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Credit Risk Associate Jobs in Washington, DC (NOW HIRING)

Ferguson Enterprises, LLC

Credit Manager

Chantilly, VA · On-site

Ferguson is a community of proud associates who operate with the shared purpose of building ... Handle complex, high-risk, or exception accounts beyond standard authority * Review obtained credit ...

Procession Systems

4223 Credit Associate

Mclean, VA · On-site

4223 Credit Associate 4223 | US Citizen OVERVIEW: The Credit Associate is a key member of the ... Conduct thorough credit analysis and risk assessments for financing, including financial statement ...

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Credit Risk Associate information

See Washington, DC salary details

$56.6K

$123.8K

$207.2K

How much do credit risk associate jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk associate in Washington, DC is $123,763.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,900.00 and $160,800.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Washington, DC?

The most popular types of Credit Risk jobs in Washington, DC are:

What are popular job titles related to Credit Risk Associate jobs in Washington, DC?

For Credit Risk Associate jobs in Washington, DC, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Washington, DC look for?

The top searched job categories for Credit Risk Associate jobs in Washington, DC are:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Washington, DC as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $123,809 per year, or $59.5 per hour.

Credit Manager

Chantilly, VA • On-site

Ferguson Enterprises, LLC
Wholesale • 10K+ employees
Learn more about Ferguson Enterprises, LLCexternal

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Ferguson Waterworks rating

9.3

Company rating: 9.3 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

14th of 430 rated retail wholesalers

Job description

Job Posting:
Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes, and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities, and each other. Ferguson is proud to provide best-in-class products, service, and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.
We are currently seeking the right individual to fill an immediate need for a Credit Manager full time and on-site for our F001 Chantilly VA location. If you have familiarity and experience with credit, collections and accounts receivable coupled with an interest in contributing directly to the bottom line of a multi-billion-dollar organization, this is the position for you!
Ferguson is seeking a skilled Credit Manager to oversee credit, collections, and accounts receivable operations. This role is critical in protecting company assets while supporting sales growth and optimizing return on receivables.
The Credit Manager manages daily credit and collection activities in alignment with company policy and assigned authority, balancing risk management with customer support to drive profitable growth and minimize exposure.
This position is responsible for managing a portfolio of accounts receivable of up to $30 million/month requiring strong financial judgment and business partnership.
Responsibilities
  • Monitor customer balances and aging, act on delinquent accounts
  • Develop and execute effective collection strategies
  • Review and manage credit limits and lien rights to protect company interests
  • Resolve disputes in partnership with sales and customers
  • Manage bad debt exposure, including recovery efforts and legal escalation when necessary
  • Ensure compliance with applicable laws and regulations (e.g., UCC, FDCPA, ECOA, liens, bonds, Sarbanes-Oxley)
  • Partner with sales teams through regular branch interaction and customer visits
  • Structure credit solutions (e.g., joint check agreements) for project-based accounts
  • Handle complex, high-risk, or exception accounts beyond standard authority
  • Review obtained credit information, evaluate credit risk, and approve or decline credit accounts and credit limits, in accordance with established company policies and terms, in a timely manner.
  • Conduct or supervise credit investigations on existing and potential customers to extend or raise credit limit and monitor exposure.
  • Contact credit customers through phone, e-mail, or on-site visits regarding their balance due, contributing to prompt payments. Ensure regular follow-up with customers.
  • Build relationships with customers and sales team through routine communication and visitation. Regular discussion of A/R strategy in cooperation with Market Credit Manager.
  • Focus on improving customer payment schedules, increasing Ferguson's collection percentage, and reducing Days Sales Outstanding (DSO), past due balances, write-offs, and disputes.
  • Understand and maintain lien and bond rights, through creation and monitoring of customer job accounts.
  • Keep management informed concerning the status of customers and receivables.
  • Adhere to Company compliance and Health Safety and Environment (HSE) policies, procedures, and requirements

Qualifications
  • Bachelor's degree in finance or related field preferred
  • 2+ yrs Credit Management Experience preferred
  • Credit, Collections, or Accounts Receivable experience (construction industry preferred)
  • Self-confident, strong communication skills and inquisitive
  • Strong analytical and decision-making skills with sound business judgment (macro decision making)
  • Excellent communication and relationship-building abilities
  • Ability to manage priorities and perform effectively in a fast-paced environment
  • Ability to react swiftly to new information and handle conflict professionally
  • Leadership or team development experience preferred
  • Sales process understanding
  • Credit evaluation and portfolio management
  • Financial Statement Analysis
  • Collections strategy and execution
  • Customer and branch relationship management
  • Secondary security concepts
  • Uniform Commercial Code (UCC) and credit fundamentals (ex: financial statement analysis, secondary securities, contract/bankruptcy law, etc.).
  • Enterprise and vendor systems proficiency Microsoft office (Word, Excel, Outlook, OneNote, Teams, A.I.) preferred

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical, and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!
Pay Range:
$5,525.00 - $8,825.00
Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.
This role is Bonus or Incentive Plan eligible.
Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.
The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.
Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity.
Equal Employment Opportunity and Reasonable Accommodation Information

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