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Credit Risk Analyst Jobs in Katy, TX (NOW HIRING)

Credit Review Team Leader Sr

Houston, TX · On-site +1

$125K - $255K/yr

Bachelor's Degree * 10+ years of progressively responsible experience in credit review, risk and/or credit risk management, portfolio monitoring, underwriting and/or analysis, including a management ...

Credit is a strategic function whose primary role is to manage the credit risk associated with commercial activities. Responsibilities: * Perform financial analysis to assess the creditworthiness of ...

The Risk Operations & Analytics Team Lead is part of Chevron Corporate Treasury - Credit & Risk Control organization. This role drives business integration and transformation across Trading, Risk ...

Credit Analyst

Houston, TX · On-site

$60 - $80/hr

Credit is a strategic function whose primary role is to manage the credit risk associated with commercial activities. Responsibilities * Perform financial analysis to assess the creditworthiness of ...

Showing results 41-60

Credit Risk Analyst information

See Katy, TX salary details

$33.9K

$104.5K

$181.2K

How much do credit risk analyst jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk analyst in Katy, TX is $104,484.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,700.00 and $128,900.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are popular job titles related to Credit Risk Analyst jobs in Katy, TX?

For Credit Risk Analyst jobs in Katy, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Katy, TX look for?

The top searched job categories for Credit Risk Analyst jobs in Katy, TX are:

What cities near Katy, TX are hiring for Credit Risk Analyst jobs?

Cities near Katy, TX with the most Credit Risk Analyst job openings:

Infographic showing various Credit Risk Analyst job openings in Katy, TX as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $104,484 per year, or $50.2 per hour.

Credit Review Team Leader Sr

Huntington

Houston, TX • On-site, Remote

$125K - $255K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 18 days ago


Huntington National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

66th of 175 rated banks


Job description

Description

Summary:

The Credit Review Team Leader Sr. will report directly to the Credit Review Director or Credit Review Group Manager. This role involves leading a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk management function. The Credit Review Team Leader Sr. has a proven track record in a Credit Review management role or similar leadership position and has demonstrated exceptional delivery results within a demanding environment.

Duties and Responsibilities:

  • Serve as the departmental subject matter expert in credit risk in one of more of the segments within the commercial and/or consumer portfolios and have general knowledge of lending support area practices impact on credit risk within the financial services industry.
  • Develop and maintain working relationships with executive bank management, regulators, segment leadership as well as with the broader Credit Review team to execute review responsibilities effectively and efficiently.
  • Contribute to the development and execution of Credit Review's annual and strategic plans.
  • Participate in the monitoring of credit-related risk throughout the Bank and the Holding Company including subsidiaries.
  • Provide technical guidance for integrated CR engagements.
  • As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and indirect credit risk inherent in products/services and related activities administered by business segments, assess adherence to policies and procedures and compliance with legal and regulatory requirements, and evaluate results to determine if issues exist and improvement recommendations are necessary.
  • Coordinate with the management team the development of credit review objectives and related procedures to address relevant credit risks.
  • Contribute to the continuous improvement of Credit Review tools and methods.
  • Identify and communicate emerging risk issues to enhance credit risk management practices across the enterprise.
  • Through contribution to Credit Review leadership presentations, provide senior management and the Board of Directors with information regarding the identification, measurement, and management of credit risk for designated credit risk focus area.
  • Represent Credit Review in risk meetings with business segments and affiliates, executive leadership, and the Board when necessary.
  • Monitor annual plan progress and changes, engagement budget/staffing and recommendation status and follow-up related to areas of responsibility.
  • Serve as SME / EIC on special projects / targeted reviews outside of traditional exams.
  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor's Degree
  • 10+ years of progressively responsible experience in credit review, risk and/or credit risk management, portfolio monitoring, underwriting and/or analysis, including a management role

Preferred Qualifications:

  • Strong working knowledge of risk and/or credit risk management and control frameworks
  • Strong verbal and written communication skills, the ability to engage in difficult conversations, as well as ability to manage multiple engagements/projects simultaneously are essential to providing a strong, independent role when evaluating areas of the Bank and Holdco
  • Prior Credit Review and/or risk officer experience.
  • Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals.
  • Technical accounting (GAAP) or financial statement analysis knowledge
  • Working knowledge of MS Access, Excel, Word and credit/statistical analysis tools
  • Conflict management experience


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$125,000-$255,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).


Huntington is an Equal Opportunity Employer.


Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.


Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.



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