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Credit Risk Analytics Manager Jobs in Hayward, CA

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

This role focuses on corporate trade credit and ongoing customer credit risk management. It does ... The Sr. Credit Analyst job responsibilities will include, but not limited to: • Manage the ...

Credit Manager

San Jose, CA · On-site

$120K - $142K/yr

... credit risk analysis, credit practices and procedures • 3+ years' experience building and ... managing high performance credit and collections teams • Excellent analytical and organizational ...

Credit Manager

San Jose, CA · On-site

$120K - $142K/yr

... credit risk analysis, credit practices and procedures • 3+ years' experience building and ... managing high performance credit and collections teams • Excellent analytical and organizational ...

Credit Manager

San Jose, CA · On-site

$120K - $142K/yr

A) required * 12+ years in high-tech corporate credit with understanding of financial statements, credit risk analysis, credit practices and procedures * 3+ years' experience building and managing ...

Credit Controller

Walnut Creek, CA

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

... risk management with commercial objectives. * Evaluate customer and counterparty creditworthiness through financial statement analysis, credit assessments, and ongoing portfolio monitoring ...

Credit Controller

Walnut Creek, CA · On-site

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

... risk management with commercial objectives. * Evaluate customer and counterparty creditworthiness through financial statement analysis, credit assessments, and ongoing portfolio monitoring ...

Credit Policy Manager

San Francisco, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers. Mission | We deliver data-driven information solutions to protect our ...

Proficient in managing portfolio monitoring activities and identifying emerging risks within commercial banking. Highest-signal resume keywords * Financial Analysis * Credit Risk Assessment

New

Credit Controller

Walnut Creek, CA · On-site

$160 - $200/hr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

... risk management with commercial objectives. Evaluate customer and counterparty creditworthiness through financial statement analysis, credit assessments, and ongoing portfolio monitoring ...

New

Showing results 21-40

Credit Risk Analytics Manager information

See Hayward, CA salary details

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How much do credit risk analytics manager jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for credit risk analytics manager in Hayward, CA is $54.25, according to ZipRecruiter salary data. Most workers in this role earn between $13.65 and $71.25 per hour, depending on experience, location, and employer.

What does a credit risk analytics manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.

What are the key skills and qualifications needed to thrive as a credit risk analytics manager?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

How does a credit risk analytics manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

What are popular job titles related to Credit Risk Analytics Manager jobs in Hayward, CA?

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What cities near Hayward, CA are hiring for Credit Risk Analytics Manager jobs?

Cities near Hayward, CA with the most Credit Risk Analytics Manager job openings:

Credit Risk Strategy Manager / Senior Manager

Cardless, Inc

San Francisco, CA • On-site

$150K - $210K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 18 days ago


Job description

At Cardless, we're building a credit card and loyalty platform that consumer businesses use to engage their customers. We've launched 14 credit cards, including for Coinbase, Alibaba, and Qatar Airways. We help businesses bring imaginative card programs to life, and have pioneered technology to embed credit card features natively into their products.
We value curiosity, humility, and intensity - we move fast and take ownership. This is a place where a motivated, resourceful individual can have an enormous impact on our trajectory. We're headquartered in San Francisco, and have raised about $90M in equity funding from top venture capital firms and angels.
The Job
We're looking for a Credit Risk Strategy Manager or Senior Manager to own the credit strategy for managing risk across our existing cardholder portfolio. This is a highly analytical, strategy-forward role focused on building the decisioning framework that determines how we extend additional credit, manage exposure, and optimize portfolio performance as well as ensuring the tools, data, and processes behind those decisions are best-in-class.
Reporting to our Head of Credit, you'll work at the intersection of data, tooling, and operations to optimize customer-level credit decisions as Cardless scales. You'll own the strategy for actions such as credit line increases and decreases, balance transfer offers, and other portfolio management levers, while building the measurement infrastructure needed to continuously improve performance for a rapidly growing portfolio.
What You'll Own
Portfolio Strategy & Signal Development
  • Define the logic and thresholds for credit line increases, decreases, and exposure management - balancing portfolio growth, credit risk, and customer experience
  • Develop the strategy and implementation for new programs such as balance transfers and ongoing spend campaigns
  • Build structured feedback loops between portfolio performance and policy triggers to drive continuous refinement
  • Develop processes for loss forecasting, leading edge delinquencies, and other methods to understand future portfolio performance
  • Build and maintain automated dashboards to track key performance indicators (KPIs) around portfolio performance
  • Design and execute A/B tests to evaluate new strategies, balancing product performance with customer and partner satisfaction

Cross-Functional Partnership
  • Partner with Data Science to define feature requirements, evaluate model performance, and translate model outputs into operational policy
  • Partner with engineering to build and implement new strategies such as proactive credit line increase execution and reactive credit line increase APIs
  • Work with Compliance and Legal to ensure portfolio management policies comply with ECOA, FCRA, Fair Lending, and other applicable regulations
  • Work together with brand partners to balance company and partner goals and share out performance and results
  • Work with bank partners to document, present and get approval for new policies/models

What We're Looking For
  • 5-10 years of experience in credit risk strategy, portfolio management, or underwriting at a financial institution, fintech, or payments company.
  • Deep expertise in consumer credit portfolio management - experience with credit line management, utilization dynamics, and loss forecasting is a plus
  • Experience leveraging behavioral and bureau data to develop/optimize strategies
  • Strong SQL skills and experience using analytics to build and evaluate credit strategies, track portfolio performance, and identify emerging risk patterns.
  • Familiarity working with credit risk models (including regression and tree-based machine learning) and decision engines in a production environment.
  • Excellent communication skills - you can translate complex credit tradeoffs into clear recommendations for executives, partners, and compliance teams
  • Proactive, bias-to-action mindset: you ask the right questions, align stakeholders, and drive decisions forward.

Compensation
This role has an annual starting salary range of $150,000 - $210,000 + equity + benefits (see below). Actual compensation is influenced by a wide array of factors, including but not limited to skills, experience, and specific work location.
Benefits
We're headquartered in San Francisco, CA, with a beautiful office in the Mission District. We're proud to offer our team excellent benefits:
Meaningful Start-up equity
100% health, vision & dental primary coverage
+ 75% health, vision & dental dependent coverage
Catered lunches
$250/month Commuter benefit
Parental leave
Team building events & happy hours
Flexible PTO with a minimum of 15 days off per year
Apple equipment
401k plan
Location
We're headquartered in San Francisco, CA, with a beautiful office in the Financial District. We welcome employees who want to work from this office; we offer additional benefits to those who do, and relocation assistance to those who'd like to.
We regularly bring our team together for offsites & trips, about every 2 months, both for fun and for work. We cover all travel & lodging in these cases.