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Credit Risk Data Science Jobs in Kentucky (NOW HIRING)

Humana

Lead Data Scientist

Louisville, KY · On-site +1

... risk management and measurement. Join us in shaping the future of healthcare through AI excellence ... Manage the execution of data science strategies and initiatives, including the design, development ...

Humana, Inc.

Lead Data Scientist

Louisville, KY · On-site

... risk management and measurement. Join us in shaping the future of healthcare through AI excellence ... Manage the execution of data science strategies and initiatives, including the design, development ...

OneSix - External

Lead Data Scientist

Canada, KY · On-site +1

$160K - $200K/yr

Its team of skilled Data Engineers, Data Scientists, Machine Learning (ML) Experts, and AI ... risk, and keep a client confident * You have a strong suit in at least one area: predictive ...

Deloitte

Cyber Data Protection Manager

Louisville, KY · Remote

$106K - $144K/yr

If so, consider joining Deloitte & Touche LLP's growing Cyber Risk Digital Trust & Privacy practice ... Bachelor's degree in Cybersecurity, Information Security, Engineering, Computer Science ...

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Credit Risk Data Science information

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Kentucky? For Credit Risk Data Science jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Kentucky look for? The top searched job categories for Credit Risk Data Science jobs in Kentucky are:
What cities in Kentucky are hiring for Credit Risk Data Science jobs? Cities in Kentucky with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Kentucky as of July 2026, with employment types broken down into 81% Full Time, 18% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.
Lead Data Scientist

Lead Data Scientist

Humana

Louisville, KY • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago

Humana rating

7.9

Company rating: 7.9 out of 10

Based on 260 frontline employees who took The Breakroom Quiz

155th of 278 rated insurance

Job description

Become a part of our caring community
The Enterprise AI organization at Humana is a pioneering force, driving AI innovation across our Insurance and CenterWell business segments. By collaborating with world-leading experts, we are at the forefront of delivering cutting-edge AI technologies for improving care quality and experience of millions of consumers. We are actively seeking top talent to develop robust and reusable AI modules and pipelines, ensuring adherence to best practices in accountable AI for effective risk management and measurement. Join us in shaping the future of healthcare through AI excellence.
We are seeking a Lead Data Scientist to guide the strategic decisions and the development of reliable, interpretable, and steerable AI systems. Our goal is to create safe AI solutions that will revolutionize and improve healthcare experience and outcomes for our customers. Join our rapidly expanding team of dedicated data scientists, engineers, policy experts, and business leaders as we work together to build impactful and beneficial AI systems.

Key Responsibilities

  • AI Innovation & Responsible Generative AI
    Design AI solutions using Python, computer vision, and generative models like LLMs and diffusion models. Ensure responsible development aligned with Humana's ethical standards, focusing on transparency, safety, and real-world impact.

  • Agentic AI System Design
    Build autonomous AI agents using frameworks (i.e. LangChain, LangGraph, AutoGen, CrewAI) to support reasoning and decision-making in healthcare.

  • Enterprise Integration & Business Collaboration
    Embed AI into Humana's systems and workflows. Partner with business teams to understand challenges, co-create solutions, and communicate AI capabilities clearly-especially around generative AI. Design for scalability, reliability, and compliance.

  • MLOps & DevOps Collaboration
    Work with engineering and product teams to implement best practices for deploying and maintaining AI models in production.

  • Manage the execution of data science strategies and initiatives, including the design, development and implementation.

  • Guide and execute the strategic decision in collaboration with data scientists, software engineers, and stakeholders to deliver high impact AI use case solutions.

  • Lead the development and maintenance of complex machine learning models and algorithms.

  • Lead and oversee the development of advanced machine learning models, ensuring their seamless integration into our production systems.

  • Design and implement robust monitoring capabilities to maintain optimal performance and reliability.

  • Experience in creating reports, projections, models, and presentations to executives.


Use your skills to make an impact

Required Qualifications

  • Bachelor's Degree and 7+ years of experience OR Master's Degree and 5+ years of experience in research/ML engineering or an applied research scientist position preferably with a focus on developing production-ready AI solutions

  • 2+ years of experience leading development of AI/ML systems.

  • Experience with Agentic AI System Design

  • Experience collaborating with MLOps and DevOps teams

  • Proficiency in SQL, Python, and data analysis/data mining tools

  • Experience with machine learning frameworks like Scikit-Learn, Tensorflow, or Pytorch

  • Experience with high performance, large-scale ML systems

  • Experience with language modeling with transformers

  • Experience with reinforcement learning

  • Experience with large-scale ETL

Preferred Qualifications

  • Ph.D. in Computer, Science, Data Science, Machine Learning, or a related field.

Additional Information

Work Style: This position will have a hybrid work style, with 3 days per week in office and 2 days per week remote/home.

Office Location Options:

  • Louisville, KY

  • Boston, MA

  • New York, NY

  • Dallas, TX

  • Tampa, FL

  • Washington, DC (Arlington, VA)

Why Humana?

At Humana, we know your well-being is important to you, and it's important to us too. That's why we're committed to making resources available to you that will enable you to become happier, healthier, and more productive in all areas of your life.Just to name a few:

  • Work-Life Balance

  • Generous PTO package

  • Health benefits effective day 1

  • Annual Incentive Plan

  • 401K -Excellent company match

  • Well-being program

  • Paid Volunteer Time Off

If you share our passion for helping people, we likely have the right place for you at Humana.

Work at Home Guidance

To ensure Home or Hybrid Home/Office associates' ability to work effectively, the self-provided internet service of Home or Hybrid Home/Office associates must meet the following criteria:

  • At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is recommended; wireless, wired cable or DSL connection is suggested

  • Satellite, cellular and microwave connection can be used only if approved by leadership

  • Associates who live and work from Home in the state of California, Illinois, Montana, or South Dakota will be provided a bi-weekly payment for their internet expense.

  • Humana will provide Home or Hybrid Home/Office associates with telephone equipment appropriate to meet the business requirements for their position/job.

  • Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information

SSN Alert Statement

Humana values personal identity protection. Please be aware that applicants may be asked to provide their Social Security Number, if it is not already on file. When required, an email will be sent from Humana@myworkday.com with instructions on how to add the information into your official application on Humana's secure website.

Scheduled Weekly Hours

40

Pay Range

The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.


$142,300 - $195,700 per year


This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.

Description of Benefits

Humana, Inc. and its affiliated subsidiaries (collectively, "Humana") offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.
About Us
About Humana: Humana Inc. (NYSE: HUM) is a leading U.S. healthcare company. Through our Humana insurance services and our CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health - delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare and Medicaid, families, individuals, military service personnel, and communities at large. Learn more about what we offer atHumana.comand atCenterWell.com.


Equal Opportunity Employer

It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

What Humana employees say

Pay

Benefits

Hours and flexibility

Workplace

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About Humana

Sourced by ZipRecruiter

Humana Inc., headquartered in Louisville, KY., is a leading health care company that offers a wide range of insurance products and health and wellness services that incorporate an integrated approach to lifelong well-being. By leveraging the strengths of its core businesses, Humana believes it can better explore opportunities for existing and emerging adjacencies in health care that can further enhance wellness opportunities for the millions of people across the nation with whom the company has relationships.

Industry

Health care and social assistance

Company size

10,000+ Employees

Headquarters location

Louisville, KY, US

Year founded

1961

Social media

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