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Credit Risk Associate Jobs in Commerce, MI (NOW HIRING)

York Risk Services

Field Investigator

Troy, MI

$44.10K - $54K/yr

Fraud Claim Law Specialist (FCLS), Legal Principles Program (LPCS), Fraud Claim Law Associate (FCLA ... Credit security clearance, current and valid driver's license, confirmed via a background credit ...

New

dfb

Jr Auditor

Dearborn, MI

This position is designed to build foundational internal audit, professional, and risk management ... Facilitate annual site visits by credit union regulators, CPA audit firms and external auditors

dfb

Jr Auditor

Dearborn, MI

This position is designed to build foundational internal audit, professional, and risk management ... Facilitate annual site visits by credit union regulators, CPA audit firms and external auditors

DFCU Financial

Jr Auditor

Dearborn, MI · On-site

This position is designed to build foundational internal audit, professional, and risk management ... What You'll Need: * Associate's degree or higher, preferably in accounting or finance, or ...

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Credit Risk Associate information

See Commerce, MI salary details

$44.9K

$98.1K

$164.3K

How much do credit risk associate jobs pay per year?

As of May 31, 2026, the average yearly pay for credit risk associate in Commerce, MI is $98,120.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,300.00 and $127,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Commerce, MI? The most popular types of Credit Risk jobs in Commerce, MI are:
What are popular job titles related to Credit Risk Associate jobs in Commerce, MI? For Credit Risk Associate jobs in Commerce, MI, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Commerce, MI look for? The top searched job categories for Credit Risk Associate jobs in Commerce, MI are:
What cities near Commerce, MI are hiring for Credit Risk Associate jobs? Cities near Commerce, MI with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Commerce, MI as of May 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $98,120 per year, or $47.2 per hour.
Contact Center Representative

Contact Center Representative

University of Michigan Credit Union

Ann Arbor, MI • Remote

$17.25 - $22.50/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 26 days ago

University Of Michigan Credit Union rating

9.1

Company rating: 9.1 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

Are you looking for an exciting new opportunity? Here at UMCU we are passionate about our team members’ growth, success and contribution to our amazing company culture. Consider joining the University of Michigan Credit Union (UMCU) a pillar of the local community for 70 years.
The Contact Center Representative is responsible for building member relationships by providing exceptional service, exceeding expectations and anticipating needs. Interacts with members and provides information related to all UMCU products and services through a variety of remote delivery channels i.e. video conferencing, online banking, chat, email, etc. Proactively resolves concerns and listens to member concerns in a helpful and patient manner. Effectively evaluates any risk to the member or UMCU when providing services. Provides technical support to members utilizing remote service delivery channels.
What's in it for you?
  • UMCU was recently named one of Michigan's top workplaces by the Detroit Free Presses Top Workplace Awards Program as well as the Best and Brightest Top Workplace
  • Generous medical, dental, vision, 401k, tuition reimbursement and student loan debt repayment, parental leave and plenty of additional amazing benefits!
  • Paid time off including personal time, sick, vacation and even give back time to volunteer in the community!
  • Be part of a fast growing organization that gives back to the community it serves.
What you'll be doing in this role:
  • Places a high priority on serving the member and provides efficient and enthusiastic service during each member interaction
  • Evaluates member’s needs and articulates the features and benefits of products and services and provide the member with available options
  • Assists members with information and transactions regarding their account and performs all member service requests, such as transactions, card requests, ACH and Visa disputes and troubleshooting issues with products and services
  • Uses technology to provide technical support and troubleshoot situations involving electronic services such as online banking, mobile app and third party related solutions
  • Understands how to use remote access and is able to access a members’ computer and provide assistance or diagnose a problem
  • Provides guidance, support and assistance to team members that need assistance dealing with unique member service situations
  • Strong probing, communication, analytical, problem-solving, and decision making skills to effectively uncover and resolve complex member issues
  • Demonstrates an understanding of teamwork in actions and support activities
  • Documents member communications in the system
  • Communicates with other departments to enhance member service
  • Demonstrates an understanding of balancing risk in providing member service
  • Helps to resolve and prevent fraudulent activity and account take over
  • Demonstrates responsibility for security of member information
  • Contributes to improvement of credit union processes and procedures
  • Assists with training of team members
  • Assists other branch locations and departments as needed
  • Maintains knowledge of laws and regulations affecting financial institutions policies and procedures
  • Volunteers in various activities sponsored by UMCU within the University of Michigan and Ann Arbor communities
  • Maintains knowledge of and follows all credit union policies and procedures regarding BSA, OFAC, U.S. Patriot Act, Anti-Money Laundering, S.A.F.E Act, CFPB regulations and Customer Identification Program
  • Other duties as assigned
What you'll need in this role:
  • Associate's degree or equivalent; or 2 or more years of experience in customer service , or equivalent, is preferred
  • Strong verbal and written communication skills
  • Proficient in Microsoft Office – Word, Excel, PowerPoint and Outlook
  • Strong technical skills
  • Must be a team player and possess a high energy “can do” attitude
PHYSICAL DEMANDS/WORK ENVIRONMENT
  • The environment is typical of an office atmosphere. The noise level in the environment is usually moderate
  • It is the team member’s responsibility to ensure they have a suitable, designated work area available if working remotely
  • While performing the duties of this job, the team member is frequently required to sit; use hands to finger, handle, or feel; and talk or hear. The team member is required to stand, walk, and reach with hands and arms. The team member must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision

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