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Credit Risk Associate Jobs in Detroit, MI (NOW HIRING)

JCPenney

Asset Protection Associate - Oakland Mall

Troy, MI · On-site

$15.50 - $20.50/hr

Reports suspected fraud (i.e., credit/check and refund fraud) and infractions of company policy to ... Coaches associates on keeping work areas and sales floor free of hazards to reduce risk of ...

CIBC US

Portfolio Manager

Birmingham, MI · Hybrid

$120K - $135K/yr

... associates. This position will provide approval within established guidelines for daily credit ... Credit Underwriting & Risk Management - Prepare CAMP reports, quarterly trend cards, FAS 114 memos ...

CIBC

Portfolio Manager

Birmingham, MI · Hybrid

$120K - $135K/yr

... associates. This position will provide approval within established guidelines for daily credit ... Credit Underwriting & Risk Management - Prepare CAMP reports, quarterly trend cards, FAS 114 memos ...

CIBC

Portfolio Manager

Birmingham, MI · On-site

$120K - $135K/yr

... associates. This position will provide approval within established guidelines for daily credit ... Credit Underwriting & Risk Management - Prepare CAMP reports, quarterly trend cards, FAS 114 memos ...

KnitWell Group

sales associate

Clinton Township, MI · On-site

$13.75 - $18.75/hr

Create everlasting connection with client by offering credit rewards programs and Lane Personal ... Contributes to an environment that promotes taking risk and out-of-the-box thinking. Qualifications

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Detroit, MI

Credit Risk Associate information

See Detroit, MI salary details

$45.7K

$100K

$167.4K

How much do credit risk associate jobs pay per year?

As of Jul 13, 2026, the average yearly pay for credit risk associate in Detroit, MI is $99,973.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,600.00 and $129,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Detroit, MI? The most popular types of Credit Risk jobs in Detroit, MI are:
What are popular job titles related to Credit Risk Associate jobs in Detroit, MI? For Credit Risk Associate jobs in Detroit, MI, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Detroit, MI look for? The top searched job categories for Credit Risk Associate jobs in Detroit, MI are:
What cities near Detroit, MI are hiring for Credit Risk Associate jobs? Cities near Detroit, MI with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Detroit, MI as of July 2026, with employment types broken down into 1% As Needed, 67% Full Time, 30% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $99,973 per year, or $48.1 per hour.
Asset Protection Associate - Westland Shopg Cntr

Asset Protection Associate - Westland Shopg Cntr

JCPenney

Westland, MI • On-site

$15.25 - $20.25/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

New

Job description

Shrink Observer

Observes activities to detect theft, fraud, or suspicious activity; collects investigative evidence utilizing CCTV and observations from the sales floor. Follows AP Directives and Company policy when making apprehensions. Executes required Company investigation routines to identify and resolve theft, and properly documents all stages. Conducts external interviews in accordance with local laws and Company policy with customers and contractors suspected of theft. Reports suspected fraud (i.e., credit / check and refund fraud) and infractions of company policy to AP and/or Store leadership. Creates and manages records using approved Company methods for reporting apprehension, witness statements, retention of evidence, and disposition of recovered merchandise. Based on direction from Asset Protection leadership, will collect evidence and/or monitor associate activity as needed regarding internal investigations and/or serve as an interview witness. Proactively identifies potential acts of theft and fraud by observing associate/customer activity, exception reports and referrals. Investigates suspicious behavior (collects intelligence, documents behavior, etc.). Attends court hearings as required and updates appropriate files with related outcomes; maintains professional relationship with local law enforcement. Travels to stores as necessary. Analyzes intelligence on individuals and booster groups involved in theft. Supports a safety culture through impressions of control, coaching, and recognition. Provides support by aiding store leadership in morning meetings to communicate current shrinkage and safety topics to associates. Provides support by walking the store to identify potential hazards that could result in customer or associate injury; takes initiative to correct minor hazards on floor while reporting larger concerns or consistent issues to leadership. Provides emergency or critical incident response. Assists with incident investigations and completes associated reports. May assist with Asset Protection audits. Coaches associates on keeping work areas and sales floor free of hazards to reduce risk of accidents. Supports stores in cases of critical incidents, business disruptions, natural disasters, etc. Consistently meets established performance standards for the role, including but not limited to service, productivity, and attendance.

AP Associates designated as a part of our AP Shared Services staffing model will require reliable transportation; ability to travel to designated stores, as assigned. 1+ years retail work experience/Asset Protection/Security or equivalent leadership experience/education preferred. High School diploma or equivalent work experience, AA/BA/BS in Criminal Justice or Business Management preferred. Must be age 18+. If eligible, we offer a competitive benefits package including medical/dental/vision, term life insurance, paid vacation/holidays*, and 401(k) with Company match. All associates are eligible for an associate discount on JCPenney merchandise. For paid holidays, associates who are eligible for paid vacation (MTO) are also eligible for eight paid holidays during the calendar year. All store hourly associates scheduled to work on a designated holiday will receive additional compensation. *For paid vacation days, as well as eligibility requirements for other benefits, please visit www.catalystbrandsbenefits.com

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