ZipRecruiter

Log In

1

Credit Risk Data Science Jobs in Dallas, TX (NOW HIRING)

Newrez

Senior Data Scientist

Coppell, TX · On-site

... data science experience in financial services or the mortgage industry; experience in online lending is a plus. • Comprehensive knowledge of the mortgage lifecycle, including credit risk ...

GM Financial

Risk Credit Policy Analyst II

Irving, TX · On-site

Utilize data mining and advanced spreadsheet skills to quantify credit risk related to loan and lease origination activities * Summarize findings, develop recommendations and present analyses to ...

American First Finance

Data Scientist

Coppell, TX · On-site

Develop and maintain machine learning models for credit risk, fraud detection, and marketing ... Master's degree (or equivalent) in Data Science, Business Analytics, or a related technical field ...

Newrez LLC

Senior Data Scientist

Coppell, TX · On-site

... data science experience in financial services or the mortgage industry; experience in online lending is a plus. * Comprehensive knowledge of the mortgage lifecycle, including credit risk ...

Newrez

Senior Data Scientist

Coppell, TX · On-site

... data science experience in financial services or the mortgage industry; experience in online lending is a plus. * Comprehensive knowledge of the mortgage lifecycle, including credit risk ...

next page

Showing results 1-20

All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Dallas, TX

Credit Risk Data Science information

See Dallas, TX salary details

$36.6K

$112.7K

$195.4K

How much do credit risk data science jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk data science in Dallas, TX is $112,655.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,600.00 and $139,000.00 per year, depending on experience, location, and employer.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Dallas, TX? For Credit Risk Data Science jobs in Dallas, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Dallas, TX look for? The top searched job categories for Credit Risk Data Science jobs in Dallas, TX are:
What cities near Dallas, TX are hiring for Credit Risk Data Science jobs? Cities near Dallas, TX with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Dallas, TX as of July 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $112,655 per year, or $54.2 per hour.
Credit Risk and Reserves Analyst

Credit Risk and Reserves Analyst

Federal Reserve System

Dallas, TX • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 29 days ago

Job description

Company
Federal Reserve Bank of Dallas
We are dedicated to serving the public by promoting a strong financial system and a healthy economy for all. These efforts take a team of dedicated individuals doing many different jobs. Together we're creating a workplace where talented people can thrive, and we welcome your unique background and perspective to help present the best possible solutions for our partners.
Location: #LI-Onsite. If you need assistance or a reasonable accommodation, please notify your Talent Acquisition Consultant.
About the Role:
The Credit Risk and Reserves Analyst supports the Condition Monitoring, Discount Window Lending, Collateral administration, and Reserves functions in the Credit, Risk, and Reserves Management (CRRM) Department. This position will report to the Director of Condition Monitoring and Risk Management in the CRRM Department. The Credit Risk and Reserves Analyst will perform risk assessments on depository institutions, complete master account request reviews, assist with regulator outreach efforts, and provide briefings to management and the department. They may also serve on System and District projects/workgroups that support the department's functions. The Credit Risk and Reserves Analyst is expected to work under a moderate to limited level of supervision and collaborate with team members to solve problems and moderately-complex requests.
You Will:
  • Under moderate to limited guidance, perform routine to complex operational and analytical duties in assigned area of responsibility.
  • Perform financial analysis on the condition of District depository institutions, including analysis of capital, asset quality, management, earnings performance, and liquidity. Also perform financial analysis of other business entities to determine level of counter-party risk to the Reserve Bank.
  • Analyze account access and financial services requests from eligible institutions in the District. Perform evaluation of new and existing accounts relationships to determine risks to the Reserve Bank, payment system, and financial stability.
  • Complete assigned work products, including risk assessments, account reviews, analysis of depository institution self-assessed net debit caps, and other correspondence to institutions.
  • Communicate with institutions and processes moderately complex requests and questions regarding loan advances, payments, intraday credit, and account administration.
  • Perform operational tasks related to the administration of accounts and payment system risk including problem institution resolution, account openings and closings, structure changes, institutional mergers, monitoring overdraft usage, applying charges, and assisting with counseling institutions.
  • Ensure services delivered to District institutions are efficient, accurate, and timely.
  • Assist with maintaining an effective control environment and ensuring compliance with and enforcement of applicable Federal Reserve rules, guidelines, and regulations.
  • Coordinate with external governance partners during department effectiveness reviews (e.g., internal audit, financial statement audit, Board oversight).
  • Participate in and occasionally lead projects, workgroups, or committees at the department, Reserve Bank, and/or Federal Reserve System level.
  • Prepare and sometimes deliver briefings, presentations, recommendations and other communications for key internal and external stakeholders regarding matters impacting key business functions, internal applications, and policy issues.

You Have:
  • Bachelor's degree in Finance, Accounting, Economics, Business or related fields.
  • Must have at least 2-6 years of work experience focused on credit risk, collateral operations, financial analysis, payments, reserves or treasury operations, banking supervision and regulation, or related fields.
  • General to intermediate knowledge of department operations, internal control frameworks (COSO/SOX), banking laws and regulations, and Federal Reserve policies and operating circulars.
  • Experience working for a federal or state regulator as an examiner/risk specialist is a plus.
  • General to intermediate business acumen and knowledge of financial markets, and effective analytical, critical thinking, and problem-solving skills.
  • General to intermediate knowledge of current and relevant information technology, security access provisioning, productivity software (Microsoft Office), data analytics, artificial intelligence, and how to apply it for business use.
  • Effective written and verbal communication skills, with the ability to present at department and Reserve Bank level.
  • Effective project management skills, including organization, planning, and execution.
  • Effective interpersonal skills and ability to collaborate effectively with internal and external colleagues at same or higher levels of responsibility.
  • Equivalent education and or experience may be substituted for any of the above.

Our Benefits:
Our total rewards program offers benefits that are the best fit for you at every stage of your career:
  • Comprehensive healthcare options (Medical, Dental, and Vision)
  • 401K match, and a fully funded pension plan
  • Paid vacation, holidays, and volunteer hours; flexible work environment
  • Generously subsidized public transportation and free parking
  • Annual tuition reimbursement
  • Professional development programs, training and conferences
  • And more...

Notes:
This position may be filled at various levels based on candidate's qualifications as determined by the department.
Travel Expectation: Up to 15% of time; within the Eleventh District (Texas, New Mexico, Louisiana)
This position requires access to confidential supervisory information and/or FOMC information, which is limited to "Protected Individuals" as defined in the U.S. federal immigration law. Protected Individuals include, but are not limited to, U.S. citizens, U.S. nationals, and U.S. permanent residents who either are not yet eligible to apply for naturalization or who have applied for naturalization within the requisite timeframe. Candidates who are permanent residents may be eligible for the information access required for this position if they sign a declaration of intent to become a U.S. citizen and pursue a path to citizenship and meet other eligibility requirements. In addition, all candidates must undergo an enhanced background check and comply with all applicable information handling rules.
The Federal Reserve Bank of Dallas is proud to be an Equal Opportunity Employer and is committed to ensuring equal employment opportunity to all applicants.
If you need assistance or an accommodation due to a disability, please notify your Talent Acquisition Consultant.
Full Time / Part Time
Full time
Regular / Temporary
Regular
Job Exempt (Yes / No)
Yes
Job Category
Markets Family Group
Work Shift
First (United States of America)
The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences.
Always verify and apply to jobs on Federal Reserve System Careers (https://rb.wd5.myworkdayjobs.com/FRS) or through verified Federal Reserve Bank social media channels.
Privacy Notice

Apply