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Credit Risk Analytics Jobs (NOW HIRING)

Credit Risk Analyst

Plano, TX ยท On-site

$37 - $51/hr

This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance. * The ideal candidate will ...

This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance. * The ideal candidate will ...

Reports to the Director of Credit Risk & Data Analytics. Work is performed with a high degree of independence. Schedule: Monday - Friday, 8am -4 or 9am -5pm. This position will be a hybrid model both ...

Reports to the Director of Credit Risk & Data Analytics. Work is performed with a high degree of independence. Schedule: Monday - Friday, 8am -4 or 9am -5pm. This position will be a hybrid model both ...

Senior Credit Risk Analyst

Chicago, IL ยท On-site

$84K - $131K/yr

Work cross-functionally with other teams such as Advanced Analytics, Lending, Loan Servicing ... Review and monitor credit risk for credit cards, and recommend/implement line management, pricing ...

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Credit Risk Analytics information

See salary details

$35K

$131.9K

$175.5K

How much do credit risk analytics jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit risk analytics in the United States is $131,886.00, according to ZipRecruiter salary data. Most workers in this role earn between $111,500.00 and $160,000.00 per year, depending on experience, location, and employer.

What is the difference between Credit Risk Analytics vs Credit Risk Management?

AspectCredit Risk AnalyticsCredit Risk Management
Primary FocusAnalyzing data to assess credit risk and develop modelsOverseeing and implementing strategies to manage credit risk
Skills & CertificationsData analysis, statistical modeling, certifications like CFA or FRMRisk policies, decision-making, leadership skills
Work EnvironmentQuantitative teams, data-driven departmentsCredit departments, risk committees
Industry UsageUsed across banks, financial institutions, credit agenciesUsed in risk departments for strategy and policy

While Credit Risk Analytics focuses on data analysis and model development to quantify credit risk, Credit Risk Management involves overseeing these risks through policies and strategic decisions. Both roles are essential and often collaborate within financial institutions.

What are some common challenges faced in a Credit Risk Analytics role, and how can they be addressed?

Professionals in Credit Risk Analytics often encounter challenges such as managing large volumes of complex data, staying current with regulatory changes, and ensuring the accuracy of risk models. To address these, it is important to develop strong technical skills in data analysis tools, collaborate closely with compliance teams, and regularly validate and update risk models. Additionally, effective communication with stakeholders helps ensure that analytical insights are clearly understood and actionable within the organization.

What are the key skills and qualifications needed to thrive as a Credit Risk Analytics professional, and why are they important?

A Credit Risk Analytics professional needs strong quantitative analysis skills, a solid understanding of financial principles, and typically a degree in finance, mathematics, economics, or a related field. Proficiency in statistical software (such as SAS, R, or Python), risk modeling tools, and knowledge of regulatory frameworks like Basel III are crucial. Excellent problem-solving abilities, attention to detail, and effective communication skills help them interpret data and explain findings to stakeholders. These skills ensure accurate risk assessment, regulatory compliance, and informed lending decisions that protect an organization's financial health.

What is Credit Risk Analytics?

Credit Risk Analytics is the process of using data analysis, statistical models, and machine learning techniques to assess and predict the likelihood that a borrower or counterparty will default on their financial obligations. Professionals in this field analyze credit data, financial statements, and market trends to help financial institutions make informed lending decisions and manage their risk exposure. Effective credit risk analytics helps institutions minimize losses, set appropriate loan terms, and comply with regulatory requirements.
More about Credit Risk Analytics jobs
What are the most commonly searched types of Credit Risk Analytics jobs? The most popular types of Credit Risk Analytics jobs are:
What states have the most Credit Risk Analytics jobs? States with the most job openings for Credit Risk Analytics jobs include:
Infographic showing various Credit Risk Analytics job openings in the United States as of May 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 79% Physical, 6% Hybrid, and 15% Remote job distribution, with an average salary of $131,886 per year, or $63.4 per hour.

Analyst, Counterparty Credit Risk Analytics

Sumitomo Mitsui Financial Group, Inc.

Manhattan, NY โ€ข Hybrid

$73K - $86K/yr

Other

Posted 13 days ago


Job description

ย SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $73,000.00ย and $86,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

We are seeking a highly motivated and detail-oriented Analyst to join the Counterparty Credit Risk (CCR) Analytics team. This role will support the development, implementation, and ongoing monitoring of CCR models and analytics frameworks, with a focus on exposure monitoring, BAU support, and ad-hoc analysis. This role offers strong exposure to the CCR analytics framework, derivatives and SFT valuation methodologies, and enterprise risk management practices.

Role Objectives
  • Analyze and monitor counterparty credit exposures across derivatives and SFT portfolios, including PFE, EPE, and related risk sensitivities, and investigate large day-over-day and month-over-month movements.
  • Perform model ongoing monitoring activities (e.g. back-testing), and investigation of breaches for any remediation action.
  • Assist in the development and enhancement of CCR models.
  • Investigate and resolve data quality issues impacting CCR analytics.
  • Participate in user acceptance testing (UAT), and partner with IT and data teams for new business and system enhancements.
  • Collaborate with risk officers, risk reporting and other stakeholders to improve CCR framework.
Qualifications and Skills
  • Bachelor's or Master's degree in Financial Engineering, Mathematics, Computer Science, Statistics, or a related quantitative field.
  • 0-3 years of experience in market risk, counterparty credit risk, or pricing model development.
  • Knowledge of derivatives products (e.g., interest rate swaps, FX derivatives, options), SFT products, and related valuation fundamentals.
  • Understanding of CCR concepts such as PFE, EPE, collateral, and exposure modeling.
  • Strong analytical, problem-solving and communication skills with attention to detail.
  • Proficiency in statistical programming languages (e.g. Python, SQL), and data visualization tools (e.g. Power BI) etc.
  • Ability to manage multiple priorities and work effectively in a fast-paced and collaborative environment.

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.