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Credit Risk Analyst Jobs in Pleasanton, CA (NOW HIRING)

Saige Partners

Credit & Support Analyst

San Jose, CA · On-site

$28 - $31/hr

The Credit and Support Analyst supports the full credit-to-cash cycle - credit risk evaluation, accounts receivable, collections, and order/shipment support The ideal candidate has hands-on ...

Xoriant Corporation

Credit Analyst

San Jose, CA · On-site

Credit Analyst Location: San Jose, CA (Onsite) Description The Ideal candidate will have experience with Accounts Receivable, credit risk management, review AR aging, and must be comfortable ...

Super Micro Computer

Credit Manager

San Jose, CA · On-site

$120K - $142K/yr

A) required • 12+ years in high-tech corporate credit with understanding of financial statements, credit risk analysis, credit practices and procedures • 3+ years' experience building and ...

Supermicro

Credit Manager

San Jose, CA · On-site

$120K - $142K/yr

S/B.A) required * 12+ years in high-tech corporate credit with understanding of financial statements, credit risk analysis, credit practices and procedures * 3+ years' experience building and ...

Super Micro Computer

Credit Manager

San Jose, CA · On-site

$120K - $142K/yr

A) required • 12+ years in high-tech corporate credit with understanding of financial statements, credit risk analysis, credit practices and procedures • 3+ years' experience building and ...

Supermicro

Credit Manager

San Jose, CA · On-site

$120K - $142K/yr

S/B.A) required * 12+ years in high-tech corporate credit with understanding of financial statements, credit risk analysis, credit practices and procedures * 3+ years' experience building and ...

Intuit

Staff Fraud Risk Analyst - Fintech

Mountain View, CA · On-site

$176K - $238K/yr

Intuit's Business Credit Card, a Quickbooks Capital product, is one of the company's most exciting ... As a key analyst of the Fraud Risk Management team for Intuit's Business Credit Card, you will be ...

Robert Half

Sr. Credit Analyst

Santa Clara, CA · On-site

$38 - $44/hr

... risk, strengthen cash flow processes, and collaborate across departments in a fast-moving business ... At least 3 years of experience in credit analysis, accounts receivable, collections, or financial ...

Saige Partners

Credit Analyst

San Jose, CA · On-site

$28 - $31/hr

The Ideal candidate will have experience with Accounts Receivable, credit risk management, review AR aging, and must be comfortable following up on past due invoices The Credit Analyst must be tech ...

CS Power Systems Inc.

Credit Manager

Walnut Creek, CA · On-site

$140 - $180/hr

Strong knowledge of financial statement analysis, commercial credit risk assessment, collections, credit insurance, and accounts receivable best practices. * Experience working with SAP ERP and ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Pleasanton, CA

Credit Risk Analyst information

See Pleasanton, CA salary details

$41.2K

$126.7K

$219.8K

How much do credit risk analyst jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit risk analyst in Pleasanton, CA is $126,738.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,800.00 and $156,400.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

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For Credit Risk Analyst jobs in Pleasanton, CA, the most frequently searched job titles are:

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Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Pleasanton, CA as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $126,738 per year, or $60.9 per hour.

Credit & Support Analyst

Saige Partners

San Jose, CA • On-site

$28 - $31/hr

Contractor

Posted 10 days ago

Key responsibilities

  • Support the full credit-to-cash cycle by evaluating credit risk, managing accounts receivable, and following up on past-due invoices.

  • Monitor shipments, resolve customs clearance issues, and support order management activities in collaboration with operations.

  • Reconcile accounts, process payments and adjustments, and produce reports related to cash forecast and accounts receivable for management.

Job description

Job Description We strive to be Your Future, Your Solution to accelerate your career. Contact Christine Gonzalez at cgonzalez@saigepartners.com, you can also schedule an appointment at to learn more about this opportunity. Position: Credit Analyst (San Jose, CA) Job Overview: The Credit and Support Analyst supports the full credit-to-cash cycle - credit risk evaluation, accounts receivable, collections, and order/shipment support

The ideal candidate has hands-on experience with Accounts Receivable, credit risk management, and AR aging review, and is comfortable following up on past-due invoices. Beyond credit, this role supports operational activities including shipment monitoring, customs clearance resolution, and cross-functional order management. The Credit and Support Analyst must be tech- and systems-savvy (ERP experience preferred, e.g., SAP) with excellent communication skills and a willingness to learn and grow in the role

This position reports to the Credit / AR Manager and works closely with sales, logistics, and operations teams. This is a W2 contract position and is not eligible for C2C or W2 referral candidates. Key Responsibilities: Credit & Accounts Receivable Reconcile, research, and resolve credit/billing discrepancies on customer A/R accounts Post wire payments, perform adjustments, and process credit refunds for assigned accounts Perform account reconciliations Investigate and resolve account irregularities and customer inquiries Request and review sales forecasts and payment history to simulate the credit limit required to support sales Review and approve credit memos and RMA requests Follow up on past-due invoices and support collection efforts Produce weekly, monthly, and quarterly reports (cash forecast, AR aging, etc.) for management Logistics Support Monitor shipments and resolve customs clearance issues with customs brokers and consignees Monitor incident reports for shipment exceptions and take corrective actions Operations Collaboration Partner with operations teams on order entry/management, inventory management, purchasing, shipping, and RMA management activities Work cross-departmentally with sales, logistics, and operations to resolve order-to-cash issues Learn more about Saige Partners on Facebook or LinkedIn

Hours you will be work: Monday through Friday, onsite in San Jose, CA; 8 am - 5 pm PST Compensation: $28-$31 per hour Saige Partners, one of the fastest growing technology and talent companies in the Midwest, believes in people with a passion to help them succeed. We are in the business of helping professionals Build Careers, Not Jobs. Saige Partners believes employees are the most valuable asset to building a thriving and successful company culture, which is why we offer a benefit package and convenient weekly payment solutions that helps our employees stay healthy and maintain a positive work/life balance.

Contact us to learn more about the opportunity below or check out other opportunities at https://careers.saigepartners.com/.

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