Credit Risk Associate Jobs in Fort Lauderdale, FL

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position

Our purpose - Opening up a world of opportunity - explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth, and perspectives to open up new kinds of opportunity for our more than 40 million customers. We're bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world - for our customers, our people, our investors, our communities, and the planet we all share.

Global Network Banking (GNB) sits within Corporate and Institutional Banking, providing banking coverage to the subsidiaries of Global Corporates and International Middle Market clients. This Associate role supports Relationship Managers to deepen client relationships and deliver needs-based solutions and fair outcomes. You'll combine client engagement with financial and credit analysis to shape proposals and progress opportunities from identification through to implementation.

The role operates in a cross-border environment where coordination across product partners and markets matters. You'll also help monitor risk including Global Standards and Anti-Money Laundering and Sanctions alerts. Success means stronger client engagement, well-managed credit and risk outcomes and a portfolio delivering returns commensurate with risk.

As our Associate, Global Network Banking you will: Support Relationship Managers to optimize the value of client relationships and improve client engagement through needs-based solutions Attend client meetings, build day-to-day relationships and act as the first point of contact for credit-related enquiries Prepare analysis, proposals and presentations for prospective customers Coordinate client planning, pipeline management and timely updates to data and call reports Undertake financial, credit and profitability analysis and prepare accounts remarks Collaborate with product teams to progress opportunities from identification to implementation and manage risk escalation as needed Monitor risk matters including Global Standards and Anti-Money Laundering and Sanctions alerts and escalate issues appropriately Maintain internal control standards through fraud protection, credit monitoring and approval of team Know Your Customer (KYC) requests Youll likely have the following qualifications to succeed in this role: Bring substantial experience in corporate banking, ideally in environments with international banking needs Demonstrate experience enabling strong client outcomes by matching customer needs to a broad range of products and services Show strong knowledge of corporate banking products and solutions including navigating cross-border banking requirements Apply sound financial, credit and profitability analysis skills including preparing clear account commentary Use established credit assessment capability and portfolio-based credit monitoring experience Apply strong customer due diligence and KYC knowledge including high-risk KYC cases Partner effectively across teams and cultures to coordinate with Relationship Managers and product partners Work with high attention to detail while prioritizing accurately in a fast-paced environment FINRA SIE, S79, S63 licenses are required. A contingency period to obtain licenses can be provided at the discretion of the manager As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment.

You will be empowered to drive HSBC's engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You'll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference.

We succeed together. We take responsibility. We get it done.

And we want you to help us build the bank of the future. Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.