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Credit Risk Associate Jobs in Edison, NJ (NOW HIRING)

Octane

Manager, Credit Risk Strategy

New York, NY

$110K - $150K/yr

We are seeking a highly analytical Credit Risk Strategy Manager to support our team. As a vital ... performed by associates assigned to this classification. They are not to be construed as an ...

Octane

Manager, Credit Risk Strategy

New York, NY · On-site

$110K - $150K/yr

We are seeking a highly analytical Credit Risk Strategy Manager to support our team. As a vital ... performed by associates assigned to this classification. They are not to be construed as an ...

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Showing results 21-40

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Edison, NJ

Credit Risk Associate information

See Edison, NJ salary details

$51.8K

$113.2K

$189.5K

How much do credit risk associate jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk associate in Edison, NJ is $113,168.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,600.00 and $147,000.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are popular job titles related to Credit Risk Associate jobs in Edison, NJ?

For Credit Risk Associate jobs in Edison, NJ, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Edison, NJ look for?

The top searched job categories for Credit Risk Associate jobs in Edison, NJ are:

What cities near Edison, NJ are hiring for Credit Risk Associate jobs?

Cities near Edison, NJ with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Edison, NJ as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $113,168 per year, or $54.4 per hour.

Associate Director - U.S. Credit Risk Review

Royal Bank of Canada

Jersey City, NJ • On-site

$120K - $200K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Job Description
What is the Opportunity?
We have an exciting opportunity to join the Credit Risk Review (CRR) team at RBC, where you will play a critical role in providing independent and objective evaluations of credit risk management practices. Your work will help ensure the effectiveness and adequacy of internal controls, credit risk ratings and corporate governance processes - focusing on Wholesale and Wealth Management portfolios in the United States. Key stakeholders include 1st and 2nd line of defense bankers, senior leadership, regulators, and auditors.
The successful candidate will lead and participate in Target Reviews, Continuous Monitoring Reviews, Risk Assessments, and other ad hoc credit projects.
What Will You Do?
Credit Risk Review Practice
  • Lead and participate in the execution of CRR reviews of the Wholesale and Wealth Management portfolios. Evaluating risk rating accuracy, underwriting and portfolio management practices, emerging risks, compliance with regulatory guidance, and compliance with RBC policies and procedures.
  • Provide coaching, mentorship, and performance feedback to more junior team members
  • Execute the risk-based annual plan in collaboration with CRR leadership and key stakeholders ensuring adequate, risk-based coverage of the loan portfolio
  • Review borrower and portfolio-level credit risk, identify appropriate remediation actions, and communicate findings clearly and effectively. Conduct risk assessments of assigned industries/portfolios.
  • Evaluate and recommend improvements to risk frameworks, governance, and internal processes
  • Interface with internal and external stakeholders to ensure proper identification, documentation and resolution of all risks impacting the loan portfolio
  • Identify opportunities to leverage data and analytics to enhance CRR processes
  • Collaborates with credit risk stakeholders across all three lines of defense

What do you need to succeed?
Requirements
  • 7+ years of experience in wholesale credit in an underwriting, adjudication, credit risk review, audit, consulting, and/or regulatory capacity
  • Strong knowledge of capital markets, lending products, and regulatory guidance
  • Strong negotiation, oral and written communication skills
  • Ability to handle a diverse workload, accept accountability, assume leadership and demonstrate initiative

Nice to Have
  • Graduate degree (e.g. Master of Business Administration, Master of Science in Finance, Master of Science in Economics etc.)
  • Regulatory background in a supervision and regulation role

What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
* A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
* Leaders who support your development through coaching and managing opportunities
* Work in a dynamic, collaborative, progressive, and high-performing team
* Opportunities to do challenging work
* Flexible work/life balance options
The good-faith expected salary range for the above position is $120,000 - $200,000 depending on factors including but not limited to the candidate's experience, skills, registration status, market conditions, and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan.
Job Skills
Artificial Intelligence (AI), Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Long Term Planning, Operational Delivery, Quantitative Methods, Risk Management
Additional Job Details
Address:
GOLDMAN SACHS TOWER, 30 HUDSON STREET:JERSEY CITY
City:
Jersey City
Country:
United States of America
Work hours/week:
40
Employment Type:
Full time
Platform:
INTERNAL AUDIT
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2026-09-03
Application Deadline:
2026-10-02
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

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