as a credit risk data scientist?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Houston, TX? For Credit Risk Data Science jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Houston, TX look for? The top searched job categories for Credit Risk Data Science jobs in Houston, TX are:
What cities near Houston, TX are hiring for Credit Risk Data Science jobs? Cities near Houston, TX with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Houston, TX as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $108,753 per year, or $52.3 per hour.

Senior Credit Analyst

Stellantis Financial Services US

Houston, TX • On-site

Full-time

Posted 12 days ago

Job description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.
Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.
Position Summary:
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of potential customers. Makes recommendations, issues approvals and declines credit requests in accordance with Stellantis Financial Services (SFS) credit risk policies, compliance guidelines, and profitability models.
This is a hybrid position. Must have reliable transportation and live within a commutable distance to Houston, TX.
Duties & Responsibilities:
  • Review and evaluate all credit reports in commonly used formats as well as any format unique to SFS
  • Accurately apply credit policies, in accordance with FCRA, across multiple product lines for various loan types
  • Manage exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations
  • Complete final disposition on credit applications or forwards to appropriate level of authority for final approval
  • Make outbound and handle inbound calls to negotiate final terms of contracts with both our dealer customer and the Dealer Relationship Manager (DRM)
  • Assist with escalated calls from Dealers and DRMs who are unhappy about a credit decision. Re-evaluate decisions and handle professionally to maintain a positive relationship
  • Participate in targeted outbound call campaigns as time permits, in coordination with the DRMs in an effort to cultivate long-term dealer relationships
  • Work directly with the Funding department and DRMs to resolve credit and verification issues that arise in funding
  • Provide guidance, training, and mentorship to junior level associates within the department
  • Maintain confidentiality of personal information for consumers, including, but not limited to, Social Security numbers, and dates of birth
  • Other duties may be assigned

Qualifications & Competencies: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Experience:
  • Minimum 3 years' auto industry experience as a credit analyst or related automotive disciplines

Education:
  • High school diploma and or/GED

Skills Required:
  • Ability to read, analyze and interpret industry specific periodicals, technical manuals, and government regulations
  • Effective communication and interpersonal skills
  • Ability to calculate figures and amounts relative to discounts, interest, commissions, proportions, percentages, volume, installment contracts, and interpret paycheck information
  • Ability to derive conclusions and make recommendations beyond the scope of written policies or standard guidelines
  • Proficient in using Microsoft Office Suite
  • Ability to handle high call and application volumes and manage competing demands

Overtime: Required on an as needed basis
Travel: 0-10% as required on an as needed basis
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Sitting for long periods of time, standing, walking, close vision for computer work, speaking, hearing, lift and/or move up to 10 lbs. Reasonable accommodation will be reviewed upon request.
Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

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