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Credit Risk Associate Jobs in Commerce, MI (NOW HIRING)

JCPenney

Asset Protection Associate - Oakland Mall

Troy, MI

$15.50 - $20.50/hr

Reports suspected fraud (i.e., credit/check and refund fraud) and infractions of company policy to ... Coaches associates on keeping work areas and sales floor free of hazards to reduce risk of ...

KnitWell Group

sales associate

Clinton Township, MI · On-site

$13.75 - $18.75/hr

Create everlasting connection with client by offering credit rewards programs and Lane Personal ... Contributes to an environment that promotes taking risk and out-of-the-box thinking. Qualifications

dfb

Loan Documentation Specialist

Dearborn, MI

Apply credit policy and procedures to transactions to mitigate risk. * Maintain knowledge of ... Associate degree or equivalent work experience. Bachelor's degree preferred. * 5 + years ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Commerce, MI

Credit Risk Associate information

See Commerce, MI salary details

$44.9K

$98.1K

$164.3K

How much do credit risk associate jobs pay per year?

As of Jun 20, 2026, the average yearly pay for credit risk associate in Commerce, MI is $98,120.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,300.00 and $127,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Commerce, MI? The most popular types of Credit Risk jobs in Commerce, MI are:
What are popular job titles related to Credit Risk Associate jobs in Commerce, MI? For Credit Risk Associate jobs in Commerce, MI, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Commerce, MI look for? The top searched job categories for Credit Risk Associate jobs in Commerce, MI are:
What cities near Commerce, MI are hiring for Credit Risk Associate jobs? Cities near Commerce, MI with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Commerce, MI as of June 2026, with employment types broken down into 2% As Needed, 79% Full Time, 17% Part Time, and 2% Temporary. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $98,120 per year, or $47.2 per hour.
AmeriCredit Dealer Relationship Manager - (Mid MI/Western MI/Northern MI)

AmeriCredit Dealer Relationship Manager - (Mid MI/Western MI/Northern MI)

GM Financial

Detroit, MI • On-site

Full-time

Retirement

Posted 4 days ago

GM Financial rating

7.7

Company rating: 7.7 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

73rd of 142 rated vehicle equipment hire

Job description

Job Description
Why AmeriCredit?
We've spent the past 30+ years creating a culture that's second to none in the auto finance industry. Other employers only talk about their culture, we actually live it every day. It's the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly-owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but it's our culture that keeps them coming back. Our culture is what's driven AmeriCredit's success and what's allowed us to build strong, last relationships with our dealers and consumer customers that we serve. But mostly, our culture is what allows us to prioritize employee development, to create a diverse, equitable and inclusive environment and to enrich their professional experience where they can discover, thrive and belong. If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer.
This position is not open to agency submissions.
Responsibilities
About the role:
Are you relentlessly driven? Do you possess a fearlessness that knows few boundaries but leads to successful results in a complex B2B sales environment? Does your competitiveness push you to constantly reinvent yourself, to be a chameleon that allows you to connect with anyone? If so, this just might be your dream job.
As an AmeriCredit Field Dealer Relationship Manager, you are responsible for service and support of all Non GM franchise dealers and associate GM Financial products. You will provide quality customer service by satisfying the business needs of the dealers, manufacturer partners, and GM Financial. Your overall responsibility will be to develop dealer relationships that generate contracts and ancillary policies according to GM Financial's established credit risk and profitability models.
In this role you will:
  • Support and market all AmeriCredit Financial products by managing assigned dealer relationships to achieve quality and volume objectives and equip our dealers with the knowledge needed to maximize their use of our programs
  • Strive to outperform expectations with a positive attitude by maintaining effective and impactful communication with dealers and appropriate internal partners
  • Be home based with the expectation to travel between assigned dealerships 90+% of the time to conduct ongoing sales visits, training and presentations as needed
  • Analyze dealer-specific data using reporting tools (SalesForce, Microsoft Office incl. Power BI) and take appropriate action using a sales process to educate, solve problems and overcome objections

Qualifications
What makes you an ideal candidate?
  • Effective time-management skills that allow you to plan, prepare, prioritize and execute the above activities but maintain a proper work-life balance
  • A strong work ethic that has resulted in successful B2B sales experience, engaging in continuous learning opportunities and preferred (but not required) working knowledge of dealership operations and indirect auto finance industry
  • Knowledge of consumer lending policies and procedures
  • Knowledge of marketing and operational trends and tactics
  • Working knowledge of Salesforce.com
  • Ability to positively motivate, lead, coach and develop others
  • Ability to prioritize and handle multiple tasks and responsibilities simultaneously
  • Excellent sales and marketing skills
  • Good analytical and problem solving skills
  • Must be self-motivated and able to work independently Experience

Experience
  • High School Diploma or equivalent required
  • Bachelor's Degree preferred
  • 0-2 years successful sales, prior credit underwriting, prior ancillary preferred

Candidates should demonstrate:
  • Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
  • Understanding of responsible AI use, including ethics and data protection

What we offer: 401K, Parental leave, Pet insurance, Training, GM employee auto discount, and role certifications. General benefits on day one and total rewards package.
Compensation: Competitive salary and annual incentive; this role is eligible for company vehicle and phone/internet allowance.
Work Life Balance: This is a field-based role, independent scheduling but face-to-face role meeting with multiple dealerships daily.
Our Culture: Our team members define and shape our culture; an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work; we thrive.
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